Hear from Moody’s analysts Frank Mirenzi and Daniel Yu, as they dissect the results of Australia’s major banks and provide insights into the potential trends for the rest of the year.
Discussion Topics:
- Are SMEs and households showing signs of stress?
- Are the effects of fixed mortgage rate maturities visible yet?
- Is margin improvement running out of steam?
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SpeakersPatrick Winsbury Associate Managing Director, Financial Institutions Group Moody's Ratings
Frank Mirenzi Vice President - Senior Credit Officer, Financial Institutions Moody's Ratings
Daniel Yu Vice President - Senior Credit Officer, Financial Institutions Moody's Ratings
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Patrick Winsbury is the Associate Managing Director of Moody’s Corporate Finance and Financial Institutions Groups in Sydney, covering the Australian and New Zealand markets. Patrick moved to Sydney in 2006, following postings in New York and Singapore with Moody’s Financial Institutions Group. He served as the Representative Director for Moody’s Singapore office from 1995-1999, having previously worked in Moody’s Hong Kong and London offices.
Patrick holds a Masters degree from the Cranfield School of Management, a B.A.in European Studies from the University of Bath and a Mineur from l’Université deMontréal.
Frank Mirenzi is a Vice President – Senior Credit Officer in Moody’s Financial Institutions Group in Sydney. Frank covers a number of Australian major and regional banks. He is also the lead analyst for the Australian insurance sector.
Prior to join Moody’s in October 2013, Frank worked as an analyst, most recently with Royal Bank of Scotland plc, covering Australian banks and insurance entities.
He holds a Bachelor of Economics from Macquarie University.
Daniel Yu is a VP-Sr Credit Officer in Moody’s Financial Institution Group, based in Sydney. His primary responsibilities include banks in Australia and New Zealand.
Prior to joining Moody’s in October 2006, Daniel worked as an analyst for the Australian Prudential Regulation Authority, focusing on authorised deposit taking institutions and general insurance entities.
He holds a Bachelor of Mathematics and Finance degree from the University of Technology, Sydney. He is also a CFA charterholder and a member of the CFA Society of Sydney.