Jody Shenn is a Vice President – Senior Analyst in the Structured Finance Group at Moody’s Ratings. Mr. Shenn specializes in producing research across a range of both consumer and commercial asset securitization sectors. Prior to joining Moody’s in 2015, Mr. Shenn spent nine years covering residential mortgages, securitization and other fixed-income market topics as a journalist at Bloomberg News. Prior to that, Mr. Shenn worked as a reporter and/or editor at publications including American Banker, The Wall Street Journal and The Southampton Press. He is a graduate of Cornell University in Ithaca, New York

Natalia Gluschuk is a Vice President – Senior Credit Officer at Moody’s Corporate

Finance Group in the US Homebuilding team. Natalia brings extensive analytical

expertise on the Homebuilding and Building Products sectors to this role and holds

lead analyst responsibilities for a portfolio of investment-grade and speculative-grade

issuers.

Since 2018, Natalia has been part of Moody’s US Cross-Sector Housing and Housing

Finance Group that focuses on the development of cross line of business research and

outreach. For more than 10 years, Natalia had been part of Moody’s North America

Refunding Team, conducting refunding risk studies for the corporate sectors in the US

and Canada. Since joining Moody’s in 2006, Natalia has held coverage responsibilities

for a variety of corporate sectors including Homebuilding, Manufacturing, Building

Materials, Consumer Durables, Business and Consumer Services, Wholesale

Distribution, Metals and Mining.

Natalia holds a Bachelor’s degree in Business Administration from Drexel University

with concentrations in Finance and Economics.

Stephen Lynch is a Vice President–Senior Credit Officer in Moody’s Ratings’ Financial Institutions Group, responsible for a portfolio of regional banks, residential mortgage lenders, and CRE lenders. He is also the lead analyst for Fannie Mae and Freddie Mac. Prior to joining Moody’s, Stephen spent 10 years at S&P Global, where he led a team covering non-bank finance companies and government-sponsored enterprises, and he also previously worked in public accounting. 

Stephen received a BA from the University of California, Los Angeles (UCLA) and holds an MBA in Finance and Accounting from the UCLA Anderson School of Management.

Andrew MacDonald is a VP - Senior Analyst in Moody’s Corporate Finance Group. Andrew joined Moody’s Services Team in 2020 and is responsible for a portfolio of companies in the Business and Consumer Services industries. During his time at Moody’s prior to this role, Andrew supported the credit analysis of speculative grade companies in the Manufacturing, Construction, Business and Consumer Services, and Distribution industries on the High Yield Team. Before joining Moody’s in November 2009, Andrew was a Financial Analyst at The Blackstone Group. Andrew received a BBA in Finance from James Madison University.

Padma Rajagopal is a rating committee chairperson and manager on the US RMBS New Issuing Team. She has been involved in credit risk analysis of structured finance transactions across various sectors of the RMBS market. Prior to Moody’s, Padma worked at MetLife Bank where she was a Director in the RMBS Whole Loan Trading and Portfolio Management Team covering purchase and sales of whole loan residential assets. Padma also held positions at Genworth and Fitch Ratings. 

Padma received her Bachelor’s degree in India from University of Madras and FCA from the Institute of Chartered Accountants of India