Eugene Tarzimanov Senior Vice President, Financial Institutions Moody's Ratings

Eugene Tarzimanov is a Senior Vice President in the Financial Institutions Group in Asia. Based in Singapore, he is the Lead Analyst for banks in Southeast Asia, including Singapore, Malaysia, Vietnam, Sri Lanka and Bangladesh. 

Eugene is also responsible for coordinating banking research across Asia Pacific, and actively represents Moody’s to regulators, investors and the media on analytical and methodological views. Eugene moved to Singapore from Moody’s Moscow office, where he covered the largest banks in Russia, as well as financial institutions in Europe and the Middle East.

Before joining Moody’s in early 2009, Eugene held senior positions during his five years with Standard & Poor’s, where he was responsible for the analysis of banks in Europe and the Middle East. He has also worked at the CEO’s office of Bank VTB, where he was responsible for inhouse research.

Eugene holds an MBA in financial management from New York’s Pace University, and a BSc in international economics from Moscow’s Finance Academy.

Daniel Yu Vice President - Senior Credit Officer, Financial Institutions Moody's Ratings

Daniel Yu is a VP-Sr Credit Officer in Moody’s Financial Institution Group, based in Sydney. His primary responsibilities include banks in Australia and New Zealand.

Prior to joining Moody’s in October 2006, Daniel worked as an analyst for the Australian Prudential Regulation Authority, focusing on authorised deposit taking institutions and general insurance entities. 

He holds a Bachelor of Mathematics and Finance degree from the University of Technology, Sydney. He is also a CFA charterholder and a member of the CFA Society of Sydney.

Nicholas Zhu Vice President - Senior Credit Officer, Financial Institutions Moody's Ratings

Based in Beijing, Nicholas supports cross-border rating activities of Chinese banks. Previously, he was Moody’s key point of contact on the Chinese regional and local government sector.

Prior to joining Moody’s, Nicholas advised the Asian Development Bank on various China banking initiatives. He has extensive credit experience, having worked at HSBC, Standard Chartered and ANZ on a range of sectors and issues related to risk assessment for Basel II and other regulatory frameworks. Earlier in his career he was a senior economist with the World Bank.

Nicholas holds a Ph. D. in International Finance and M.A. in Economics from Georgetown University, and a B.S. in Mathematical Statistics from Sichuan University. He is also a CFA charter-holder.

Amit Pandey Vice President - Senior Analyst, Financial Institutions Group Moody’s Ratings

Amit Pandey joined Moody’s APAC FIG in Singapore in 2023. He covers a rating portfolio of banks in Asia-Pacific, in particular the South and Southeast Asian region.

Previously, Amit was with S&P Global Ratings for over 10 years in Singapore covering a portfolio of ASEAN and South Asian financial institutions. Prior to that, he served in the debt capital market team of HSBC India and the credit department of Axis Bank in Mumbai. 

Amit has extensive credit experience in providing rating and capital advisory services to issuers across the Asia-Pacific region, as well as debt origination and management services of credit portfolios.

Amit has a Bachelor’s degree in Electrical Engineering from Harcourt Butler Technological Institute, Kanpur, and an MBA from the Indian Institute of Management, Calcutta.

Joseph Lin Vice President – Senior Analyst, Financial Institutions Moody's Ratings

Joseph Lin is a VP – Senior Analyst in the Financial Institutions Group in Hong Kong, responsible for the coverage on Taiwan and Hong Kong banks as well as NBFIs in China.

Joe has extensive experience in debt capital markets and credit ratings. Joe joins Moody's from CLSA Hong Kong, where he was a Director in Rating Advisory from 2020 to 2022, and prior to that, he was a Director in Debt Capital Markets at CCB International Capital Ltd in Hong Kong from 2017 to 2020. As a rating advisor, his coverage included financial institutions and corporations in China and ASEAN, and he also acted as an ESG advisor.

Prior to his role in rating advisory, Joe was a credit rating analyst at Standard & Poor’s Global Ratings from 2007 to 2017 where he had diverse experience covering infrastructure issuers, leveraged finance transactions as well as acting as a trainer. He was based in New York, Taipei and Hong Kong.

Joe received his Bachelor of Science in Economics from Syracuse University, Master of Business Administration in Financial Management from Pace University and Master of Science in Management from New York University.

Arlene Sohn Assistant Vice President-Analyst, Financial Institutions Group Moody's Ratings

Arlene Sohn is an Analyst in Moody’s Financial Institutions Group. Based in Hong Kong, Arlene covers a portfolio of financial institutions in Korea and Mongolia. 

