Piotr Janczak serves as the Moody’s Ratings' Country Manager, Poland. Based in Warsaw, he leads the rating agency’s operations in Poland and and coordinates the commercial activities of Moody’s across Central and Eastern Europe (CEE), Commonwealth of Independent States (CIS) and Türkiye.

Mr. Janczak graduated from the Foreign Trade Faculty of the Warsaw School of Economics. He has more than 25 years’ experience in equity as well as debt capital markets and loans across CEE. He joined Moody’s Investors Service in 2015 from Erste Group Bank AG, where he had been a director at the Merchant Banking division, based in Prague and covering CEE. Prior to that, Mr. Janczak served as a Director of Capital Markets at Deutsche Bank group in Warsaw.

David Aldrich is Managing Director of the EMEA Commercial Group, with responsibility for all Moody’s customer relationships in EMEA, across both Developed and Emerging Markets, for Fundamental and Structured Finance. 

David is also Managing Director for relationships with Global Sovereign and Multilateral Development Banks, and previously was Head of Emerging-EMEA for Regional Management. Prior to joining Moody’s in 2013, David managed various fixed income, derivatives and securities services businesses at UBS, Credit Suisse, JP Morgan and, latterly, BNY Mellon. At BNY Mellon, David was EMEA Business Executive for both Alternative Investment Services and Broker-Dealer Services, and was also Head of Securities Industry Banking, Europe within Global Client Management. 

David studied Economics at the University of Kent and is on the MBA Advisory Board at Bayes Business School, City, University of London.

Colin Ellis is Moody’s first Global Credit Strategist, and a Managing Director in the Credit Strategy team. 

In his current role, Colin provides thought leadership for the rating agency that deepens the understanding of ratings and debt capital markets through rigorous and quantitative research. He leads Moody’s teams working on default and ratings analytics and on global financial analysis, including bank projections and stress testing. Colin is also a member of Moody’s Macroeconomic Board, which sets the global forecasts that underpin Moody’s universe of ratings.

Colin joined Moody’s in February 2012, initially leading the work of the Macroeconomic Board and authoring the quarterly Global Macro Outlook. He subsequently worked in the Financial Institutions Group, developing quantitative forward-looking analyses. For 8 years he was the Chief Credit Officer for EMEA, leading analysis and coordination of credit and ratings across all rating franchises in the region. He was also the ‘Head of UK’ for Moody's Ratings, responsible for the running of Moody’s UK operations, from 2019-2022 including the COVID-19 pandemic. 

Prior to joining Moody’s, Colin held roles at the Bank of England, Daiwa Capital Markets, the BVCA and at Birmingham University. He has published papers on a range of topics including corporate investment and pricing, credit risk, private equity, data uncertainty, stress testing, financial contagion and monetary policy. Colin holds degrees from York University, the London School of Economics and Political Science, and Middlesex University. He is a Visiting Professor at Hult International Business School and LSBU, and is also a Fellow of the RSA.

Colin Ellis is Moody’s first Global Credit Strategist, and a Managing Director in the Credit Strategy team. 

In his current role, Colin provides thought leadership for the rating agency that deepens the understanding of ratings and debt capital markets through rigorous and quantitative research. He leads Moody’s teams working on default and ratings analytics and on global financial analysis, including bank projections and stress testing. Colin is also a member of Moody’s Macroeconomic Board, which sets the global forecasts that underpin Moody’s universe of ratings.

Colin joined Moody’s in February 2012, initially leading the work of the Macroeconomic Board and authoring the quarterly Global Macro Outlook. He subsequently worked in the Financial Institutions Group, developing quantitative forward-looking analyses. For 8 years he was the Chief Credit Officer for EMEA, leading analysis and coordination of credit and ratings across all rating franchises in the region. He was also the ‘Head of UK’ for Moody's Ratings, responsible for the running of Moody’s UK operations, from 2019-2022 including the COVID-19 pandemic. 

