Chen Huang is an Associate Managing Director within Moody’s Financial Institutions Group. Based in Hong Kong, she manages teams of analysts covering the ratings and research of Asian insurers and Chinese banks.

Chen joined Moody's in December 2020 as a Senior Vice President from Autonomous Research/Sanford C. Bernstein, where she primarily covered Chinese banks as a partner before moving to her most recent position as a consultant in China macrofinancial research. Previously, she worked at CLSA (now CITIC CLSA) as a senior analyst covering Chinese banks and non-bank financial institutions.

Earlier in her career, she worked as a senior auditor at PricewaterhouseCoopers and had a brief stint at Caijing Magazine (now Caixin).

Chen received her Master of Public Administration from Syracuse University in the U.S and Bachelor of Arts in Economics from the University of International Business and Economics in China.

Frank Mirenzi is a Vice President – Senior Credit Officer in Moody’s Financial Institutions Group in Sydney. Frank covers a number of Australian major and regional banks. He is also the lead analyst for the Australian insurance sector.

Prior to join Moody’s in October 2013, Frank worked as an analyst, most recently with Royal Bank of Scotland plc, covering Australian banks and insurance entities.

He holds a Bachelor of Economics from Macquarie University.

Based in Beijing, Nicholas supports cross-border rating activities of Chinese banks. Previously, he was Moody’s key point of contact on the Chinese regional and local government sector.

Prior to joining Moody’s, Nicholas advised the Asian Development Bank on various China banking initiatives. He has extensive credit experience, having worked at HSBC, Standard Chartered and ANZ on a range of sectors and issues related to risk assessment for Basel II and other regulatory frameworks. Earlier in his career he was a senior economist with the World Bank.

Nicholas holds a Ph. D. in International Finance and M.A. in Economics from Georgetown University, and a B.S. in Mathematical Statistics from Sichuan University. He is also a CFA charter-holder.

Tomoya Suzuki is a Vice President and Senior Credit Officer with the Financial Institutions Group.

Based in Tokyo, he covers a portfolio of Japanese issuers comprising megabanks, major banks, securities firms, finance companies, and life insurers. Prior to this, he covered Japanese property and casualty insurers.

Before joining Moody’s Ratings, Tomoya worked in credit risk management at Credit Suisse in Tokyo, and in credit investment at a Japanese bank.

Tomoya holds a Bachelor of Arts in Finance and International Business from the University of South Carolina.

Joseph Lin is a VP – Senior Analyst in the Financial Institutions Group in Hong Kong, responsible for the coverage on Taiwan and Hong Kong banks as well as NBFIs in China.

Joe has extensive experience in debt capital markets and credit ratings. Joe joins Moody's from CLSA Hong Kong, where he was a Director in Rating Advisory from 2020 to 2022, and prior to that, he was a Director in Debt Capital Markets at CCB International Capital Ltd in Hong Kong from 2017 to 2020. As a rating advisor, his coverage included financial institutions and corporations in China and ASEAN, and he also acted as an ESG advisor.

Prior to his role in rating advisory, Joe was a credit rating analyst at Standard & Poor’s Global Ratings from 2007 to 2017 where he had diverse experience covering infrastructure issuers, leveraged finance transactions as well as acting as a trainer. He was based in New York, Taipei and Hong Kong.

Joe received his Bachelor of Science in Economics from Syracuse University, Master of Business Administration in Financial Management from Pace University and Master of Science in Management from New York University.

CJ Wong is an Analyst with Moody’s Financial Institutions Group.

Based in Singapore, CJ covers a portfolio of banks and non-bank financial institutions in Bangladesh, Malaysia and Vietnam

Prior to joining Moody’s, CJ worked as a research analyst in the Dividend Forecasting team at IHS Markit, where he was responsible for providing estimates on financial institutions and corporates in Australia and Singapore.

CJ holds a Bachelor of Commerce (Hons) from the University of Sydney, majoring in Finance and Economics. He is a CFA Charterholder.

Jien is an Assistant Vice President – Analyst with Moody’s Financial Institutions Group. Based in Singapore, he is responsible for the credit ratings of financial institutions in Thailand and Vietnam.

He was previously a manager leading a team of associate analysts in Moody’s Ratings and Research Support division, supporting the development and maintenance of Moody’s ratings, research and related activities.

Before joining Moody’s, Jien was a manager with Ernst & Young Singapore, covering clients in the banking, asset management and commodity trading industries. 

Jien holds a Bachelor of Commerce from the University of Adelaide. He is also certified practising accountant (CPA).

Kevin Hyunjea Kim is an Assistant Vice President in Moody’s Financial Institutions Group. Based in Hong Kong, he covers a portfolio of financial institutions in Korea and Mongolia. 

Kevin joined Moody’s in 2022 from DFI Retail Group where he worked as a senior corporate finance manager and prior to that he spent seven years as an equity analyst in Bloomberg Intelligence and Hanwha Asset Management with a primary focus on automotive and consumers sectors. 

Kevin holds an M.S. degree in finance from Korea University and a B.A. degree in Economics from Shanghai Jiao Tong University. He is also a CFA charterholder.

Clarabelle Tan is an Analyst with Moody’s Financial Institutions Group. 

Based in Singapore, she is responsible for Moody’s portfolio of banks and non-bank financial institutions in Indonesia and Philippines. 

Prior to joining Moody’s, Clarabelle was a Senior Associate with PricewaterhouseCoopers Singapore in the Financial Services Assurance team, covering clients in the asset wealth management, venture capital and banking industries. 

Clarabelle holds a Bachelor of Business Administration (Honors), Accountancy from the National University of Singapore.

Do Khanh Vy is an Analyst with Moody’s Financial Institutions Group.

Based in Singapore, Vy covers a portfolio of banks and non-bank financial institutions in Vietnam and Bangladesh. Prior to joining Moody’s, Vy was a Senior Associate with PricewaterhouseCoopers Singapore in the Financial Services Tax team, covering clients in the banking, insurance and asset wealth management industries.

Vy holds a Bachelor of Business Administration (Honors), Accountancy from the National University of Singapore.