Gary Lau Managing Director, Corporate Finance Moody's Ratings

Gary Lau is the Managing Director for the Corporate Finance Group in Hong Kong. Gary manages analytical teams in Hong Kong, covering corporate ratings in North Asia (ex-Japan). He has extensive experience with Moody’s in analytical and management positions with responsibilities across different industries and geographies. He has been with Moody’s since 1998.

Before joining Moody’s, Gary worked for Barclays Bank Plc and Bank of America in the Financial Institutions and Corporate Banking Divisions.

He holds an MBA and a Bachelor of Social Science, both from The Chinese University of Hong Kong.

Lina Choi Associate Managing Director, Corporate Finance Moody's Ratings

Lina Choi is an Associate Managing Director with the Corporate Finance Group for Moody’s Investors Service HK Ltd. She covers a portfolio of Chinese corporates in various sectors, including Internet, technology, food and beverage.

Before joining Moody’s, Lina worked as a senior investment analyst for AllianceBernstein Holdings LP, a US asset management company. She covered Chinese equities in the telecoms, media and technology sectors. Lina has also worked as an Executive Director at Morgan Stanley’s Equity Research Division, overseeing the Asian telecommunications industry.

Lina has an BA in Economics from the University of Chicago. She is a CFA charter holder.

Gloria Tsuen Vice President - Senior Credit Officer, Corporate Finance Group Moody's Investors Service

Gloria Tsuen is a Vice President - Senior Credit Officer in Moody’s Corporate Finance Group. Based in Hong Kong, Gloria covers a portfolio of corporates in Hong Kong, China, and Korea across a diverse range of industries.

Prior to joining Moody’s, Gloria worked as an equity research analyst at Cantor Fitzgerald and prior to that at CIMB. She started her career at JPMorgan in New York, and has worked as an analyst on both the sellside and the buyside.

Gloria is a Chartered Financial Analyst (CFA). She holds a Master’s in Political Science from the Massachusetts Institute of Technology, and a Bachelor’s in Economics from Harvard University.”

Kaustubh Chaubal Senior Vice President, Corporate Finance Moody's Ratings

Kaustubh Chaubal is a Senior Vice President with Moody’s Corporate Finance Group. Based in Singapore, he covers a portfolio of Indian and India-based issuers in the metals and mining (ferrous and non-ferrous), automobile, chemicals and pharmaceuticals industries.

Prior to joining Moody’s in 2015, Kaustubh spent eight years as a Ratings Advisor with Standard Chartered Bank in Singapore, the last two of which was as Head of ASEAN Ratings Advisory, while also covering issuers in the Middle East and Africa.

Kaustubh has also worked as a Senior Analyst at Standard & Poor’s India-based subsidiary, CRISIL, covering a broad array of industries including pharmaceuticals, building materials, chemicals, and investment holding companies. And, he has previously held analytical roles at ING Vysya Bank and Unit Trust of India Investment Advisory Services, as well as auditing roles at RM Ajgaonkar & Company and RD Samant & Company.

Kaustubh holds an MBA from The University of Chicago Booth School of Business and a Bachelor of Commerce from Mumbai University. He is also a Chartered Accountant with the Institute of Chartered Accountants of India.

Nidhi Dhruv Vice President – Senior Credit Officer, Corporate Finance Moody's Ratings

Nidhi Dhruv is a Senior Credit Officer, with Moody’s Corporate Finance Group. Based in Singapore, Nidhi covers a portfolio of issuers across the telecommunications, telecom towers, mining, construction and airline industries in South and Southeast Asia.

Before joining Moody’s in 2007, Nidhi was an analyst with Citigroup Investment Banking in India and Singapore for three years. 

Nidhi is a CFA charterholder and a Chartered Accountant with the Institute of Chartered Accountants of India. She also has an MBA in Finance from Mumbai University.

Gary Lau Managing Director, Corporate Finance Moody's Ratings

Gary Lau is the Managing Director for the Corporate Finance Group in Hong Kong. Gary manages analytical teams in Hong Kong, covering corporate ratings in North Asia (ex-Japan). He has extensive experience with Moody’s in analytical and management positions with responsibilities across different industries and geographies. He has been with Moody’s since 1998.

Before joining Moody’s, Gary worked for Barclays Bank Plc and Bank of America in the Financial Institutions and Corporate Banking Divisions.

He holds an MBA and a Bachelor of Social Science, both from The Chinese University of Hong Kong.

Lina Choi Associate Managing Director, Corporate Finance Moody's Ratings

Lina Choi is an Associate Managing Director with the Corporate Finance Group for Moody’s Investors Service HK Ltd. She covers a portfolio of Chinese corporates in various sectors, including Internet, technology, food and beverage.

Before joining Moody’s, Lina worked as a senior investment analyst for AllianceBernstein Holdings LP, a US asset management company. She covered Chinese equities in the telecoms, media and technology sectors. Lina has also worked as an Executive Director at Morgan Stanley’s Equity Research Division, overseeing the Asian telecommunications industry.

Lina has an BA in Economics from the University of Chicago. She is a CFA charter holder.

Gloria Tsuen Vice President - Senior Credit Officer, Corporate Finance Group Moody's Investors Service

Gloria Tsuen is a Vice President - Senior Credit Officer in Moody’s Corporate Finance Group. Based in Hong Kong, Gloria covers a portfolio of corporates in Hong Kong, China, and Korea across a diverse range of industries.

Prior to joining Moody’s, Gloria worked as an equity research analyst at Cantor Fitzgerald and prior to that at CIMB. She started her career at JPMorgan in New York, and has worked as an analyst on both the sellside and the buyside.

Gloria is a Chartered Financial Analyst (CFA). She holds a Master’s in Political Science from the Massachusetts Institute of Technology, and a Bachelor’s in Economics from Harvard University.”

Kaustubh Chaubal Senior Vice President, Corporate Finance Moody's Ratings

Kaustubh Chaubal is a Senior Vice President with Moody’s Corporate Finance Group. Based in Singapore, he covers a portfolio of Indian and India-based issuers in the metals and mining (ferrous and non-ferrous), automobile, chemicals and pharmaceuticals industries.

Prior to joining Moody’s in 2015, Kaustubh spent eight years as a Ratings Advisor with Standard Chartered Bank in Singapore, the last two of which was as Head of ASEAN Ratings Advisory, while also covering issuers in the Middle East and Africa.

Kaustubh has also worked as a Senior Analyst at Standard & Poor’s India-based subsidiary, CRISIL, covering a broad array of industries including pharmaceuticals, building materials, chemicals, and investment holding companies. And, he has previously held analytical roles at ING Vysya Bank and Unit Trust of India Investment Advisory Services, as well as auditing roles at RM Ajgaonkar & Company and RD Samant & Company.

Kaustubh holds an MBA from The University of Chicago Booth School of Business and a Bachelor of Commerce from Mumbai University. He is also a Chartered Accountant with the Institute of Chartered Accountants of India.

Nidhi Dhruv Vice President – Senior Credit Officer, Corporate Finance Moody's Ratings

Nidhi Dhruv is a Senior Credit Officer, with Moody’s Corporate Finance Group. Based in Singapore, Nidhi covers a portfolio of issuers across the telecommunications, telecom towers, mining, construction and airline industries in South and Southeast Asia.

Before joining Moody’s in 2007, Nidhi was an analyst with Citigroup Investment Banking in India and Singapore for three years. 

Nidhi is a CFA charterholder and a Chartered Accountant with the Institute of Chartered Accountants of India. She also has an MBA in Finance from Mumbai University.