David Beadle Vice President - Senior Credit Officer, Corporate Finance Moody’s Ratings

David Beadle joined Moody’s in 2014 and covers retail industry credits in the UK and Western Europe as a Vice President – Senior Credit Officer in the EMEA Corporate Finance Group in London. He covers a number of UK retailers, including the grocers, Tesco and Wm Morrison, fuel forecourt operator Euro Garages, and fashion businesses, House of Fraser, Matalan and New Look. His coverage also includes French, German and Dutch issuers. Prior to joining Moody's David had spent more than 15 years as a credit analyst and portfolio manager in the City, most recently with international specialist banking and asset management group, Investec.

Edmond DeForest Senior Vice President, Business & Consumer Services, Corporate Finance Moody's Ratings

Ed DeForest is a Senior Vice President on the Technology and Services team. Ed covers a portfolio of services and software companies in a range of verticals.

Ed joined Moody’s in February, 2012 from the Federal Reserve Bank of New York, where he shared responsibility for leading a team of examiners reviewing the wholesale loan portfolios of the 10 largest New York-based banks. Prior to his work at the Fed, Ed was a managing director with D.B. Zwirn, where he was the global head of asset management. While there, Ed managed the credit and illiquid risk department, with a portfolio of about $5 billion of assets under management. Ed also worked for 19 years at JPMorgan Chase, in both the credit and lending and the investment banking departments, covering a range of companies in the Technology, Telecommunications, Cable TV, Publishing and Broadcasting sectors. Ed has a B.A. from the University of Pennsylvania and his M.B.A. is from Carnegie Mellon University