Keith Banhazl is a Managing Director and Head of Commercial Real Estate Finance for Americas within the Structured Finance Group and leads the team responsible for CMBS & CRE CLO new ratings and surveillance at Moody’s Investors Service. The team is responsible for reviewing Conduit/Fusion, Large Loan/Single Borrower, Agency CMBS, Credit Tenant Lease, Small Balance Commercial, CRE CLO, CRE CDO and other structured products at Moody’s Investors Service. He is also Moody’s Global Structured Finance Outreach Coordinator. He has been involved in various research initiatives and outreach activities related to the CRE securitization space, publishing and speaking on Moody’s behalf. Prior to being appointed to his current position, Mr. Banhazl was a Managing Director within the Structured Finance Group leading the US CMBS and CRE CLO/CDO Surveillance team and the review of primary US CRE CLO/CDO transactions, including the credit assessment team for commercial real estate assets within CRE CDO’s and CLO’s as well as Structured Credit transactions. Previously at Moody’s, he rated various fixed and floating-rate Conduit/Fusion and Large Loan CMBS transactions. Mr. Banhazl has a Bachelor of Arts degree from Brown University in Economics and History

Manoj Jethani is a Vice President – Senior Credit Officer in the US life insurance team within the Financial Institutions Group at Moody’s Ratings where he is a lead analyst and has responsibility for a portfolio of North American life insurers. 

Prior to joining Moody’s in 2006, he worked as an actuary at a private actuarial consulting firm in Stamford, CT and as a credit analyst at Mashreq Bank in Dubai, UAE. 

Manoj holds a Bachelor of Science in Management Information Systems and Finance from the University of Connecticut and holds a Master’s in Business Administration (MBA) with a specialization in Banking, Strategy and Finance from New York University’s Stern School of Business.

Lori Marks is a Vice President-Senior Credit Officer in Moody’s Ratings’ Corporate Finance Group responsible for a portfolio of real estate investment trusts (REITs) and other real estate companies across a variety of property types. Lori has extensive commercial real estate experience and has been with Moody’s REITs team for the entire duration of her career at Moody’s, which began in 2003. Prior to Moody’s, Lori was a sell-side equity research associate covering REITs at Deutsche Bank and, prior to that, Prudential Securities. Lori received a BA from the University of Pennsylvania and holds an MBA in Finance and Accounting from The University of Chicago Booth School of Business.

Darrell Wheeler leads CMBS and CRE CLO research at Moody’s Ratings, with over 30 years in commercial real estate and securitization research. He has developed innovative mortgage models, managed structured finance research at top firms including Cantor Fitzgerald, S&P Global Ratings, and Citigroup, and received multiple accolades, such as repeated Institutional Investors poll rankings. Darrell is also an active contributor and editorial board member for CREFC’s E-primer.

Stephen Lynch is a Vice President–Senior Credit Officer in Moody’s Ratings’ Financial Institutions Group, responsible for a portfolio of regional banks, residential mortgage lenders, and CRE lenders. He is also the lead analyst for Fannie Mae and Freddie Mac. Prior to joining Moody’s, Stephen spent 10 years at S&P Global, where he led a team covering non-bank finance companies and government-sponsored enterprises, and he also previously worked in public accounting. 

Stephen received a BA from the University of California, Los Angeles (UCLA) and holds an MBA in Finance and Accounting from the UCLA Anderson School of Management.