Zoe is a Vice President in the Sovereign and Sub-Sovereign rating group where she leads credit analysis, research and investor outreach across public-sector and non-profit issuers including multilateral development banks, blended finance funds, mass transit operators, universities, housing associations, endowed foundations and local governments. Zoe also leads on cross-functional research initiatives on transition finance, climate resilience, and natural catastrophe risk.

Prior to Moody’s, Zoe was an Associate Director at Arup where she advised public and private funders, developers and operators of major urban development and infrastructure projects and programmes. She advised on business cases, impact assessments, feasibility studies and business plans for a wide range of projects and programmes in the urban realm including: energy efficiency and renewable energy, arts, culture, entertainment and leisure, placemaking and a broad range of transport and local movement projects.

She has a Masters of Public Administration in Public Economics and Policy from the London School of Economics and Political Science, is a Fellow Chartered Accountant of the Institute of Chartered Accountants, and has a BA Hons in History from the University of Birmingham.

Maÿlis Chapellier is a AVP-Analyst at Moody’s Ratings, in the EMEA sub-sovereign team. She is responsible for the credit risk analysis of UK housing associations (as well as UK public universities) since 2021. Maÿlis joined Moody’s in 2017, firstly supporting lead analysts working on French public entities (housing associations, hospitals and regional and local governments) before transitioning to a UK-focused portfolio in 2019. Before joining Moody's, she built her finance expertise in a consulting firm, working on projects with Caisse des Dépôts et Consignations (State-owned bank, main public lender for French housing associations).

Maÿlis holds a master’s degree in Economics and Business from Sciences Po. She speaks English, French and Spanish.

Theodora is a lead analyst in the Sub-Sovereign Group, responsible for a portfolio of housing associations and universities in the UK. Theodora joined Moody’s in 2017 as a Financial Data Analyst and in 2019 moved to a Ratings Associate role in the Corporate Finance Group, covering a variety of high-yield and investment-grade names in the business consumer, pharmaceuticals, gaming, and passenger railway industries in the EMEA region. 

Theodora holds a degree in Business Administration and an MSc in Investment and Finance from Queen Mary University.

Lénaïc is an Assistant Vice President in the Sovereign and Sub-Sovereign Group based out of London.

He is responsible for a diverse portfolio ranging from public sector entities such as local governments, social housing providers and emerging market sovereigns. Lénaïc first joined Moody’s in 2019 as a Ratings Associate in the sovereign team.

Prior to joining Moody’s in 2019, Lénaïc worked as a credit risk analyst at JPMorgan, focused on European emerging market companies and spent six months at the French Ministry of Social Affairs, analysing social benefit reforms.

Lénaïc holds a Master’s degree in Economics from the Ecole Normale Supérieure Paris-Saclay as well as a Bachelor in Sociology from the Sorbonne University.