Prior to joining Moody’s, Colin held roles at the Bank of England, Daiwa Capital Markets, the BVCA and at Birmingham University. He has published papers on a range of topics including corporate investment and pricing, credit risk, private equity, data uncertainty, stress testing, financial contagion and monetary policy. Colin holds degrees from York University, the London School of Economics and Political Science, and Middlesex University. He is a Visiting Professor at Hult International Business School and LSBU, and is also a Fellow of the RSA.

Łukasz Hardt, is an Associate Professor of Economics at the Faculty of Economic Sciences, University of Warsaw, where he is heading the Chair in Political Economy.

He is a deputy president of the Polish Economic Society.

Prof. Hardt was a visiting professor at the University of Cambridge, and also had research internships at the universities in Helsinki and Milan, as well as at the London School of Economics and Political Sciences.

He is a former member of the Monetary Policy Council at the National Bank of Poland.

He also served on the supervisory board of the Warsaw Stock Exchange.

Currently, he is a chairman of the supervisory board of the Social Insurance Institution.

Colin Ellis is Moody’s first Global Credit Strategist, and a Managing Director in the Credit Strategy team. 

In his current role, Colin provides thought leadership for the rating agency that deepens the understanding of ratings and debt capital markets through rigorous and quantitative research. He leads Moody’s teams working on default and ratings analytics and on global financial analysis, including bank projections and stress testing. Colin is also a member of Moody’s Macroeconomic Board, which sets the global forecasts that underpin Moody’s universe of ratings.

Colin joined Moody’s in February 2012, initially leading the work of the Macroeconomic Board and authoring the quarterly Global Macro Outlook. He subsequently worked in the Financial Institutions Group, developing quantitative forward-looking analyses. For 8 years he was the Chief Credit Officer for EMEA, leading analysis and coordination of credit and ratings across all rating franchises in the region. He was also the ‘Head of UK’ for Moody's Ratings, responsible for the running of Moody’s UK operations, from 2019-2022 including the COVID-19 pandemic. 

Prior to joining Moody’s, Colin held roles at the Bank of England, Daiwa Capital Markets, the BVCA and at Birmingham University. He has published papers on a range of topics including corporate investment and pricing, credit risk, private equity, data uncertainty, stress testing, financial contagion and monetary policy. Colin holds degrees from York University, the London School of Economics and Political Science, and Middlesex University. He is a Visiting Professor at Hult International Business School and LSBU, and is also a Fellow of the RSA.

Steffen Dyck is a Senior Vice President in Moody’s Sovereign Risk Group.

Based in Frankfurt, he is the lead analyst for a portfolio of European sovereigns including Italy and, until recently, Germany.

Steffen is also co-heading the Sovereign group’s ESG work.

Up until early 2018, Steffen was the lead analyst for number of sovereigns and multilaterals in the Middle East, including Egypt and most of the Gulf Cooperation Council members.

Before relocating to Frankfurt in June 2015, Steffen was based in Moody’s Singapore office, where he covered sovereigns in the Asia-Pacific region as well as in the Middle East.

Prior to joining Moody’s in 2012, Steffen worked for more than six years with Deutsche Bank’s Risk Analysis team in Frankfurt and Singapore, covering macroeconomic and sovereign risk analysis across Asia (ex-Japan), Latin America, and Sub-Saharan Africa. He also helped manage the bank’s sovereign rating processes.

Melina Skouridou is a Vice President- Senior Analyst and lead analyst for EMEA financial institutions, with a focus in Central and South Eastern Europe. In this role, she currently provides ratings analysis for a portfolio of banks in Poland, Hungary, and Slovenia. Prior to that she covered Norwegian and Cypriot banks, as well as financial institutions in Egypt, Israel, Romania and Bulgaria. This included large private, public, and state affiliated banks; small and mid-sized commercial lenders, and government-related institutions.

Melina joined Moody’s Limassol office in 2006, and started her Moody’s tenure covering financial institutions operating in the Gulf Cooperation Council. Prior to joining Moody’s, she worked as analyst for a local investment management firm conducting analysis for various securities and participating in the investment decision process.

