Barbara Rismondo Associate Managing Director, Structured Finance Moody's Ratings

Barbara is the Co-Team Leader of the RMBS New Ratings Team in EMEA. Before this Barbara held the position of the Team Leader in EMEA RMBS Surveillance. She started in Moody’s in 2002 and has since then covered a large variety of products and markets. Barbara originally comes from the banking industry, where she mainly focused on working with derivative products.

Barbara holds an LLM in Banking and Finance Law from the University of London and a Laurea in International and Diplomatic Sciences from the University of Trieste.

Andrea Daniels Associate Managing Director, Structured Finance Group Moody's Investors Service

Andrea Daniels is an Associate Managing Director and leads the EMEA Commercial Mortgage Backed Securities (CMBS) team. Prior to joining the team in London in2011, she was a team leader in the US CMBS surveillance team responsible for large loan and single borrower transactions. Since joining Moody’s in 1998, Andrea has rated various fixed and floating rate US CMBS transactions. Prior to joining Moody’s, Andrea worked as an Asset Manager within the Real Estate group at Aetna in Hartford, Connecticut.  Ms. Daniels has a Bachelor of Science degree in Economics and Management from the University of the West Indies in Jamaica and an MBA in Real Estate from the University of Connecticut.

Carole Gintz Associate Managing Director, Structured Finance Moody's Ratings

Carole Gintz is an Associate Managing Director in the EMEA Structured Finance Group. Carole’s responsibilities include the new ratings activity for European Corporate Securitisation transactions. Carole manages a team of senior analysts based across various European countries. Carole’s team is responsible for the rating assignment of a wide range of newly issued transactions backed by corporate assets including CLOs, SME securitisations and ABCP. Prior to take the responsibility for the EMEA Corporate Securitisation team in 2016, Carole managed the rating surveillance activity of ABS in EMEA.

Carole is a member of the Moody’s Standing Committee on Rating Symbols and Definitions which is in charge of defining Moody’s various ratings symbols, rating scales and other ratings-related definitions. This appointment recognizes her extensive experience in the credit and rating process gained through the 20 years Carole’s has been with Moody’s.

Before joining Moody’s, Carole completed her Master in engineering from Ecole Centrale Paris. She also holds a master degree in Applied Mathematics from Université Paris Dauphine.