Olivier Panis Associate Managing Director, Financial Institutions Moody's Ratings

Olivier Panis is an Associate Managing Director in the EMEA Financial Institutions Group based in Paris, covering a portfolio of European Global Investment Banks (GIBs) and other banks in France and Benelux. 

Olivier joined Moody’s in Dubai in 2013 where he assumed responsibility for a portfolio of financial institutions in the Gulf Cooperation Countries (GCC) and North Africa. Prior to joining Moody’s in 2013, he was heading the Portfolio Management team for Corporate Banking Emerging Markets at Barclays. He started his career as a financial analyst at the French Ministry of Finance in Paris. Olivier Panis holds a MSc in Economics from the Université PARIS I (Sorbonne).

Carola Schuler Managing Director, Financial Institutions Moody's Ratings

Carola Schuler is a Managing Director in the Europe, Middle East and Africa banking team, based in Frankfurt. In this capacity, she is responsible for Moody’s analytical teams that rate banks primarily in the UK, the Eurozone and Central and Eastern Europe as well as non-bank financial companies across Europe. Carola has extensive experience in credit analysis and managing credit professionals.

Furthermore, Carola plays a leading role in Moody’s Environmental, Social and Governance (ESG) integration efforts. Moody’s is committed to incorporating ESG risks into its credit analysis and Carola is one of Moody’s global coordinators of ESG analytical, research and outreach initiatives for financial institutions. 

Prior to joining Moody’s in 2008, Carola was a Director at the credit risk management division of Deutsche Bank where she worked in a number of different analytical and managerial functions in Germany and abroad, covering corporate finance, leveraged finance, financial institutions and sovereign risk across Europe, including time spent in Brussels (Belgium).

Carola has a double German-French Diploma in Business Administration from Hochschule für Technik und Wirtschaft des Saarlandes (HTW), Saarbrücken /Germany and the University of Metz/ France.

Alexander Hendricks Associate Managing Director, Financial Institutions Moody's Ratings

Alexander Hendricks is an Associate Managing Director in Moody’s European Banking team. Alexander has responsibility for the analytical teams covering financial institutions in Germany, Austria and Switzerland. He joined Moody’s in 2013.

Prior to Moody’s, Alexander’s most recent role was Director in Company Research at Deutsche Bank, where he had responsibility for financial institutions in Germany and Austria, and co-responsibility for European investment banks. In addition, he acted as hub for European regulatory matters in research.

During his occupation at the German bank, Alexander also held responsibilities for real estate companies and stock exchanges in Germany. At previous employer ABN Amro, Alexander covered German and Austrian banks in equity research. He began his career as trainee at Deutsche Bank.

Alexander holds a Masters Degree in Business Administration (Diplom- Kaufmann) from University of Mannheim, with specialisation in Banking and Finance. He is a CFA charterholder.

Maria Jose Mori Senior Vice President, Financial Institutions Moody's Ratings

Pepa Mori is a Senior Vice President in the Financial Institutions Group. She joined Moody’s in 2008 as part of the Iberian team. Since then she has managed a wide portfolio of issuers, currently covering banks in Italy and Spain. She also has oversight responsibilities for Moody’s banks ratings in Central Eastern Europe. 

Prior to joining Moody’s, Ms. Mori worked as a credit analyst in a variety of roles. These include credit research at BBVA, rating European sub-sovereigns and public sector companies at Standard & Poor’s; and financial analysis at BBVA’s asset management division. Ms. Mori holds a Bachelor Degree in Business Administration and MSc in Finance from Colegio Universitario de Estudios Financieros (CUNEF), Madrid (Spain).

Roland Auquier Vice President - Senior Analyst, Financial Institutions Moody's Ratings

Vice President -Senior Analyst, Financial Institutions Group, based in Paris. Roland is the sector lead for the French banking system, and covers a portfolio of banks in France and Benelux. Roland joined Moody’s in 2008, and has covered banks in multiple banking systems including France, the UK, Ireland, Belgium, the Netherlands, Israel and Norway. He has also been the sector lead for non-bank financial companies across Europe. Roland was involved in the global effort leading to the current global methodology on banks, which includes the introduction of the Loss Given Failure framework -a response to the shift in public policy toward implementation of resolution regimes. Roland started his career at HSBC.

Yasuko Nakamura Vice President – Senior Credit Officer, Financial Institutions Moody's Ratings

Yasuko has lead responsibility over a portfolio of French, Dutch and Belgian Banks. Prior to joining Moody’s in 2011, Yasuko spent ten years at Societe Generale Asset Management (SGAM), the last seven of which as a buy side credit analyst covering financial institutions. Prior to this, she worked for seven years as a financial auditor with Ernst & Young in Paris. 

Yasuko is graduate of Ecole Superieure des Sciences Economiques et Commerciales (ESSEC) in France. Yasuko is also a CFA charterholder.