Sally Yim (严溢敏) Managing Director, Financial Institutions Moody’s Investors Service (穆迪投资者服务公司金融机构部 -董事总经理)

Sally Yim is a Managing Director in the Financial Institutions Group. Based in Hong Kong SAR, China, Sally is the Head of APAC Financial Institutions, responsible for Moody’s analytical teams covering ratings and research on APAC banks, insurance companies, and non-bank financial institutions such as securities and leasing companies. She is also a co-head of Moody’s Global Banking and Global Insurance & Asset Management rating franchises. In addition, Sally leads the Global Financial Institutions Group’s Environment, Social & Governance (ESG) efforts.

Sally joined Moody’s in February 2005 as an Associate Analyst in New York, covering property & casualty insurers. She transferred to Hong Kong in 2006 and completed a short stint in the Corporate Finance Group, supporting analysts in the
oil & gas, petrochemical and steel sectors. Sally rejoined the Financial Institutions Group as an Analyst in January 2007. Since then, Sally has covered various Asian financial institutions, including insurance companies, banks and securities firms and subsequently, became a manager overseeing various teams covering the ratings and research of Greater China and Korean financial institutions.

Prior to joining Moody’s, Sally worked as a Senior Auditor at Ernst & Young LLP in New York, specializing in private and public insurers. She also worked at Ernst & Young’s National Professional Practice, where she focused on technical accounting research, while assisting in accounting consultations.

Sally holds a Bachelor of Business Administration and Master of Accounting from the University of Michigan. She is a CFA charterholder and also a Certified Public Accountant.

严溢敏现任金融机构部董事总经理，驻香港工作，是亚太金融机构部主管，负责管理穆迪分析团队关于亚太地区银行、保险公司以及券商和租赁公司等非银行金融机构的评级和研究。她还是穆迪全球银行业及全球保险和资产管理业评级业务的联席负责人。此外，她还负责全球金融机构部的环境、社会和治理 (ESG) 相关工作。

严溢敏于2005 年2 月加入穆迪纽约，任助理分析师，负责财产及意外保险公司的评级工作。2006 年她从穆迪纽约办事处调任香港，在香港企业融资部工作了一段时间，负责支持石油及天然气业、石化业和钢铁业的分析师。2007 年1 月，她重返金融机构部，担任分析师，负责保险公司、银行和券商等多家亚洲金融机构的评级工作。此后她承担涵盖大中华
区和韩国金融机构评级和研究的多个团队的管理职责。

加入穆迪之前，严溢敏曾在纽约的安永会计师事务所任高级审计师，专门负责私营及上市保险公司的审计工作。她也曾任职于安永的国家专业服务部门 (National Professional Practice) ，负责技术会计研究，同时为会计咨询工作提供协助。

严溢敏持有美国密歇根大学的工商管理学士学位和会计学硕士学位，并且是特许金融分析师 (CFA) 及注册会计师 (CPA) 。

Qian Zhu Vice President-Senior Credit Officer Moody's Investors Service

Qian Zhu is a Senior Credit Officer in Moody’s Financial Institutions Group in Shanghai, where she covers a portfolio of Asian insurance companies.

Qian transferred to Shanghai in February 2016 after spending over 10 years in Moody’s Structured Finance Group in both New York and London, covering various securitization products, including catastrophe bonds. In addition, Qian was seconded to CCXI, Moody’s joint venture company in China, as Chief Technical Advisor in CCXI’s Structured Finance Department from February to June 2014.

Prior to joining Moody’s, Qian worked as a senior actuarial analyst with Towers Watson in New York, specializing in pension and retirement medical plan valuation.

Qian received her Bachelor of Economics and Master of Operations Management from Shanghai Jiao Tong University, and a Master of Environmental Management from Yale University. She holds both a CFA charter and an ASA designation.

Kelvin Kwok AVP-Analyst, Financial Institution Group Moody's Ratings

Kelvin Kwok is an AVP-Analyst with the Financial Institution Group. Based in Hong Kong, he covers insurance companies in the Asia Pacific region. 

Before joining Moody’s, Kelvin worked for PricewaterhouseCoopers as a senior audit associate covering life and general insurance firms.

