Webinar

Sharper scrutiny: What regulators expect from carriers on models, capital, and AI

Rate filings are getting harder to defend. Wildfire and severe convective storm losses now sit at the center of profitability and volatility questions, regulators are looking more closely at how carriers model those perils, and the expanding use of artificial intelligence (AI) in underwriting is drawing new questions about transparency and oversight.

Expectations are moving faster than the rulebooks. Requirements vary by state, and what satisfied a reviewer on your last filing may not be enough on your next one.

Join us for a practical read on where scrutiny is heading and how to get ahead of it.
 
What we'll cover:

  • Catastrophe models in rate filings. What regulators are saying about advanced models for wildfire, severe convective storm, and other secondary perils, where state approaches are diverging, and how to prepare for heavier documentation requirements.
  • Secondary perils, capital, and governance. Where regulators are focused on exposure management, catastrophe risk governance, and capital adequacy, and how to demonstrate strong risk management practices.
  • AI in underwriting. The expectations taking shape around transparency, explainability, and oversight, and practical steps to reduce future compliance risk while continuing to innovate.
If you have any questions, please contact Juanita.Pina@moodys.com.

Speakers

Matthew Nielsen

Matthew Nielsen

SVP Manager – Government, Public & Regulatory Affairs

Moody's

Matt Pinkowski

Matt Pinkowski

AVP – Government, Public & Regulatory Affairs

Moody's

Join us online for Sharper scrutiny: What regulators expect from carriers on models, capital, and AI