Mohammed Ali Londe is an Vice President – Senior Analyst within Moody’s Insurance Group, based in Dubai. He is responsible for Moody’s insurance ratings in the Middle East. Prior to joining Moody’s in 2013, Mohammed worked in the Planning and Performance Management department of Zurich International Middle East. Mohammed’s past experience also includes working with Chartis Middle East (AIG) and as an auditor, within the insurance department of Deloitte Bermuda where along with performing numerous insurance and reinsurance audits, he was seconded to work with Endurance Specialty Insurance Ltd.Mohammed Ali holds a BSc from Oxford Brookes University, UK.

Nitish Bhojnagarwala is an Executive Director with Moody’s Financial Institutions Group. Based in Dubai, Nitish covers a portfolio of large conventional as well as Islamic financial institutions in the Middle East, Africa and Turkey.

Nitish joined Moody’s in 2011, and has led sukuk roundtables and conducted workshops on Banking and Islamic finance at various conferences in the Middle East, Europe and Asia. Nitish has also authored several research pieces, with a focus on regional banking, credit issues and issuer-in-depths for conventional as well as Islamic banks.

Prior to joining Moody’s, Nitish spent five years at Tamweel in the Treasury function. He has also worked for KPMG in the UAE, where he covered financial institutions. Nitish holds an MBA from S P Jain Institute of Management & Research, with a major in Finance (Investment Banking).

Clarabelle Tan is an Assistant Vice President - Ratings with Moody’s Financial Institutions Group. 

Based in Singapore, she is responsible for Moody’s portfolio of banks and non-bank financial institutions in Indonesia and Philippines. 

Prior to joining Moody’s, Clarabelle was a Senior Associate with PricewaterhouseCoopers Singapore in the Financial Services Assurance team, covering clients in the asset wealth management, venture capital and banking industries. 

Clarabelle holds a Bachelor of Business Administration (Honors), Accountancy from the National University of Singapore.

Based in Dubai, he has lead analyst responsibilities for a portfolio of banks across the Gulf Cooperation Council (GCC), with a particular focus on Islamic financial institutions. His analytical work covers Islamic banking, sukuk markets and credit developments across key Islamic finance jurisdictions. 

Since joining Moody's in 2024, Abdulla has authored research on Islamic banking, sukuk markets and broader Islamic finance trends. He is also a frequent speaker and moderator at industry conferences and roundtables, discussing developments in banking, sukuk and Islamic finance across the Middle East and Asia. 

Prior to joining Moody's, Abdulla was an Associate Director at Fitch Ratings, where he covered financial institutions across the Middle East. Before Fitch Ratings, he worked at the Central Bank of Bahrain, where he was responsible for the prudential supervision of wholesale banks. 

Abdulla is a CFA charterholder and holds a First-Class Honours degree in Banking and Finance from the University of Bahrain. He is also the author of Principles of Financial Planning, Investment & Trading, a book focused on long-term investment and portfolio management.