Kelvin holds a bachelor’s in Business Administration from the Hong Kong University of Science and Technology. He is also a Certified Public Accountant and Chartered Financial Analyst.

Benjamin Deng Group Chief Investment Officer China Pacific Insurance (Group) Ltd.

 Mr. Benjamin Deng is Group Chief Investment Officer of China Pacific Insurance (Group) Ltd. and Chief Investment Officer of China Pacific Insurance Hong Kong Ltd. He also serves as Director of the Board of three CPIC subsidiaries, CPIC Life Insurance, CPIC Health Insurance and CPIC Asset Management. He is Vice Chairman of the Investment Research Committee and Vice Chairman of the Asset-Liability Management Committee of the Insurance Asset Management Association of China (IAMAC). 
 
Before joining CPIC, Mr. Deng spent eighteen years with AIG in New York and later AIA in Hong Kong. His latest position at AIA Group was Head of Group Investment Solutions & Derivatives.  He was the main architect for AIA’s Strategic Asset Allocation, multi-asset investment strategies, ALM solutions, derivatives strategies, and investment quantitative analysis.  Before this position, he took various senior positions including AIA’s Head of Group Investment Derivatives & Analytics, AIA’s Head of Group Market Risk Management, and AIG’s Head of ERM Middle Office.  
 
Mr. Deng is an Adjunct Professor at the Business School of City University of Hong Kong. He also taught Financial Risk Management at Baruch College of the City University of New York. He graduated from Baruch College with MBA in Finance and MS in Quantitative Method & Modelling, and the University of International Business & Economics (UIBE) with a Bachelor’s degree in International Business. 

Shunsuke Oshida M.B.A., CMA Head of Credit Research, Japan Manulife Investment Management

Shunsuke is Head of Credit Research, Japan and is responsible for credit research and analysis of fixed income securities invested in the portfolios managed for clients in Japan and overseas. He promotes ESG integration and engagement policies at the company, incorporating them into the Japan fixed income investment process, and leads overall sustainable investment activities in Japan. He served as a panelist at the "TCFD Summit 2020 sponsored by the Ministry of Economy, Trade and Industry" in October 2020, and became a member of the Transition Finance Environment Improvement Study Group in 2021. He joined Manulife Investment Management Japan in 2010. Since then, he contributed to the team about various credit research and analysis. Prior to this he had extensive experience in Japanese credit research at an asset management affiliate of Resona Bank. Shunsuke has 20 years investment experience. His educational background includes a B.A. in Politics from Chuo University and a M.B.A. in Finance from Graduate School of Finance Accounting and Law, Waseda University and he holds a Chartered Member of the Security Analysts Association of Japan designation.

Eckart Roth Chief Risk Officer Peak Re

Mr. Eckart Roth is Chief Risk Officer of Peak Re. He is a seasoned reinsurance professional with more than 25 years of experience in the regional and international reinsurance markets and a proven track record in building

and implementing comprehensive risk management systems during his previous experience with various global reinsurers.

Prior to founding Peak Re together with Mr. Franz Josef Hahn, Mr. Roth ran and owned a consultancy which offered tailored reinsurance solutions to financial institutions in Asia Pacific, Europe and the US.

Before that, Mr. Roth was Managing Director and Global Risk Officer at White Mountains Re, covering Europe, Bermuda and US.

Previously, he was the Head of Outward Reinsurance and Chairman of Security Committee at Gerling Konzern Allgemeine Versicherungs-AG, Cologne in Germany, where he was responsible for placing of their reinsurance

business. During 1997-2003, Mr. Roth held a number of senior positions at various Munich Re companies. He was a member of the Executive Board at Nouvelle Compagnie de Réassurance in Geneva where he helped the company 

build up its financial reinsurance business, and Senior Underwriter Casualty at Munich-American Risk-Partners where he developed a casualty book from Fortune 500 clients.

Educated in Germany and France, Mr. Roth is a qualified lawyer.

