Victor Calanog, PhD Head of CRE Economics Moody's Analytics

Victor Calanog, Ph.D. CRE® is the Head of Commercial Real Estate Economics at Moody’s Analytics. He and his team of economists and analysts are responsible for the firm’s commercial real estate market forecasting, valuation, and portfolio analytics services.

Dr. Calanog's research has received awards and fellowship support from several institutions, including the Ford Foundation, the Russell Sage Foundation and the Penn Lauder Center for International Business Research.

Robby Holditch Senior Director - Solutions Specialist Moody's Analytics (212) 553-2119

Robby is a Moody’s Analytics community banking specialist and Subject Matter Expert in CECL. He is responsible for providing accounting expertise across solutions, products and services offered by Moody’s Analytics in the Americas. Robby has 15 years of experience in M&A, US federal tax and SALT, financial reporting with 8 plus years of community banking and regional banking experience.

John Toohig Head of Whole Loan Trading Raymond James

John Toohig is a Managing Director at Raymond James, a Board Member and President of Raymond James Mortgage Company, Inc and Head of the Whole Loan Group.

John joined Raymond James (formerly Morgan Keegan) in September of 2006. As manager of the Whole Loan Group, John’s primary responsibilities include day-to-day trading of whole loan packages, portfolio analysis, transaction management and the structuring of whole loan, participation and various structured products. John’s product focus encompasses both seasoned and new production: residential mortgages (both QM and Non-QM), commercial mortgages, consumer lending, fintech lending, scratch and dent loans, and non-performing assets. Prior to joining the Whole Loan group at Raymond James, John was a part of the firm’s Taxable Banking platform where he was responsible for corporate debt transactions, trust preferred securities, sale leaseback transactions and ABS transactions.

Beyond his daily trading responsibilities, John is a regular speaker and content creator for various lending-related conferences and publications. He has presented at most of the major lending conferences including MBA National Secondary, SFIG Vegas / ABS West, CUNA Lending and more, and his commentary has also been featured in publications such as the Wall Street Journal, Forbes, HousingWire and DebtWire. In 2020, John contributed a chapter to “The CECL Handbook A Practitioner’s Guide” entitled “Data Collision: Efficient Lending Under CECL” which dives deep into the impact of the new accounting regulation’s impact on lending. John has created an active following on LinkedIn with regular posts and articles surrounding community lending, providing both lenders and investors with timely commentary on current trends and happenings in the primary and secondary loan markets. In addition, he showcases new lending products, technology, and credit tools as the market constantly evolves.

Mr. Toohig received his undergraduate degree from the Houghton College and his MBA from the University of Mississippi with a focus in finance and IT. John has his Series 7, 24 and Series 63 licenses. His community involvement includes currently serving as Member of the Board of Trustees for St. Agnes Academy / St. Dominic School. He is also a former chairman for both the Lafayette and DeSoto county American Cancer Society Relay for Life events and the former president of the Ole Miss MBA Alumni Board. John resides in Memphis, TN with his wife Sha, and his two daughters, Helen Grace and Cressey, while he works in Raymond James’ east Memphis branch.

Christopher Lewis Vice President of Commercial Lending First Tech Federal Credit Union

Christopher Lewis is the Vice President of Commercial Lending at First Tech Federal Credit Union.  His responsibilities include overseeing all Commercial Real Estate and Small Business Lending activities at one of the largest credit unions in the United States.  Christopher has over 25 years of banking and finance experience, received his B.A. in Finance from Washington State University, and is a graduate of the Pacific Coast Banking School.

Owen LaFave Pinellas County Market President Bank of Tampa

Owen LaFave serves as Pinellas County Market President for The Bank of Tampa. He leads the strategic direction of The Bank of Tampa’s Pinellas County offices, as well as the effort to expand and further develop the bank’s presence in Pinellas County. Additionally, Owen has oversight responsibilities for the Commercial Real Estate Banking and Marketing Groups. Prior to his current role, Owen served as Commercial Real Estate Director where he has played a key leadership role in helping to further develop the Commercial Real Estate department by accelerating new business growth for the portfolio and further establishing the department as a key specialty area for the bank.  Owen has over 20 years of experience in banking, all of which has been spent in Tampa Bay.  

Owen is a graduate of the University of South Florida and holds a Bachelor of Arts in business finance. LaFave currently serves as the Community Chairman for Gulf Coast JFCS, is on the board of Neighborhood Lending Partners, Inc. as past chairman, and the St. Petersburg Chamber of Commerce Board of Governors as Treasurer. Previously, he held positions including chairman of the Downtown Tampa CRA Advisory Board, chairman of the Historic Preservation Commission for the City of Tampa, president of the National Association of Industrial and Office Properties (NAIOP), past sponsorship chair for Leadership Tampa Alumni Association and has held board positions with the Tampa Downtown Partnership and First Housing, Inc. He was selected as an Up & Comer in the 40 under 40 category in 2016. Owen is also a graduate of Greater Tampa Chamber of Commerce’s Leadership Tampa Class of 2015.

Frazer Gieselmann Director Raymond James

Frazer brings over 20 years of commercial real estate lending experience to the Whole Loan Group. Since graduating from Auburn University in 2000, Frazer has overseen all aspects of managing and growing commercial real estate portfolios, including pursuing, underwriting and closing loans secured by all types of income-producing properties. Frazer’s experience includes both debt and equity finance for low income housing tax credit projects and various state and federal tax credit debt programs throughout the Southeast. In addition to his background in underwriting, closing and managing commercial real estate loans, Frazer spent three years after the 2008 financial crisis managing and disposing over $100 million in bank-owned real estate throughout the Southeast. His responsibilities with the Whole Loan Group include assisting the trading and sales team throughout the trading process by analyzing and underwriting commercial loans and serving as a liaison between our investors and selling clients for both credit underwriting and due diligence.