Nitish Bhojnagarwala Associate Managing Director, Financial Institutions Group Moody's Ratings

Nitish Bhojnagarwala is an Associate Managing Director with Moody’s Financial Institutions Group. Based in Dubai, Nitish covers a portfolio of large conventional as well as Islamic financial institutions in the Middle East, Africa and Turkey.

Nitish joined Moody’s in 2011, and has led sukuk roundtables and conducted workshops on Banking and Islamic finance at various conferences in the Middle East, Europe and Asia. Nitish has also authored several research pieces, with a focus on regional banking, credit issues and issuer-in-depths for conventional as well as Islamic banks.

Prior to joining Moody’s, Nitish spent five years at Tamweel in the Treasury function. He has also worked for KPMG in the UAE, where he covered financial institutions. Nitish holds an MBA from S P Jain Institute of Management & Research, with a major in Finance (Investment Banking).

Alexander Perjéssy Vice President - Senior Credit Officer, Sovereign Risk Moody's Ratings

Alexander Perjéssy is Vice President – Senior Credit Officer at the Moody’s Sovereign Risk Group.

Based in Dubai, he has lead analyst responsibilities for a number of sovereigns in the Middle East, including most of the Gulf Cooperation Council member states and several regional multilateral institutions.

Prior to joining Moody’s in November 2017, Alex worked for two years as economist at the Islamic Development Bank in Jeddah, Saudi Arabia.

Before relocating to the Middle East, Alex spent more than 12 years covering macroeconomic developments and sovereign risk assessment in the emerging markets of the EMEA region for AllianceBernstein and The Rohatyn Group, both US-based asset management firms in New York, as well as for Goldman Sachs in London.

Alex holds an MA in Economics from the University of Maryland and a BA in Economics from Middlebury College.

Maisam Hasnain Vice President – Senior Credit Officer, Corporate Finance Moody's Ratings

Maisam Hasnain is a Vice President - Senior Credit Officer in Moody’s Corporate Finance Group. 

Based in Singapore, Maisam covers a portfolio of companies across the industrial, mining and plantation sectors in Southeast Asia. 

Prior to his move to Singapore in 2017, Maisam spent four years in Moody’s Hong Kong office covering a broad array of sectors, including telecommunications, communications infrastructure, building materials, and metals and mining. 

Maisam joined Moody’s in 2010 and started as an Associate in Moody’s Regional Product Strategy team, which is responsible for managing all aspects of Moody’s research and data service offerings, including new business initiatives. 

Maisam holds a double major in Economics and Finance, and a minor in Arabic from The University of Hong Kong. He is also a CFA charterholder.

Mohammed Ali Londe Vice President - Senior Analyst, EMEA Insurance Moody's Ratings

Mohammed Ali Londe is an Vice President – Senior Analyst within Moody’s Insurance Group, based in Dubai. He is responsible for Moody’s insurance ratings in the Middle East. Prior to joining Moody’s in 2013, Mohammed worked in the Planning and Performance Management department of Zurich International Middle East. Mohammed’s past experience also includes working with Chartis Middle East (AIG) and as an auditor, within the insurance department of Deloitte Bermuda where along with performing numerous insurance and reinsurance audits, he was seconded to work with Endurance Specialty Insurance Ltd.Mohammed Ali holds a BSc from Oxford Brookes University, UK.

Abdulla AlHammadi Assistant Vice President - Analyst, Financial Institutions Group Moody's Ratings

Abdulla Al Hammadi serves as an Assistant Vice President with Moody's Financial Institutions Group. He is based in Dubai, where he oversees a portfolio of bank credit ratings across the Gulf Co-operation Council (GCC) countries, with a particular emphasis on Islamic financial institutions.

Abdulla joined Moody’s in 2024. Prior to his tenure at Moody's, Abdulla was an Associate Director at Fitch Ratings, covering financial institution ratings in the Middle East. Before Fitch Ratings, he was with the Central Bank of Bahrain, handling prudential supervision for wholesale banks.

Abdulla is a Chartered Financial Analyst (CFA) and earned a First-Class Honours degree in Banking and Finance from the University of Bahrain. He authored a book titled "Principles of Financial planning, Investment & Trading" aimed at providing comprehensive overview on passive style investment portfolio.

Aziz Al Sammarai Assistant Vice President – Analyst, Corporate Finance Moody's Investors Service

Aziz Al Sammarai joined Moody’s Corporate Finance in April, 2018. Aziz is based in Toronto office where he covers a portfolio of U.S. and Canadian based companies mainly in the paper and plastic packaging and forest products industry as well as Canadian based airlines and homebuilders. Prior to joining Moody’s, Aziz held multiple roles in the credit rating industry in Toronto. Previously, Aziz worked in external audit roles for KPMG.

Aziz has a Master’s in Finance from the Queen's University and a B.Sc. in Finance from the University of Bedfordshire Oman.

Badis Shubailat Assistant Vice President - Analyst, EMEA Banking Moody's Ratings

Badis Shubailat is an Analyst with Moody’s Financial Institutions Group. Based in Dubai, Badis covers a portfolio of large conventional as well as Islamic banks in the UAE, Bahrain, Saudi Arabia, Tunisia and Morocco. He is the lead analyst responsible for the Bahraini and Tunisian banking systems and also covered in the past financial institutions in Kuwait, Qatar and Turkey. Since joining Moody’s in March 2014, Badis has authored research publications focusing on GCC and North African credits as well as Islamic Banking. Badis holds a Bachelor in Business Administration from John Cabot University (Rome, Italy) and an MSc in Finance from EADA Business School (Barcelona, Spain). Badis speaks English, French, Arabic and Italian.

Chong Jun Wong Assistant Vice President - Analyst, Financial Institutions Moody’s Ratings

CJ Wong is an Analyst with Moody’s Financial Institutions Group.

Based in Singapore, CJ covers a portfolio of banks and non-bank financial institutions in Bangladesh, Malaysia and Vietnam

Prior to joining Moody’s, CJ worked as a research analyst in the Dividend Forecasting team at IHS Markit, where he was responsible for providing estimates on financial institutions and corporates in Australia and Singapore.

CJ holds a Bachelor of Commerce (Hons) from the University of Sydney, majoring in Finance and Economics. He is a CFA Charterholder.

Muhammad Ibrahim Associate Lead Analyst, Sustainable Finance Moody’s Ratings

Ibrahim works as Associate Lead Analyst, Sustainable Finance at Moody's Ratings and is primarily responsible for conducting external reviews on the frameworks of Green, Social and Sustainability-labelled financial instruments. Ibrahim has worked on issuing more than 30 Second Party Opinions covering sovereigns and issuers across APAC and Europe. His research coverage mainly includes the banking, real estate, commodities, and utilities sectors. 

Prior to Moody's, Ibrahim was a lead researcher at NUS Business School's Centre for Governance and Sustainability, publishing ESG indices covering APAC markets. He has co-authored numerous industry reports in corporate governance, sustainability, and family business domains and has been a regular speaker promulgating good governance and responsible investing in the region. 

Ibrahim holds a Master of Business Administration (Strategy) and a Bachelor of Business Administration (Accountancy), both from the National University of Singapore. He is a Chartered Accountant (CA) of Singapore, as well as a CFA Charterholder.