Sally Yim (严溢敏) Managing Director, Financial Institutions Moody’s Investors Service (穆迪投资者服务公司金融机构部 -董事总经理)

Sally Yim is a Managing Director in the Financial Institutions Group. Based in Hong Kong SAR, China, Sally is the Head of APAC Financial Institutions, responsible for Moody’s analytical teams covering ratings and research on APAC banks, insurance companies, and non-bank financial institutions such as securities and leasing companies. She is also a co-head of Moody’s Global Banking and Global Insurance & Asset Management rating franchises. In addition, Sally leads the Global Financial Institutions Group’s Environment, Social & Governance (ESG) efforts.

Sally joined Moody’s in February 2005 as an Associate Analyst in New York, covering property & casualty insurers. She transferred to Hong Kong in 2006 and completed a short stint in the Corporate Finance Group, supporting analysts in the
oil & gas, petrochemical and steel sectors. Sally rejoined the Financial Institutions Group as an Analyst in January 2007. Since then, Sally has covered various Asian financial institutions, including insurance companies, banks and securities firms and subsequently, became a manager overseeing various teams covering the ratings and research of Greater China and Korean financial institutions.

Prior to joining Moody’s, Sally worked as a Senior Auditor at Ernst & Young LLP in New York, specializing in private and public insurers. She also worked at Ernst & Young’s National Professional Practice, where she focused on technical accounting research, while assisting in accounting consultations.

Sally holds a Bachelor of Business Administration and Master of Accounting from the University of Michigan. She is a CFA charterholder and also a Certified Public Accountant.

严溢敏现任金融机构部董事总经理，驻香港工作，是亚太金融机构部主管，负责管理穆迪分析团队关于亚太地区银行、保险公司以及券商和租赁公司等非银行金融机构的评级和研究。她还是穆迪全球银行业及全球保险和资产管理业评级业务的联席负责人。此外，她还负责全球金融机构部的环境、社会和治理 (ESG) 相关工作。

严溢敏于2005 年2 月加入穆迪纽约，任助理分析师，负责财产及意外保险公司的评级工作。2006 年她从穆迪纽约办事处调任香港，在香港企业融资部工作了一段时间，负责支持石油及天然气业、石化业和钢铁业的分析师。2007 年1 月，她重返金融机构部，担任分析师，负责保险公司、银行和券商等多家亚洲金融机构的评级工作。此后她承担涵盖大中华
区和韩国金融机构评级和研究的多个团队的管理职责。

加入穆迪之前，严溢敏曾在纽约的安永会计师事务所任高级审计师，专门负责私营及上市保险公司的审计工作。她也曾任职于安永的国家专业服务部门 (National Professional Practice) ，负责技术会计研究，同时为会计咨询工作提供协助。

严溢敏持有美国密歇根大学的工商管理学士学位和会计学硕士学位，并且是特许金融分析师 (CFA) 及注册会计师 (CPA) 。

Qian Zhu (朱茜) Vice President, Senior Credit Officer Moody's Investors Service

Qian Zhu is a Senior Credit Officer in Moody’s Financial Institutions Group in Shanghai, where she covers a portfolio of Asian insurance companies.

Qian transferred to Shanghai in February 2016 after spending over 10 years in Moody’s Structured Finance Group in both New York and London, covering various securitization products, including catastrophe bonds. In addition, Qian was seconded to CCXI, Moody’s joint venture company in China, as Chief Technical Advisor in CCXI’s Structured Finance Department from February to June 2014.

Prior to joining Moody’s, Qian worked as a senior actuarial analyst with Towers Watson in New York, specializing in pension and retirement medical plan valuation.

Qian received her Bachelor of Economics and Master of Operations Management from Shanghai Jiao Tong University, and a Master of Environmental Management from Yale University. She holds both a CFA charter and an ASA designation.

朱茜现任穆迪上海办事处金融机构部高级信用评级主任, 负责亚洲地区保险公司的信用评级工作。

朱女士于2016 年2月从穆迪纽约调任上海。在这之前，朱女士在穆迪纽约和伦敦结构融资部工作长达10 余年, 负责包括巨灾债券在内的各类证券化产品的 评级工作。2014 年2 月至6 月朱女士被借调至中诚信国际(穆迪在中国的合 资公司), 任结构融资部首席技术指导。

朱女士于2004 年12 月加入穆迪纽约。此前在华信惠悦纽约担任高级精算分析师, 主要负责养老金计划的评估工作。

朱女士持有美国耶鲁大学的环境管理硕士学位, 上海交通大学管理科学硕士学位和经济学学士学位。同时她也是特许金融分析师 (CFA) 和北美副精算师 (ASA)。

Kelvin Kwok AVP-Analyst, Financial Institution Group Moody's Ratings

Kelvin Kwok is an AVP-Analyst with the Financial Institution Group. Based in Hong Kong, he covers insurance companies in the Asia Pacific region. 

