Pepa Mori is a Senior Vice President in the Financial Institutions Group. She joined Moody’s in 2008. Since then she has managed a wide portfolio of European issuers, currently having oversight responsibilities for Moody’s banks ratings in Italy and Central Eastern Europe. She is also the lead analyst for Banco Santander.

Prior to joining Moody’s, Ms. Mori worked as a credit analyst in a variety of roles. These include credit research at BBVA, rating European sub-sovereigns and public sector companies at Standard & Poor’s; and financial analysis at BBVA’s asset management division. Ms. Mori holds a Bachelor Degree in Business Administration and MSc in Finance from Colegio Universitario de Estudios Financieros (CUNEF), Madrid (Spain).

Vice President -Senior Analyst, Financial Institutions Group, based in Paris. Roland is the sector lead for the French banking system, and covers a portfolio of banks in France and Benelux. Roland joined Moody’s in 2008, and has covered banks in multiple banking systems including France, the UK, Ireland, Belgium, the Netherlands, Israel and Norway. He has also been the sector lead for non-bank financial companies across Europe. Roland was involved in the global effort leading to the current global methodology on banks, which includes the introduction of the Loss Given Failure framework -a response to the shift in public policy toward implementation of resolution regimes. Roland started his career at HSBC.

Anna Sherbakova is a Senior Analyst in the Financial Institutions Group, based in London, where she covers banks in the UK and Norway, as well as non-bank financial institutions. She joined Moody’s in 2011 in New York, where she held lead analytical responsibility for a portfolio of finance companies across multiple sectors, including business development companies (BDCs), consumer and commercial lenders, and leasing firms. Prior to joining Moody’s, Anna worked at a private equity firm focused on middle- market companies, as well as at a buy- side investment firm.

Anna holds an MBA from Columbia Business School and a BSBA from Boston University.

Maria Cabanyes is a Senior Vice President and team coordinator in the EMEA Financial Institutions Group for Spain and Portugal, in addition, she is lead analyst for the larger financial institutions in Spain.

Ms Cabanyes joined Moody’s London-based banking team in December 1992, since when she has followed banks as lead analyst, as well as in Spain, in the Nordic region, Portugal and in Latin America. Ms Cabanyes has also served as Regional Credit Officer to Moody’s Banking and Finance rating teams in EMEA, ensuring compliance with existing rating methodologies, supporting the development and implementation of analytical initiatives as well as facilitating global rating consistency.

Prior to joining Moody’s in 1992, Ms Cabanyes was an equity analyst at Iberagentes (Spain). Ms Cabanyes has a Bachelor Degree in Business Administration and MSc in Finance from Colegio Universitario de Estudios Financieros (CUNEF) Madrid.

Swen joined Moody’s Investors Service in August 2010 as a member of the of the Financial Institutions Group. He is the lead analyst for several German, Austrian and Swiss banks.

Prior to joining Moody’s Swen was a portfolio manager and buy- side analyst for global banks and financial institutions with Deka Investment, Frankfurt. He graduated in Business Administration from Goethe University of Frankfurt and is a CFA Charterholder.

Bernhard is lead analyst for a number of banks in Germany and Austria. 

Prior to joining Moody’s in 2014, he worked for Allianz SE as a Financial Analyst with firm-wide credit portfolio responsibilities. Prior to that, he was a Credit Risk Officer at EADS (now Airbus) and a Senior Risk Manager / Senior Analyst in Corporate and Structured Finance at LBBW in Germany and Luxembourg.

Bernhard is a CFA charter holder and has obtained the PRM designation. He holds a Master’s Degree in European Business Studies & Management from Otto-Friedrich University at Bamberg (Germany) and speaks German, English, Spanish and French.