Melina has an MSc Financial Mathematics from King’s College, University of London and a BSc Mathematics from the same school. She earned her CFA designation in 2009.

Sebastien is part of the EMEA Corporate Finance Group based in Poland. His current portfolio focuses on oil and chemical companies. Until 2022, Sebastien was based in London covering European telecommunications and media issuers and prior to that was responsible for a portfolio of mainly European high yield issuers operating in industries including payment solutions, business and consumer services, equipment and transportation rental services, and retail. 

Prior to re-joining Moody’s in 2011, Sebastien was an analyst within the credit team at LGT Capital Partners (fund of hedge funds based in Switzerland), where he monitored a portfolio of investments in distressed credit/special situations hedge funds.

Knut Slatten is a Vice President – Senior Credit Officer at Moody’s working in the Moody's EMEA Project and Infrastructure Finance team. He currently covers a portfolio of companies that essentially comprises unregulated European utilities names. In his capacity as lead analyst, Knut has written numerous research publications and has spoken at several conferences. Prior to joining the Infrastructure Finance team, Knut spent 13 years in corporate finance at Moody's has covered a wide range of different industries, including pharmaceuticals. 

Moody’s has a leading global Infrastructure Finance franchise, rating some US$2 trillion of corporate and project finance securities, representing more than 90% of all public bonds issued globally in the sector. 180 analytical sector staff cover more than 1,700 infrastructure issuers globally. Moody’s EMEA team of 46 specialists is responsible for rating around 430 issuers. The rating agency covers more than39,000 issuers and transactions. He joined Moody’s in 2007. Prior to joining Moody’s, Knut worked as a credit analyst for Société Générale in Paris, covering oil and gas companies. Knut holds an MSc. (Econ.) degree from the Norwegian School of Economics and business Administration.

Pepa Mori is a Senior Vice President in the Financial Institutions Group. She joined Moody’s in 2008. Since then she has managed a wide portfolio of European issuers, currently having oversight responsibilities for Moody’s banks ratings in Italy and Central Eastern Europe. She is also the lead analyst for Banco Santander.

Prior to joining Moody’s, Ms. Mori worked as a credit analyst in a variety of roles. These include credit research at BBVA, rating European sub-sovereigns and public sector companies at Standard & Poor’s; and financial analysis at BBVA’s asset management division. Ms. Mori holds a Bachelor Degree in Business Administration and MSc in Finance from Colegio Universitario de Estudios Financieros (CUNEF), Madrid (Spain).

Vice President of the Management Board of the Bank in charge of the Finance and Accounting Area

Marcin Eckert is a graduate of Harvard Business School, where he completed the Advanced Management Programme. He also took part in the Leadership Academy for Poland programme and studied at the Faculty of Law and Administration at the Nicolaus Copernicus University in Toruń.

Previously, Eckert worked for PZU where he held the position of the Corporate Director for Corporate Affairs. Between 2019 and 2021, Eckert served as a member of the Management Board of PZU S.A. and PZU Życie S.A. In the PZU Group, he was responsible for the strategy and projects, the Administration Office, the Corporate Supervision Office, the Foreign Companies Supervision Office and the IT Division. Between 2018 and 2020, Eckert was a member and a deputy chairman of the Supervisory Board of Alior Bank S.A. and chairman of the Supervisory Board of PZU Zdrowie S.A.; between June 2020 and June 2021, deputy chairman of the Supervisory Board of Bank Pekao S.A. Chairman of the Supervisory Board of Totalizator Sportowy Sp. z o.o.

Since 2001, Eckert has been working as a legal counsel. His areas of expertise include commercial law, tax law and labour law. Prior to the employment in Grupa PZU, Eckert held the position of Senior Associate in Bird & Bird Szepietowski i Wspólnicy (leader of the Benefits & Compensation practice). Previously also associated with TGC Tax Advisers Sp. z o.o. (Tax Division Director), Mazars Audyt Sp. z o.o. (Law and Tax Division Director) and Ernst & Young (Senior Manager).