Before joining Moody’s, Kelvin worked for PricewaterhouseCoopers as a senior audit associate covering life and general insurance firms.

Kelvin holds a bachelor’s in Business Administration from the Hong Kong University of Science and Technology. He is also a Certified Public Accountant and Chartered Financial Analyst.

Benjamin Deng Group Chief Investment Officer China Pacific Insurance (Group) Ltd.

 Mr. Benjamin Deng is Group Chief Investment Officer of China Pacific Insurance (Group) Ltd. and Chief Investment Officer of China Pacific Insurance Hong Kong Ltd. He also serves as Director of the Board of three CPIC subsidiaries, CPIC Life Insurance, CPIC Health Insurance and CPIC Asset Management. He is Vice Chairman of the Investment Research Committee and Vice Chairman of the Asset-Liability Management Committee of the Insurance Asset Management Association of China (IAMAC). 
 
Before joining CPIC, Mr. Deng spent eighteen years with AIG in New York and later AIA in Hong Kong. His latest position at AIA Group was Head of Group Investment Solutions & Derivatives.  He was the main architect for AIA’s Strategic Asset Allocation, multi-asset investment strategies, ALM solutions, derivatives strategies, and investment quantitative analysis.  Before this position, he took various senior positions including AIA’s Head of Group Investment Derivatives & Analytics, AIA’s Head of Group Market Risk Management, and AIG’s Head of ERM Middle Office.  
 
Mr. Deng is an Adjunct Professor at the Business School of City University of Hong Kong. He also taught Financial Risk Management at Baruch College of the City University of New York. He graduated from Baruch College with MBA in Finance and MS in Quantitative Method & Modelling, and the University of International Business & Economics (UIBE) with a Bachelor’s degree in International Business. 

Shunsuke Oshida M.B.A., CMA Head of Credit Research, Japan Manulife Investment Management

Shunsuke is Head of Credit Research, Japan and is responsible for credit research and analysis of fixed income securities invested in the portfolios managed for clients in Japan and overseas. He promotes ESG integration and engagement policies at the company, incorporating them into the Japan fixed income investment process, and leads overall sustainable investment activities in Japan. He served as a panelist at the "TCFD Summit 2020 sponsored by the Ministry of Economy, Trade and Industry" in October 2020, and became a member of the Transition Finance Environment Improvement Study Group in 2021. He joined Manulife Investment Management Japan in 2010. Since then, he contributed to the team about various credit research and analysis. Prior to this he had extensive experience in Japanese credit research at an asset management affiliate of Resona Bank. Shunsuke has 20 years investment experience. His educational background includes a B.A. in Politics from Chuo University and a M.B.A. in Finance from Graduate School of Finance Accounting and Law, Waseda University and he holds a Chartered Member of the Security Analysts Association of Japan designation.

Eckart Roth Chief Risk Officer Peak Re

Mr. Eckart Roth is Chief Risk Officer of Peak Re. He is a seasoned reinsurance professional with more than 25 years of experience in the regional and international reinsurance markets and a proven track record in building

and implementing comprehensive risk management systems during his previous experience with various global reinsurers.

Prior to founding Peak Re together with Mr. Franz Josef Hahn, Mr. Roth ran and owned a consultancy which offered tailored reinsurance solutions to financial institutions in Asia Pacific, Europe and the US.

Before that, Mr. Roth was Managing Director and Global Risk Officer at White Mountains Re, covering Europe, Bermuda and US.

Previously, he was the Head of Outward Reinsurance and Chairman of Security Committee at Gerling Konzern Allgemeine Versicherungs-AG, Cologne in Germany, where he was responsible for placing of their reinsurance

business. During 1997-2003, Mr. Roth held a number of senior positions at various Munich Re companies. He was a member of the Executive Board at Nouvelle Compagnie de Réassurance in Geneva where he helped the company 

build up its financial reinsurance business, and Senior Underwriter Casualty at Munich-American Risk-Partners where he developed a casualty book from Fortune 500 clients.

