Karen Ramallo
Senior Vice President - Head of US Corporate ABS
Moody's Investors Service
Karen Ramallo heads the U.S. Corporate ABS team in the Structured Finance Group at Moody’s Investors Service. The U.S. Corporate ABS team assigns new ratings to commercial and esoteric ABS transactions, covering over twenty sectors including
equipment, wireless towers, fleet leasing, rental car, stranded utilities, tax liens, and aircraft lease, among others.
Previously, Karen acted as a Rating Committee Chair and senior lead analyst for the U.S. Commercial Real Estate Finance group, where she covered conduit and large loan transactions. She also previously held lead analyst positions within the Latin America
ABS and the U.S. RMBS New Ratings teams.
Prior to joining Moody’s in 2005, Karen worked at NorthFork Bank Corp. (acquired by Capital One Financial) as a credit risk officer, where she prepared risk analytics for senior management and determined the quarterly Allowance for Loan Loss Reserves
for the bank’s owned residential mortgage and small commercial loan portfolios.
Karen holds a Bachelor of Science in Economics from the University of Pennsylvania’s Wharton School of Business. She is natively fluent in English and Spanish and conversant in French and Portuguese