Melina Skouridou is a Vice President- Senior Analyst and lead analyst for EMEA financial institutions, with a focus in Central and South Eastern Europe. In this role, she currently provides ratings analysis for a portfolio of banks in Poland, Hungary, and Slovenia. Prior to that she covered Norwegian and Cypriot banks, as well as financial institutions in Egypt, Israel, Romania and Bulgaria. This included large private, public, and state affiliated banks; small and mid-sized commercial lenders, and government-related institutions.

Melina joined Moody’s Limassol office in 2006, and started her Moody’s tenure covering financial institutions operating in the Gulf Cooperation Council. Prior to joining Moody’s, she worked as analyst for a local investment management firm conducting analysis for various securities and participating in the investment decision process.

Melina has an MSc Financial Mathematics from King’s College, University of London and a BSc Mathematics from the same school. She earned her CFA designation in 2009.

Luis Romaguera is an Assistant Vice President – Analyst in Moody´s Covered Bonds team, and is based in the Madrid office. He has Lead Analyst responsibilities for covered bond programmes issued in Iberia and several markets in Central and Eastern Europe.

Luis joined Moody’s from Fitch Ratings, where he held different lead analyst roles across Madrid and London in the European Structured Finance team. Luis holds a Degree in Economics from the University of Greenwich in London.

Krzysztof Dubejko graduated from Warsaw School of Economics with a specialization in Banking and Finance. He also completed several professional and executive education courses, including at IMD Lausanne.

During his professional career, Mr. Dubejko gained broad experience in risk and treasury management in various institutions in Poland, including Bank BGŻ (Polish subsidiary of Rabobank, now BNP Paribas Bank Polska) and Warsaw Branch of Espirito Santo Investment Bank (now Haitong Bank). He started his career in the Treasury department of Rheinhyp-BRE Bank Hipoteczny in March 2000, soon after the bank received operating license as the first mortgage bank in Poland.

After rejoining mBank Hipoteczny in 2015 as Director of Treasury Department, he was tasked with arrangement of mortgage asset pool refinancing by domestic and international issuance of covered and senior bonds. He was appointed Member of the Management Board, Head of Financial Markets in 2019, then Chief Financial Officer in 2020 and President of the Management Board in 2022.

Sebastien is part of the EMEA Corporate Finance Group based in Poland. His current portfolio focuses on oil and chemical companies. Until 2022, Sebastien was based in London covering European telecommunications and media issuers and prior to that was responsible for a portfolio of mainly European high yield issuers operating in industries including payment solutions, business and consumer services, equipment and transportation rental services, and retail. 

Prior to re-joining Moody’s in 2011, Sebastien was an analyst within the credit team at LGT Capital Partners (fund of hedge funds based in Switzerland), where he monitored a portfolio of investments in distressed credit/special situations hedge funds.

Jaroslaw Goncerz is the Director of Group Financing and Financial Risk Management Office at ORLEN S.A.

He joined ORLEN in December 2020. Since 2007 he was a Head of Treasury at Energa SA.

Jaroslaw has over 20 years of experience in management of treasury. He has made many debt transactions for ORLEN and Energa, including the conventional, ESG-linked, green, hybrid bonds and different types of loans. He held managerial positions in many group companies as a board member and supervisory board member.

He is a graduate of the University of Warsaw (Finance and Banking) and holds an Executive MBA title granted by Gdansk Foundation for Management Development, Gdansk University and IAE Aix-en-Provence Graduate School of Management.

Andrzej joined Société Générale in 2013 and is currently Senior Banker, responsible for coverage of corporate and financial clients in Poland, as well as for origination of investment banking transactions. Prior to SG, he spent 16 years at ING in Warsaw and London to end up as head of its Corporate Finance in Warsaw where he worked on various M&A and ECM assignments across CEE. 

He is AMP graduate from IESE Business School and holds an Executive MBA title granted by LBS, HEC, NHH Bergen and the Warsaw University of Technology. He also holds MSc title in civil and hydraulic engineering.

