Michael Rohr is a Senior Vice President and member of the Financial Institutions Group. Based in Frankfurt, he is responsible for Moody’s ratings for a variety of large financial institutions – including the investment banks – in Switzerland and Germany. Michael joined Moody’s in March 2012. 

Prior to his current function, Michael spent 16 years in equity research, asset management and retail banking, holding various positions at both sell-side and buy-side equity research firms and universal banking institutions focused on analyzing European banks.

Michael received a Bachelor Degree in Business Administration from the Akademie Norddeutscher Genossenschaften (co-operative banks university) in Northern Germany.

Jeff currently oversees the US banking team. Most recently, Jeff worked in Credit Strategy & Standards where he focused on Public Finance and Financial Institutions. Previously, Jeff was a lead analyst and accounting specialist.

Prior to joining Moody’s Ratings in 2003, Jeff spent 12 years in public accounting, latterly with PwC. Jeff is a Certified Public Accountant and graduated magna cum laude from Skidmore College in New York with a degree in business.

35+ years’ professional experience (including 20+ years at Moody’s Ratings).

Ceres joined Moody’s in 2006 and is the Associate Managing Director - Latin American Banking.

Ceres came from Standard Bank - Brazil, where she was the RegionalCredit Officer for Latin American Financial Institutions. Ceres, a long-time Brazilian bank industry specialist, was also a credit analyst withBank of America’s Trading Group for over six years, and prior to that she worked for ABN AMRO (Brazil) and BankBoston (Brazil) as a credit analyst for the middle market sector. She holds a B.A. degree from Pontificia Universidade Católica - São Paulo and an MBA in Banking from Fundação Getúlio Vargas, Brazil.

Stephen is a Managing Director and Global Co-Head of banking. He is co-responsible for global bank ratings and is based in London where he primarily focuses on banks in Europe, the Middle East and Africa (EMEA).

From 2022-2025 he was the Managing Director and Regional Head of EMEA, Stephen also served as the Country Manager for the United Kingdom for Moody’s Ratings. He was responsible for core business strategy, governance and oversight in the EMEA region.

Before relocating to London, Stephen held the position as Global Co-Head of Banking from 2010 to 2022, based in Hong Kong. In this role, he was responsible for global bank ratings with a primary focus on banks across the Asia-Pacific region.

Prior to joining Moody’s, Stephen worked at J.P. Morgan in London, Tokyo and Hong Kong in various senior credit, research and rating advisory positions. From 1990-1996 he was a bank analyst at S&P Global in London and Paris.

Stephen began his career as a banking regulator at the Bank of England. He is a graduate of the University of Oxford, where he studied Philosophy, Politics and Economics.