Pete Trombetta, a Vice President-Senior Analyst on the Retail, Restaurants, Gaming and Lodging team, is responsible for a portfolio of restaurant, convenience store/fuel retailers, and food distribution companies. Previously, Pete covered gaming, health clubs and

business and consumer services companies. Before joining Moody’s in August 2005, Pete was an Assistant Vice President in the capital recovery group and lending groups at PNC Bank.

Pete received a B.A. in Psychology from Widener University and an MBA from the Stillman School of Business at Seton Hall University.

John Puchalla Associate Managing Director, Corporate Finance Moody's Investors Service

John Puchalla is an Associate Managing Director in the New York office of Moody’s Investors Service. He is responsible for the Consumer Products & Gaming team within Moody's US Corporate Finance Group. Prior to his current assignment, John managed Moody’s High Yield Team. Previously, John was as a full-time Rating Committee Chair, managed the Credit Estimates team and led research on defaults and liquidity. John has covered a variety of corporate sectors at Moody’s including consumer products, media and entertainment, broadcasting and cable, publishers and amusement parks. John originally joined Moody’s in 1997 as a member of the Economics Analysis group evaluating trends in global corporate credit quality and credit markets until transferring to the Corporate Finance Group in 2002. Prior to joining Moody’s, John held various positions at Nasdaq and MNC Financial. John holds a M.B.A. in finance, economics and international business from New York University, a B.S. in finance from Penn State University, and is a CFA charter holder

William Fahy Vice President -Senior Credit Officer Moody´s Investors Service

William Fahy is a Vice President – Senior Credit Officer on the Corporate

Finance team. Bill is responsible for a portfolio of restaurant industry

credits, in addition to a number of retail companies. During his career

at Moody’s, Bill has worked on an array of investment grade and

non-investment grade portfolios that include forest and paper products,

metals, mining, transportation, telecommunications and media.

Bill holds an M.B.A. in finance from Pace University, has attended the

Kellogg Graduate School of Management’s Executive Program, and

received an undergraduate degree in accounting from William Paterson

University.