Leroy Terrelonge is a Vice President – Senior Credit Officer in the Moody's Ratings Cyber Credit Risk Group, where he is responsible for creating and executing the group's research and outreach agenda. He works collaboratively with stakeholders across Moody’s to build and assess cyber datasets and publish timely and relevant research on cyber risk and its impact on financial performance. Leroy has more than 20 years of risk experience working in government, international education, tech startups and corporates. Prior to joining Moody’s, Leroy led a team of analysts at Flashpoint, a threat intelligence company that researches cybercriminal communities, and previously worked as  an analyst at the National Security Agency. e has been cited in both domestic and international media on cyber risk issues and has presented at cybersecurity conferences around the world. Leroy graduated from the Fletcher School of Law and Diplomacy with a Masters in International Business and holds an A.B. in Near Eastern Languages and Civilizations cum laude from Harvard University. He also served as a Princeton-in-Asia fellow in Almaty, Kazakhstan and serves on the board of this organization. He is an avid touch rugby referee.

Francisco Fonseca is currently Vice President of National Cybersecurity at BitSight. Co-founded AnubisNetworks in 2006 and has served as CEO from January 2006 to August 2019. AnubisNetworks was acquired by BitSight in 2014.

Prior to AnubisNetworks, Francisco Fonseca founded Crashless, a managed services provider specializing in complex Microsoft-based services.

Francisco was Vice President of the National Association of Young Business People (ANJE) and taught at Moderna and Nova Universities.

Francisco attended the “Advanced Program in Entrepreneurship and Innovation Management” from Católica Lisbon; the Advanced Management Program from the Kellogg School of Management and Católica and "PADE - Senior Executives & CEO Program" from AESE. He holds a degree in Management and Computer Science from Minho University.

Piotr Janczak serves as the Moody’s Ratings' Country Manager, Poland. Based in Warsaw, he leads the rating agency’s operations in Poland and and coordinates the commercial activities of Moody’s across Central and Eastern Europe (CEE), Commonwealth of Independent States (CIS) and Türkiye.

Mr. Janczak graduated from the Foreign Trade Faculty of the Warsaw School of Economics. He has more than 25 years’ experience in equity as well as debt capital markets and loans across CEE. He joined Moody’s Investors Service in 2015 from Erste Group Bank AG, where he had been a director at the Merchant Banking division, based in Prague and covering CEE. Prior to that, Mr. Janczak served as a Director of Capital Markets at Deutsche Bank group in Warsaw.

Francisco Fonseca is currently Vice President of National Cybersecurity at BitSight. Co-founded AnubisNetworks in 2006 and has served as CEO from January 2006 to August 2019. AnubisNetworks was acquired by BitSight in 2014.

Prior to AnubisNetworks, Francisco Fonseca founded Crashless, a managed services provider specializing in complex Microsoft-based services.

Francisco was Vice President of the National Association of Young Business People (ANJE) and taught at Moderna and Nova Universities.

Francisco attended the “Advanced Program in Entrepreneurship and Innovation Management” from Católica Lisbon; the Advanced Management Program from the Kellogg School of Management and Católica and "PADE - Senior Executives & CEO Program" from AESE. He holds a degree in Management and Computer Science from Minho University.

Jaroslaw Goncerz is the Director of Group Financing and Financial Risk Management Office at ORLEN S.A.

He joined ORLEN in December 2020. Since 2007 he was a Head of Treasury at Energa SA.

Jaroslaw has over 20 years of experience in management of treasury. He has made many debt transactions for ORLEN and Energa, including the conventional, ESG-linked, green, hybrid bonds and different types of loans. He held managerial positions in many group companies as a board member and supervisory board member.

He is a graduate of the University of Warsaw (Finance and Banking) and holds an Executive MBA title granted by Gdansk Foundation for Management Development, Gdansk University and IAE Aix-en-Provence Graduate School of Management.

Vice President of the Management Board of the Bank in charge of the Finance and Accounting Area

Marcin Eckert is a graduate of Harvard Business School, where he completed the Advanced Management Programme. He also took part in the Leadership Academy for Poland programme and studied at the Faculty of Law and Administration at the Nicolaus Copernicus University in Toruń.

