Warren covers a broad portfolio of global investment and universal banks, US regional banks and finance companies. Previously, Warren was a Managing Director in the Structured Finance Group. 

Prior to joining Moody's Ratings, Warren held senior investment banking positions with William Blair & Co. and The Industrial Bank of Japan. He holds a B.S. from the Wharton School of the University of Pennsylvania. 

35+ years’ professional experience (including 20+ years at Moody’s Ratings).

Jody Shenn is a Vice President – Senior Analyst in the Structured Finance Group at Moody’s Ratings. Mr. Shenn specializes in producing research across a range of both consumer and commercial asset securitization sectors. Prior to joining Moody’s in 2015, Mr. Shenn spent nine years covering residential mortgages, securitization and other fixed-income market topics as a journalist at Bloomberg News. Prior to that, Mr. Shenn worked as a reporter and/or editor at publications including American Banker, The Wall Street Journal and The Southampton Press. He is a graduate of Cornell University in Ithaca, New York

Mickey Chadha is a Vice President – Senior Credit Officer on the Corporate Finance Team. He is the lead analyst covering a portfolio of bog box, value, off-price and specialty retail issuers.  Prior to joining Moody’s in 2010 Mickey spent about 20 years in corporate and investment banking.  Mickey began his banking career at First Fidelity Bank (now part of Wells Fargo) and following his tenure at First Fidelity, he worked at different banking institutions including Sumitomo Mitsubishi Banking Corporation and The Royal Bank of Canada.  Just before joining Moody’s Mickey was a Portfolio Manager and Senior Vice President at IKB Capital Corporation managing a portfolio of high yield and investment grade credits.  Mickey holds an M.B.A from the Zicklin School of Business at Baruch College, New York and a post graduate diploma in credit analysis and banking from New York University.

Scott Hoyt is senior director for Moody’s, responsible for the firm’s consumer forecasts and analysis. Dr. Hoyt contributes to Economic View, speaks at conferences, and oversees the production of the U.S. economic forecast. He has done custom modeling for credit and consumer sector clients. His projects include estimating market size geographically for several large retail clients, analysis of spending by demographic groups and implications for the spending outlook, credit portfolio modeling, and delinquency and loss modeling. His areas of expertise include consumer spending, retail sales and industry performance, consumer credit, household income, demographics, and other aspects of consumer behavior and its macroeconomic and industry implications.

Before joining Moody’s Analytics, Dr. Hoyt spent five years as an economist for J.C. Penney, where he did extensive work supporting the company's strategic planning efforts, real estate research department, merchandise departments, and credit department. He received his PhD and MA in economics from the University of Pennsylvania and his BA summa cum laude from Bates College.

Madhavi Bokil is an Executive Director, heading the Macro Research Team of the Credit Strategy and Standards Group. She is a member of Moody’s Macro Board and the lead author of Moody’s Global Macroeconomic Outlook.

Before joining Moody’s Ratings Madhavi held positions as Senior Economist at AIG and GE Capital, undertaking global macroeconomic analysis, forecasting and CCAR stress testing. Prior to that she held a faculty position in the Department of Economics at Clark University, where she pursued research in and taught International Macroeconomics and Monetary Economics. She holds a BA in Economics from Fergusson College, Pune, India, a MA in Economics from the University of Mumbai, India and a PhD in International Economics from the University of California at Santa Cruz.