Educated in Germany and France, Mr. Roth is a qualified lawyer.

Benjamin Deng Group Chief Investment Officer China Pacific Insurance (Group) Ltd.

 Mr. Benjamin Deng is Group Chief Investment Officer of China Pacific Insurance (Group) Ltd. and Chief Investment Officer of China Pacific Insurance Hong Kong Ltd. He also serves as Director of the Board of three CPIC subsidiaries, CPIC Life Insurance, CPIC Health Insurance and CPIC Asset Management. He is Vice Chairman of the Investment Research Committee and Vice Chairman of the Asset-Liability Management Committee of the Insurance Asset Management Association of China (IAMAC). 
 
Before joining CPIC, Mr. Deng spent eighteen years with AIG in New York and later AIA in Hong Kong. His latest position at AIA Group was Head of Group Investment Solutions & Derivatives.  He was the main architect for AIA’s Strategic Asset Allocation, multi-asset investment strategies, ALM solutions, derivatives strategies, and investment quantitative analysis.  Before this position, he took various senior positions including AIA’s Head of Group Investment Derivatives & Analytics, AIA’s Head of Group Market Risk Management, and AIG’s Head of ERM Middle Office.  
 
Mr. Deng is an Adjunct Professor at the Business School of City University of Hong Kong. He also taught Financial Risk Management at Baruch College of the City University of New York. He graduated from Baruch College with MBA in Finance and MS in Quantitative Method & Modelling, and the University of International Business & Economics (UIBE) with a Bachelor’s degree in International Business. 

Shunsuke Oshida M.B.A., CMA Head of Credit Research, Japan Manulife Investment Management

Shunsuke is Head of Credit Research, Japan and is responsible for credit research and analysis of fixed income securities invested in the portfolios managed for clients in Japan and overseas. He promotes ESG integration and engagement policies at the company, incorporating them into the Japan fixed income investment process, and leads overall sustainable investment activities in Japan. He served as a panelist at the "TCFD Summit 2020 sponsored by the Ministry of Economy, Trade and Industry" in October 2020, and became a member of the Transition Finance Environment Improvement Study Group in 2021. He joined Manulife Investment Management Japan in 2010. Since then, he contributed to the team about various credit research and analysis. Prior to this he had extensive experience in Japanese credit research at an asset management affiliate of Resona Bank. Shunsuke has 20 years investment experience. His educational background includes a B.A. in Politics from Chuo University and a M.B.A. in Finance from Graduate School of Finance Accounting and Law, Waseda University and he holds a Chartered Member of the Security Analysts Association of Japan designation.

Eckart Roth Chief Risk Officer Peak Re

Mr. Eckart Roth is Chief Risk Officer of Peak Re. He is a seasoned reinsurance professional with more than 25 years of experience in the regional and international reinsurance markets and a proven track record in building

and implementing comprehensive risk management systems during his previous experience with various global reinsurers.

Prior to founding Peak Re together with Mr. Franz Josef Hahn, Mr. Roth ran and owned a consultancy which offered tailored reinsurance solutions to financial institutions in Asia Pacific, Europe and the US.

Before that, Mr. Roth was Managing Director and Global Risk Officer at White Mountains Re, covering Europe, Bermuda and US.

Previously, he was the Head of Outward Reinsurance and Chairman of Security Committee at Gerling Konzern Allgemeine Versicherungs-AG, Cologne in Germany, where he was responsible for placing of their reinsurance

business. During 1997-2003, Mr. Roth held a number of senior positions at various Munich Re companies. He was a member of the Executive Board at Nouvelle Compagnie de Réassurance in Geneva where he helped the company 

build up its financial reinsurance business, and Senior Underwriter Casualty at Munich-American Risk-Partners where he developed a casualty book from Fortune 500 clients.

Educated in Germany and France, Mr. Roth is a qualified lawyer.

