Canadian Consumer Credit Outlook
Navigating risks in an era of rising inflation and interest rates
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Join us to hear our experts discuss the current and emerging trends in Canadian household credit conditions based on data from Equifax. We'll examine the impacts stemming from the COVID-19 pandemic and Russia-Ukraine military conflict to answer:
- Why is inflation top of mind for consumers and policymakers?
- How will inflation vary across segments and impact different spending drivers?
- How quickly will loss-rates rise as interest rates increase?
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SpeakersBrendan La Cerda Director - Economic Research Moody's Analytics
David Fieldhouse Director - Consumer Credit Analytics Moody's Analytics
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Brendan LaCerda is an associate director and senior economist with Moody’s Analytics. Brendan serves as the lead analyst for the Canadian economic forecast. His primary responsibilities also include the development and improvement of country forecast models. His research is primarily focused on international macroeconomics, healthcare and fiscal policy. Before joining Moody’s Analytics, Brendan worked as a senior economist with IHS Global Insight’s U.S. Macroeconomic Service. Brendan received his PhD in economics from the University of Virginia. He pursued his undergraduate education at the London School of Economics and the University of Notre Dame, where he graduated with a BA in economics and mathematics.
David Fieldhouse is a Director in the Content, Economics and Structured Analytics Division of Moody’s Analytics. His responsibilities include developing and validating models of retail loan performance for financial institutions. He also provides regular analysis and commentary on consumer credit markets. David has a PhD from the University of Western Ontario.