Timothy J. Mattke is chief executive officer of MGIC Investment Corporation and MGIC. He joined the company in 2006. Prior to his appointment as CEO, he served as executive vice president and chief financial officer from 2014 to 2019, controller from 2009 to 2014, and held other positions within the Accounting and Finance departments. Before joining MGIC, Mr. Mattke was an audit manager with PricewaterhouseCoopers LLP. He holds a bachelor’s in business administration and an MA in accountancy from the University of Wisconsin-Madison.

Mr. Mattke currently serves on the Boards of Acts Housing, Goodwill Industries of Southeastern Wisconsin and Chicago, Inc., and sits on the Advisory Council of SecureFutures and the Advisory Board for the Accounting Department at the University of Wisconsin-Madison. He previously served on the Board for the United Performing Arts Fund (UPAF).

Mark Zandi is chief economist of Moody’s Analytics, where he directs economic research. Moody’s Analytics, a subsidiary of Moody’s Corp., is a leading provider of economic research, data and analytical tools. Dr. Zandi cofounded Economy.com, which Moody’s purchased in 2005.

Dr. Zandi is on the board of directors of MGIC, the nation’s largest private mortgage insurance company, is the lead director of PolicyMap, a data visualization and analytics company used by policymakers and commercial businesses, and is a director of the Coleridge Initiative, a nonprofit that facilitates the exchange of data across governments.

He is a trusted adviser to policymakers and an influential source of economic analysis for businesses, journalists and the public. Dr. Zandi frequently testifies before Congress and conducts regular briefings on the economy for corporate boards, trade associations and policymakers at all levels. 

Dr. Zandi is the author of Paying the Price: Ending the Great Recession and Beginning a New American Century, which assesses the monetary and fiscal policy response to the Great Recession. His other book, Financial Shock: A 360º Look at the Subprime Mortgage Implosion, and How to Avoid the Next Financial Crisis, is described by The New York Times as the “clearest guide” to the financial crisis. Dr. Zandi is host of the Inside Economics podcast.
Dr. Zandi earned his BS from the Wharton School at the University of Pennsylvania and his PhD at the University of Pennsylvania.

Jay Bray serves as the Chairman and Chief Executive Officer of Mr. Cooper Group. Jay has also served in various leadership roles at Nationstar since joining the company in 2000.

Jay has more than 25 years of experience in the mortgage servicing and originations industry. From 1988 to 1994, he worked with Arthur Andersen in Atlanta, Georgia, where he served as an audit manager from 1992 to 1994. From 1994 to 2000, Jay held a variety of leadership roles at Bank of America and predecessor entities, where he managed the asset backed securitization process for mortgage-related products, developed and implemented a secondary execution strategy and profitability plan and managed investment banking relationships, secondary marketing operations and investor relations. Additionally, Jay led the portfolio acquisition, pricing and modeling group at Bank of America.

He holds a B.A.A. in Accounting from Auburn University and is a Certified Public Accountant in the State of Georgia.

Stephen Lynch is a Vice President–Senior Credit Officer in Moody’s Ratings’ Financial Institutions Group, responsible for a portfolio of regional banks, residential mortgage lenders, and CRE lenders. He is also the lead analyst for Fannie Mae and Freddie Mac. Prior to joining Moody’s, Stephen spent 10 years at S&P Global, where he led a team covering non-bank finance companies and government-sponsored enterprises, and he also previously worked in public accounting. 

Stephen received a BA from the University of California, Los Angeles (UCLA) and holds an MBA in Finance and Accounting from the UCLA Anderson School of Management.

Jay Bray serves as the Chairman and Chief Executive Officer of Mr. Cooper Group. Jay has also served in various leadership roles at Nationstar since joining the company in 2000.

Jay has more than 25 years of experience in the mortgage servicing and originations industry. From 1988 to 1994, he worked with Arthur Andersen in Atlanta, Georgia, where he served as an audit manager from 1992 to 1994. From 1994 to 2000, Jay held a variety of leadership roles at Bank of America and predecessor entities, where he managed the asset backed securitization process for mortgage-related products, developed and implemented a secondary execution strategy and profitability plan and managed investment banking relationships, secondary marketing operations and investor relations. Additionally, Jay led the portfolio acquisition, pricing and modeling group at Bank of America.

He holds a B.A.A. in Accounting from Auburn University and is a Certified Public Accountant in the State of Georgia.

Stephen Lynch is a Vice President–Senior Credit Officer in Moody’s Ratings’ Financial Institutions Group, responsible for a portfolio of regional banks, residential mortgage lenders, and CRE lenders. He is also the lead analyst for Fannie Mae and Freddie Mac. Prior to joining Moody’s, Stephen spent 10 years at S&P Global, where he led a team covering non-bank finance companies and government-sponsored enterprises, and he also previously worked in public accounting. 

Stephen received a BA from the University of California, Los Angeles (UCLA) and holds an MBA in Finance and Accounting from the UCLA Anderson School of Management.

Timothy J. Mattke is chief executive officer of MGIC Investment Corporation and MGIC. He joined the company in 2006. Prior to his appointment as CEO, he served as executive vice president and chief financial officer from 2014 to 2019, controller from 2009 to 2014, and held other positions within the Accounting and Finance departments. Before joining MGIC, Mr. Mattke was an audit manager with PricewaterhouseCoopers LLP. He holds a bachelor’s in business administration and an MA in accountancy from the University of Wisconsin-Madison.

Mr. Mattke currently serves on the Boards of Acts Housing, Goodwill Industries of Southeastern Wisconsin and Chicago, Inc., and sits on the Advisory Council of SecureFutures and the Advisory Board for the Accounting Department at the University of Wisconsin-Madison. He previously served on the Board for the United Performing Arts Fund (UPAF).

Mark Zandi is chief economist of Moody’s Analytics, where he directs economic research. Moody’s Analytics, a subsidiary of Moody’s Corp., is a leading provider of economic research, data and analytical tools. Dr. Zandi cofounded Economy.com, which Moody’s purchased in 2005.

Dr. Zandi is on the board of directors of MGIC, the nation’s largest private mortgage insurance company, is the lead director of PolicyMap, a data visualization and analytics company used by policymakers and commercial businesses, and is a director of the Coleridge Initiative, a nonprofit that facilitates the exchange of data across governments.

He is a trusted adviser to policymakers and an influential source of economic analysis for businesses, journalists and the public. Dr. Zandi frequently testifies before Congress and conducts regular briefings on the economy for corporate boards, trade associations and policymakers at all levels. 

Dr. Zandi is the author of Paying the Price: Ending the Great Recession and Beginning a New American Century, which assesses the monetary and fiscal policy response to the Great Recession. His other book, Financial Shock: A 360º Look at the Subprime Mortgage Implosion, and How to Avoid the Next Financial Crisis, is described by The New York Times as the “clearest guide” to the financial crisis. Dr. Zandi is host of the Inside Economics podcast.
Dr. Zandi earned his BS from the Wharton School at the University of Pennsylvania and his PhD at the University of Pennsylvania.