Wan Hee Yoo is an Executive Director and team leader in Moody’s Ratings’ Corporate Finance Group, based in Hong Kong. He is responsible for corporate ratings across a range of industries in Korea, Hong Kong, and Macau. Wan Hee has been with Moody’s since 2014.

Before joining Moody’s, Wan Hee worked in Citigroup’s Capital Markets Origination/Ratings Advisory team, mainly covering Korean companies. Prior to that, he worked as a credit analyst at Fitch Ratings and NICE Investors Service, both based in Seoul, where he served as a lead analyst for Korean corporates.

Wan Hee holds a Bachelor of Arts in Business Administration from Korea University.

Raj Joshi is a Senior Vice President on the Corporate Finance Team. He is the lead analyst responsible for a portfolio of enterprise software, hardware and technology-enabled services companies. Raj has covered a portfolio of technology and business services companies since 2010. From 2005 to 2010, he was part of the Telecommunications and Media team. Before joining Moody’s in 2005, Raj was an International Banker at Union Bank of California (now part of Mitsubishi UFJ Financial Group).

Raj has an MBA from Syracuse University and a Bachelor of Science from the University of Mumbai. Raj is a CFA charterholder and a member of the CFA Institute and the New York Society of Security Analysts, Inc.

Joining Moody’s Investors Service in 2011, Terry currently serves as a senior analyst in the Technology sector covering primarily semiconductor firms and a variety of business services firms.

Prior to joining Moody’s, Terry spent 14 years in credit analysis at HSH Nordbank, Credit Agricole, Bank of Tokyo, and Nordea, where he was the manager of the credit analysis group in New York. During that time, Terry had a wide range of analytic challenges ranging from work in corporate restructurings and bankruptcies (including the developing legal regimes in the BRICs), to transportation (aircraft pre-delivery deposit and take-out financing and leases, rail car securitization, and infrastructure projects), project and export financing, wireless telecom, technology, auto parts and diversified manufacturing. Before moving to credit analysis, Terry spent about four years doing valuations of non-traded securities (debt, equity and derivatives) for solvency, restructuring and litigation cases, while working for Ernst & Young and Houlihan Lokey.

Terry holds a BA in Economics from the University of Pennsylvania, and a MBA from Baruch. Terry completed the written and oral exams toward a PhD in business. In the program he focused on financial economics and did research on the application of term structure models in mortgage backed securities.

Terry is a CFA charterholder.

Soe Jung Baek is an Assistant Vice President in Moody’s Corporate Finance Group. Based in Hong Kong, Soe Jung covers a portfolio of Korean corporates across various industries.

Prior to her current role, Soe Jung worked as a Ratings Associate in Moody’s Ratings and Research Support team and supported ratings for non-financial corporates in Korea.

Prior to joining Moody’s in 2021, Soe Jung was with BNP Paribas Seoul Branch as a credit analyst in Corporate Coverage Group.

Soe Jung is a Chartered Financial Analyst (CFA) and certified Financial Risk Manager (FRM). She has a B.A. in Business Administrations from Korea University.