Jay Hu leads the structured finance teams responsible for new ratings, surveillance and research on CLOs, Corporate and Novel ABS, structured credit, and ABCP in the Americas. Additionally, he is a key member of the Private Credit Group, overseeing all structured deals related to private assets. Jay is a member of Moody’s Decentralized Finance and Digital Assets leadership team and also chairs Moody’s global structured finance surveillance council. At Moody’s for over two decades, Jay has held a series of leadership roles of increasing scope and responsibility.

Prior to joining Moody’s, Jay was a senior economist at FannieMae, where he researched mortgage portfolio risk. He also authored academic research on the relationship between job markets and capital markets which appeared in the Journal of Finance.

Jay holds a Ph.D. in Finance from the University of Minnesota’s Carlson School of Management, and a bachelor’s degree from Tsinghua University’s School of Economics and Management.

Thorsten Klotz heads a team of Moody’s primary analysts in the EMEA region mainly reviewing Collateralised Debt Obligations (CDOs)(including Balance Sheet CLOs), granular ABS SME transactions and Asset Backed Commercial Paper(ABCP).Thorsten Klotz has been lead analyst on various transactions, including CDOs of ABS, Leveraged Loan CLOs and German SME loan securitisations.Before joining Moody’s in 2002, Thorsten Klotz was a Senior Derivatives Structurer at CDC IXIS Capital Markets where he was responsible for the development and pricing of interest rate and inflation linked structures. Prior to this role, he was working as a trader for callable bonds and equity linked structures at DZ BANK(former DG BANK).Thorsten Klotz holds a degree in managerial economics (University of Passau) withmain options in insurance & risk theory, finance and statistics.

Sandra Veseli is a Managing Director and Head of the EU for Moody’s Ratings, currently based in Frankfurt. She is also the Country Manager for Germany. Sandra is responsible for coordinating the strategic, operational and business engagement with internal and external stakeholders across the region.

Before joining the regional management team, Sandra was a Managing Director in the Corporate Finance Group in London, leading the UK corporate and the global leveraged finance franchise.

Sandra joined Moody’s in 2013, bringing 20 years of banking experience. Prior to Moody’s, Sandra worked at Credit Suisse, where she was the Head of Rating Advisory for EMEA since 2010, after holding senior positions in the rating advisory teams at Morgan Stanley and Citi.

Sandra began her career at Dresdner Bank in Germany.

Sandra holds a Diploma from the Frankfurt Business School of Finance & Management.

Ian is an Associate Managing Director within the Structured Finance Group with primary responsibilities of managing the team in charge of monitoring Corporate Securitization transactions which include CLOs, ABS SMEs, ABCP, Repacks and CMBS.

Ian joined Moody’s in August 2001 and was lead analyst on rating various types of CDOs and Consumer ABS structures until April 2013 when he moved to his current role.

Prior to joining Moody’s, Ian worked at CDC Marches (now Natixis) as a Risk/Result Analyst.

Ian holds a Master’s Degree in Structured Finance from Université de Paris I (Pantheon-Sorbonne) and a Global Executive MBA from TRIUM (HEC Paris / NYU Stern / LSE).

Al Remeza is an Associate Managing Director and Head of the CLO and Structured Credit new rating team with Moody's Ratings. He is also the managing editor for Moody’s CLO Interest newsletter.

Prior to joining Moody’s, he was a Senior Consultant at one of Mercer’s financial advisory consulting groups. His clients were financial institutions such as major investment banks, reinsurance, and insurance companies, energy and commodities trading firms, quasi-government agencies, and numerous other Fortune 500 firms.

His other experiences include working for Credit Suisse First Boston and Alliance Capital. He earned an MA in Economics, a BS in Economics, and a BS in Engineering and did his doctoral work in finance while at the Wharton School of the University of Pennsylvania

George Zittis is a Vice President – Senior Credit Officer in the Credit Strategy and Standards Group at Moody’s Investors Service and he is based in London.

He joined Moody’s in 2005 and is currently involved in methodology development. Prior to his current role, he spent several years with the rating group responsible for structured finance ratings, with a focus on European CLOs.

George holds a Bachelor of Science in Actuarial Science from the London School of Economics and Political Science and a Master of Science in Financial Mathematics from the Business School of Warwick University.

Dev Chatterjee is a Managing Director and the head of the SFG Corporate surveillance and ABCP ratings teams at Moody’s Investors Service that include commercial and esoteric ABS, structured credits such as CLOs and asset-backed commercial paper.

Dev has been in his current role since October 2016.

Previously, Dev has held a number of management roles within the structured finance team at Moody’s. Most recently, he was the head of the ABS surveillance and ABCP ratings teams at Moody’s. He was also on the editorial board of ABS Spotlight, a monthly newsletter focusing on the U.S. ABS market. Dev has also headed the U.S.

RMBS surveillance team and was the managing editor of Resi Landscape, a newsletter focusing on the U.S. housing market. Dev has also managed the U.S. RMBS New Ratings team in the US and the structured finance team in Sydney. Dev has garnered extensive ABS, RMBS and Structured Credit experience and has guided the development and publication of many ratings methodologies.

Dev joined Moody’s in 2003. Before joining Moody’s, Dev worked as a consultant, most recently with GE Capital. He holds an MBA from Yale University and a BS in Civil Engineering from the Indian Institute of Technology.