Prior to her current role, Arlene worked as an Associate Analyst in Moody’s Ratings and Research Support team, and supported ratings for non-financial corporates in Korea. Arlene also supported ratings for project financing companies in South and Southeast Asia. 

Prior to joining Moody’s in 2017, Arlene was with Deloitte Korea and has performed different roles in financial advisory services group, including feasibility studies on infrastructure project and aircraft financing, insolvency and litigation consulting and M&A advisory work. 

Arlene is a Certified Public Accountant of Korea (KICPA). She has a Master of Science in Financial Analysis from The Hong Kong University of Science and Technology and a B.A. in Business Administrations from Seoul National University.

Chong Jun Wong Assistant Vice President - Analyst, Financial Institutions Moody’s Ratings

CJ Wong is an Analyst with Moody’s Financial Institutions Group.

Based in Singapore, CJ covers a portfolio of banks and non-bank financial institutions in Bangladesh, Malaysia and Vietnam

Prior to joining Moody’s, CJ worked as a research analyst in the Dividend Forecasting team at IHS Markit, where he was responsible for providing estimates on financial institutions and corporates in Australia and Singapore.

CJ holds a Bachelor of Commerce (Hons) from the University of Sydney, majoring in Finance and Economics. He is a CFA Charterholder.

Jien Hoong Chew Assistant Vice President-Analyst, Financial Institutions Moody's Ratings

Jien is an Assistant Vice President – Analyst with Moody’s Financial Institutions Group. Based in Singapore, he is responsible for the credit ratings of financial institutions in Thailand and Vietnam.

He was previously a manager leading a team of associate analysts in Moody’s Ratings and Research Support division, supporting the development and maintenance of Moody’s ratings, research and related activities.

Before joining Moody’s, Jien was a manager with Ernst & Young Singapore, covering clients in the banking, asset management and commodity trading industries. 

Jien holds a Bachelor of Commerce from the University of Adelaide. He is also certified practising accountant (CPA).

Helen Zhang Assistant Vice President-Analyst, Financial Institutions Moody's Ratings

Helen Zhang is an Assistant Vice President-Analyst in the Financial Institutions Group of Moody's Investors Service based in Hong Kong. She is responsible for a portfolio of banks in Hong Kong, Macau and Taiwan. Previously, she supported credit ratings of banks in mainland China.

Helen joined Moody’s in 2017 as an Associate Analyst. Prior to that, Helen spent two years at Ernst & Young, where she was a senior audit accountant covering financial institutions.

Helen holds a Bachelor of Business Administration in Finance from the Chinese University of Hong Kong. She is also a CPA in Hong Kong.

Clarabelle Tan Analyst, Financial Institutions Moody's Ratings

Clarabelle Tan is an Analyst with Moody’s Financial Institutions Group. 

Based in Singapore, she is responsible for Moody’s portfolio of banks and non-bank financial institutions in Indonesia and Philippines. 

Prior to joining Moody’s, Clarabelle was a Senior Associate with PricewaterhouseCoopers Singapore in the Financial Services Assurance team, covering clients in the asset wealth management, venture capital and banking industries. 

Clarabelle holds a Bachelor of Business Administration (Honors), Accountancy from the National University of Singapore.

Devang Rajkotia Analyst, Financial Institutions Group Moody's Ratings

Devang Rajkotia is an Analyst with Moody’s Ratings’ Financial Institutions Group. Based in Singapore, he covers credit ratings and research on banks and non-bank financial institutions in India and Bangladesh

Devang has 10+ years of experience in the financial services industry.

Before joining Moody’s Ratings in 2024, he was Deputy Vice President in HDFC Bank’s Credit Risk Management division in India. He also worked for domestic credit rating agency ICRA Limited in India, where he was involved in rating securitization transactions.

Devang holds an MBA in Finance from the S.P. Jain Institute of Management & Research in India and a bachelor’s of technology from VJTI Mumbai. 

Kensuke Ogawa Analyst, Financial Institutions Moody's Ratings

Kensuke Ogawa is an Analyst with the Financial Institutions Group at Moody’s Investors Service. Based in Tokyo, he covers a portfolio of major Japanese banks and insurers.

Kensuke first worked for Moody’s in January 2020 as an Associate Analyst, joining the company after working for a Japanese life insurer in Tokyo and London, and a foreign asset management company as a credit analyst. He left Moody’s for a Japanese asset manager in 2021, and rejoined Moody’s in 2023, taking on his current role.

Kensuke holds a Master of Business Administration from Hitotsubashi University and a Bachelor of Engineering from Osaka University. He is a CFA Charterholder.