Maria Lee is an Managing Director and APAC Head of Relationship Management. In her role, Maria leads the teams responsible for formulating and operationalizing commercial strategies related to new business development and existing issuer relationships in APAC Region.

Prior to joining Moody’s, Maria worked at Standard Chartered Bank as the Head of Ratings Advisory for Greater China and Northeast Asia. She has also worked at PricewaterhouseCoopers Australia and has held analyst positions at Moody’s and Credit Suisse in Hong Kong.

Maria is a Chartered Accountant and holds a Bachelor of Commerce from the University of New South Wales in Australia.

Sally Yim is a Managing Director in the Financial Institutions Group. Based in Hong Kong SAR, China, Sally is the Head of APAC Financial Institutions, responsible for Moody’s analytical teams covering ratings and research on APAC banks, insurance companies, and non-bank financial institutions such as securities and leasing companies. She is also a co-head of Moody’s Global Banking and Global Insurance & Asset Management rating franchises. In addition, Sally leads the Global Financial Institutions Group’s Environment, Social & Governance (ESG) efforts.

Sally joined Moody’s in February 2005 as an Associate Analyst in New York, covering property & casualty insurers. She transferred to Hong Kong in 2006 and completed a short stint in the Corporate Finance Group, supporting analysts in the
oil & gas, petrochemical and steel sectors. Sally rejoined the Financial Institutions Group as an Analyst in January 2007. Since then, Sally has covered various Asian financial institutions, including insurance companies, banks and securities firms and subsequently, became a manager overseeing various teams covering the ratings and research of Greater China and Korean financial institutions.

Prior to joining Moody’s, Sally worked as a Senior Auditor at Ernst & Young LLP in New York, specializing in private and public insurers. She also worked at Ernst & Young’s National Professional Practice, where she focused on technical accounting research, while assisting in accounting consultations.

Sally holds a Bachelor of Business Administration and Master of Accounting from the University of Michigan. She is a CFA charterholder and also a Certified Public Accountant.

Chen Huang is an Associate Managing Director within Moody’s Financial Institutions Group. Based in Hong Kong, she manages teams of analysts covering the ratings and research of Asian insurers and Chinese banks.

Chen joined Moody's in December 2020 as a Senior Vice President from Autonomous Research/Sanford C. Bernstein, where she primarily covered Chinese banks as a partner before moving to her most recent position as a consultant in China macrofinancial research. Previously, she worked at CLSA (now CITIC CLSA) as a senior analyst covering Chinese banks and non-bank financial institutions.

Earlier in her career, she worked as a senior auditor at PricewaterhouseCoopers and had a brief stint at Caijing Magazine (now Caixin).

Chen received her Master of Public Administration from Syracuse University in the U.S and Bachelor of Arts in Economics from the University of International Business and Economics in China.

Kelly Chen is a Vice President - Senior Analyst with Moody’s Financial Institutions Group. Kelly covers a portfolio of banks and non-bank financial institutions in China.

Kelly previously was a lead analyst covering a portfolio of Chinese property companies, also at Moody’s.

Prior to joining Moody’s, Kelly was an investment analyst at a Hong Kong-based hedge fund. She has also worked as an equity research analyst in Credit Suisse, Bank of America Merrill Lynch and Samsung Securities. She has considerable experience in investment and equity research and across various sectors in Greater China, including oil & gas, property, cement and financial institutions.

Kelly holds a bachelor’s degree from Middlebury College, US.

David Yin is a Vice President – Senior Credit Officer with the Financial Institutions Group at Moody’s Investors Service Hong Kong Limited. David is covering a portfolio of banks and non-bank financial institutions in China.

Before joining Moody’s, David worked as equity research analyst for Standard Chartered Bank, covering Chinese banks and securities companies. Earlier, he had covered Chinese financial institutions in Bank of China International Securities (China). He had also worked in the ECM department of Goldman Sachs Gao Hua Securities.

David holds a MSc in management and a BA in Economics from Peking University.

Helen Zhang is an Assistant Vice President-Analyst in the Financial Institutions Group of Moody's Investors Service based in Hong Kong. She is responsible for a portfolio of banks in Hong Kong, Macau and Taiwan. Previously, she supported credit ratings of banks in mainland China.

Helen joined Moody’s in 2017 as an Associate Analyst. Prior to that, Helen spent two years at Ernst & Young, where she was a senior audit accountant covering financial institutions.

Helen holds a Bachelor of Business Administration in Finance from the Chinese University of Hong Kong. She is also a CPA in Hong Kong.

Jessie Hong is an Analyst with the Financial Institutions Group at Moody’s Investors Service Hong Kong Limited. Jessie is covering a portfolio of non-bank financial institutions in Greater China.

Jessie joined Moody’s in 2018 as an Associate Analyst. Prior to joining Moody’s, Jessie worked as an equity research associate covering Chinese financial institutions at Nomura, and was a senior audit associate at PricewaterhouseCoopers.

Jessie holds a Bachelor of Business Administration in Accounting from the Chinese University of Hong Kong. She is also a CPA.