Eugene Tarzimanov is a Senior Vice President in the Financial Institutions Group in Asia. Based in Singapore, he is the Lead Analyst for banks in Southeast Asia, including Singapore, Malaysia, Vietnam, Sri Lanka and Bangladesh. 

Eugene is also responsible for coordinating banking research across Asia Pacific, and actively represents Moody’s to regulators, investors and the media on analytical and methodological views. Eugene moved to Singapore from Moody’s Moscow office, where he covered the largest banks in Russia, as well as financial institutions in Europe and the Middle East.

Before joining Moody’s in early 2009, Eugene held senior positions during his five years with Standard & Poor’s, where he was responsible for the analysis of banks in Europe and the Middle East. He has also worked at the CEO’s office of Bank VTB, where he was responsible for inhouse research.

Eugene holds an MBA in financial management from New York’s Pace University, and a BSc in international economics from Moscow’s Finance Academy.

Tetsuya Yamamoto is a Vice President – Senior Credit Officer with the Financial Institutions Group of Moody’s Japan. He covers ratings across a portfolio of Japanese megabanks, major banks, regional banks, securities firms, government related financial institutions, and finance companies. 

Prior to Moody’s, Tetsuya worked as a senior portfolio manager for Tokyo Star Bank. Prior to Tokyo Star Bank, Tetsuya worked for Sumitomo Mitsui Banking Corporation (formerly Sumitomo Bank) as a senior analyst at Corporate Research Department in Tokyo and Hong Kong, covering a wide range of sectors including food & beverage, retail & wholesale, telecommunications, steel, chemical and financial institutions. 

Tetsuya holds a bachelor’s degree in economics from Kyoto University.

David Yin is a Vice President – Senior Credit Officer with the Financial Institutions Group at Moody’s Investors Service Hong Kong Limited. David is covering a portfolio of banks and non-bank financial institutions in China.

Before joining Moody’s, David worked as equity research analyst for Standard Chartered Bank, covering Chinese banks and securities companies. Earlier, he had covered Chinese financial institutions in Bank of China International Securities (China). He had also worked in the ECM department of Goldman Sachs Gao Hua Securities.

David holds a MSc in management and a BA in Economics from Peking University.

Frank Mirenzi is a Vice President – Senior Credit Officer in Moody’s Financial Institutions Group in Sydney. Frank covers a number of Australian major and regional banks. He is also the lead analyst for the Australian insurance sector.

Prior to join Moody’s in October 2013, Frank worked as an analyst, most recently with Royal Bank of Scotland plc, covering Australian banks and insurance entities.

He holds a Bachelor of Economics from Macquarie University.

Based in Beijing, Nicholas supports cross-border rating activities of Chinese banks. Previously, he was Moody’s key point of contact on the Chinese regional and local government sector.

Prior to joining Moody’s, Nicholas advised the Asian Development Bank on various China banking initiatives. He has extensive credit experience, having worked at HSBC, Standard Chartered and ANZ on a range of sectors and issues related to risk assessment for Basel II and other regulatory frameworks. Earlier in his career he was a senior economist with the World Bank.

Nicholas holds a Ph. D. in International Finance and M.A. in Economics from Georgetown University, and a B.S. in Mathematical Statistics from Sichuan University. He is also a CFA charter-holder.

Rebecca Tan is an Associate Managing Director in the Financial Institutions Group (FIG), based in Hong Kong SAR, China. She manages a team of analysts covering the ratings and research of Korean banks as well as Greater China and Korean non-bank financial institutions.

Rebecca joined Moody’s in 2015 as an Associate Analyst and has progressed through roles of increasing responsibility. During her tenure with FIG, she led ratings across banks and finance companies in key South and Southeast Asian economies, building strong relationships with issuers, regulators and investors throughout the region. She also authored high-profile research reports and represented Moody’s at media interviews and investor conferences.

From 2023 to 2025, Rebecca was part of the APAC Regional Management team, working closely with senior management to develop and execute Moody’s global strategy across the region. Her responsibilities included overseeing the operations of Moody's Ratings Singapore, managing relationships with Moody's affiliates and serving as a Non-Executive Director on the board of an affiliate’s subsidiary. Rebecca rejoined FIG in 2026.