Sally Yim (严溢敏) Managing Director, Financial Institutions Moody’s Investors Service (穆迪投资者服务公司金融机构部 -董事总经理)

Sally Yim is a Managing Director in the Financial Institutions Group. Based in Hong Kong SAR, China, Sally is the Head of APAC Financial Institutions, responsible for Moody’s analytical teams covering ratings and research on APAC banks, insurance companies, and non-bank financial institutions such as securities and leasing companies. She is also a co-head of Moody’s Global Banking and Global Insurance & Asset Management rating franchises. In addition, Sally leads the Global Financial Institutions Group’s Environment, Social & Governance (ESG) efforts.

Sally joined Moody’s in February 2005 as an Associate Analyst in New York, covering property & casualty insurers. She transferred to Hong Kong in 2006 and completed a short stint in the Corporate Finance Group, supporting analysts in the
oil & gas, petrochemical and steel sectors. Sally rejoined the Financial Institutions Group as an Analyst in January 2007. Since then, Sally has covered various Asian financial institutions, including insurance companies, banks and securities firms and subsequently, became a manager overseeing various teams covering the ratings and research of Greater China and Korean financial institutions.

Prior to joining Moody’s, Sally worked as a Senior Auditor at Ernst & Young LLP in New York, specializing in private and public insurers. She also worked at Ernst & Young’s National Professional Practice, where she focused on technical accounting research, while assisting in accounting consultations.

Sally holds a Bachelor of Business Administration and Master of Accounting from the University of Michigan. She is a CFA charterholder and also a Certified Public Accountant.

严溢敏现任金融机构部董事总经理，驻香港工作，是亚太金融机构部主管，负责管理穆迪分析团队关于亚太地区银行、保险公司以及券商和租赁公司等非银行金融机构的评级和研究。她还是穆迪全球银行业及全球保险和资产管理业评级业务的联席负责人。此外，她还负责全球金融机构部的环境、社会和治理 (ESG) 相关工作。

严溢敏于2005 年2 月加入穆迪纽约，任助理分析师，负责财产及意外保险公司的评级工作。2006 年她从穆迪纽约办事处调任香港，在香港企业融资部工作了一段时间，负责支持石油及天然气业、石化业和钢铁业的分析师。2007 年1 月，她重返金融机构部，担任分析师，负责保险公司、银行和券商等多家亚洲金融机构的评级工作。此后她承担涵盖大中华
区和韩国金融机构评级和研究的多个团队的管理职责。

加入穆迪之前，严溢敏曾在纽约的安永会计师事务所任高级审计师，专门负责私营及上市保险公司的审计工作。她也曾任职于安永的国家专业服务部门 (National Professional Practice) ，负责技术会计研究，同时为会计咨询工作提供协助。

严溢敏持有美国密歇根大学的工商管理学士学位和会计学硕士学位，并且是特许金融分析师 (CFA) 及注册会计师 (CPA) 。

Qian Zhu Vice President-Senior Credit Officer Moody's Investors Service

Qian Zhu is a Senior Credit Officer in Moody’s Financial Institutions Group in Shanghai, where she covers a portfolio of Asian insurance companies.

Qian transferred to Shanghai in February 2016 after spending over 10 years in Moody’s Structured Finance Group in both New York and London, covering various securitization products, including catastrophe bonds. In addition, Qian was seconded to CCXI, Moody’s joint venture company in China, as Chief Technical Advisor in CCXI’s Structured Finance Department from February to June 2014.

Prior to joining Moody’s, Qian worked as a senior actuarial analyst with Towers Watson in New York, specializing in pension and retirement medical plan valuation.

Qian received her Bachelor of Economics and Master of Operations Management from Shanghai Jiao Tong University, and a Master of Environmental Management from Yale University. She holds both a CFA charter and an ASA designation.

Kelvin Kwok AVP-Analyst, Financial Institution Group Moody's Ratings

Kelvin Kwok is an AVP-Analyst with the Financial Institution Group. Based in Hong Kong, he covers insurance companies in the Asia Pacific region. 

Before joining Moody’s, Kelvin worked for PricewaterhouseCoopers as a senior audit associate covering life and general insurance firms.

Kelvin holds a bachelor’s in Business Administration from the Hong Kong University of Science and Technology. He is also a Certified Public Accountant and Chartered Financial Analyst.