Prior to joining Moody’s, Rebecca was a banking regulator at the Monetary Authority of Singapore. She has 15 years of experience in the financial industry.

Rebecca holds a Bachelor of Accountancy (Honors) from Nanyang Technological University, Singapore, and is a Chartered Accountant.

Joseph Lin is a VP – Senior Analyst in the Financial Institutions Group in Hong Kong, responsible for the coverage on Taiwan and Hong Kong banks as well as NBFIs in China.

Joe has extensive experience in debt capital markets and credit ratings. Joe joins Moody's from CLSA Hong Kong, where he was a Director in Rating Advisory from 2020 to 2022, and prior to that, he was a Director in Debt Capital Markets at CCB International Capital Ltd in Hong Kong from 2017 to 2020. As a rating advisor, his coverage included financial institutions and corporations in China and ASEAN, and he also acted as an ESG advisor.

Prior to his role in rating advisory, Joe was a credit rating analyst at Standard & Poor’s Global Ratings from 2007 to 2017 where he had diverse experience covering infrastructure issuers, leveraged finance transactions as well as acting as a trainer. He was based in New York, Taipei and Hong Kong.

Joe received his Bachelor of Science in Economics from Syracuse University, Master of Business Administration in Financial Management from Pace University and Master of Science in Management from New York University.

Kelvin Kwok is an AVP-Analyst with the Financial Institution Group. Based in Hong Kong, he covers insurance companies in the Asia Pacific region. 

Before joining Moody’s, Kelvin worked for PricewaterhouseCoopers as a senior audit associate covering life and general insurance firms.

Kelvin holds a bachelor’s in Business Administration from the Hong Kong University of Science and Technology. He is also a Certified Public Accountant and Chartered Financial Analyst.

Tengfu Li is a Vice President – Senior Analyst with Moody’s Financial Institutions Group.

Based in Singapore, he is responsible for the credit ratings of financial institutions in Indonesia and Malaysia. Prior to Moody’s, Tengfu worked at OCBC Bank, where he developed credit risk models.

Tengfu holds a MSc in Accountancy from Nanyang Technological University, and a BEng in Electrical Engineering from the National University of Singapore.

Joyce Ong is an Assistant Vice President within Moody’s Financial Institutions Group. 

Based in Singapore, she is responsible for the analysis and credit ratings of financial institutions in Vietnam, the Philippines and Indonesia.

Prior to joining Moody’s in 2020, Joyce worked for Standard Chartered Bank in Hong Kong as a credit analyst covering banks and non-bank financial institutions in Greater China. She has also worked for Credit Suisse in Singapore as a credit risk analyst and at the Monetary Authority of Singapore as a banking regulator.

Joyce holds a Bachelor of Business Administration (Honours) from the National University of Singapore.

Shirley Zeng is an Assistant Vice President/Manager - Ratings & Research Support with Moody’s Financial Institutions Group. Based in Singapore, Shirley covers a portfolio of banks and non-bank financial institutions in the South and Southeast Asia. 

Prior to joining Moody’s, Shirley was an auditor with KPMG Singapore, covering clients in the banking, investment management and commodity trading industries. 

Shirley holds a Bachelor of Accountancy from the Nanyang Technological University of Singapore.

Arlene Sohn is an Analyst in Moody’s Financial Institutions Group. Based in Hong Kong, Arlene covers a portfolio of financial institutions in Korea and Mongolia. 

Prior to her current role, Arlene worked as an Associate Analyst in Moody’s Ratings and Research Support team, and supported ratings for non-financial corporates in Korea. Arlene also supported ratings for project financing companies in South and Southeast Asia. 

Prior to joining Moody’s in 2017, Arlene was with Deloitte Korea and has performed different roles in financial advisory services group, including feasibility studies on infrastructure project and aircraft financing, insolvency and litigation consulting and M&A advisory work. 

Arlene is a Certified Public Accountant of Korea (KICPA). She has a Master of Science in Financial Analysis from The Hong Kong University of Science and Technology and a B.A. in Business Administrations from Seoul National University.