Previously, Eckert worked for PZU where he held the position of the Corporate Director for Corporate Affairs. Between 2019 and 2021, Eckert served as a member of the Management Board of PZU S.A. and PZU Życie S.A. In the PZU Group, he was responsible for the strategy and projects, the Administration Office, the Corporate Supervision Office, the Foreign Companies Supervision Office and the IT Division. Between 2018 and 2020, Eckert was a member and a deputy chairman of the Supervisory Board of Alior Bank S.A. and chairman of the Supervisory Board of PZU Zdrowie S.A.; between June 2020 and June 2021, deputy chairman of the Supervisory Board of Bank Pekao S.A. Chairman of the Supervisory Board of Totalizator Sportowy Sp. z o.o.

Since 2001, Eckert has been working as a legal counsel. His areas of expertise include commercial law, tax law and labour law. Prior to the employment in Grupa PZU, Eckert held the position of Senior Associate in Bird & Bird Szepietowski i Wspólnicy (leader of the Benefits & Compensation practice). Previously also associated with TGC Tax Advisers Sp. z o.o. (Tax Division Director), Mazars Audyt Sp. z o.o. (Law and Tax Division Director) and Ernst & Young (Senior Manager).

Krzysztof Dubejko graduated from Warsaw School of Economics with a specialization in Banking and Finance. He also completed several professional and executive education courses, including at IMD Lausanne.

During his professional career, Mr. Dubejko gained broad experience in risk and treasury management in various institutions in Poland, including Bank BGŻ (Polish subsidiary of Rabobank, now BNP Paribas Bank Polska) and Warsaw Branch of Espirito Santo Investment Bank (now Haitong Bank). He started his career in the Treasury department of Rheinhyp-BRE Bank Hipoteczny in March 2000, soon after the bank received operating license as the first mortgage bank in Poland.

After rejoining mBank Hipoteczny in 2015 as Director of Treasury Department, he was tasked with arrangement of mortgage asset pool refinancing by domestic and international issuance of covered and senior bonds. He was appointed Member of the Management Board, Head of Financial Markets in 2019, then Chief Financial Officer in 2020 and President of the Management Board in 2022.

David Aldrich is Managing Director of the EMEA Commercial Group, with responsibility for all Moody’s customer relationships in EMEA, across both Developed and Emerging Markets, for Fundamental and Structured Finance. 

David is also Managing Director for relationships with Global Sovereign and Multilateral Development Banks, and previously was Head of Emerging-EMEA for Regional Management. Prior to joining Moody’s in 2013, David managed various fixed income, derivatives and securities services businesses at UBS, Credit Suisse, JP Morgan and, latterly, BNY Mellon. At BNY Mellon, David was EMEA Business Executive for both Alternative Investment Services and Broker-Dealer Services, and was also Head of Securities Industry Banking, Europe within Global Client Management. 

David studied Economics at the University of Kent and is on the MBA Advisory Board at Bayes Business School, City, University of London.

Łukasz Hardt, is an Associate Professor of Economics at the Faculty of Economic Sciences, University of Warsaw, where he is heading the Chair in Political Economy.

He is a deputy president of the Polish Economic Society.

Prof. Hardt was a visiting professor at the University of Cambridge, and also had research internships at the universities in Helsinki and Milan, as well as at the London School of Economics and Political Sciences.

He is a former member of the Monetary Policy Council at the National Bank of Poland.

He also served on the supervisory board of the Warsaw Stock Exchange.

Currently, he is a chairman of the supervisory board of the Social Insurance Institution.

Andrzej joined Société Générale in 2013 and is currently Senior Banker, responsible for coverage of corporate and financial clients in Poland, as well as for origination of investment banking transactions. Prior to SG, he spent 16 years at ING in Warsaw and London to end up as head of its Corporate Finance in Warsaw where he worked on various M&A and ECM assignments across CEE. 

He is AMP graduate from IESE Business School and holds an Executive MBA title granted by LBS, HEC, NHH Bergen and the Warsaw University of Technology. He also holds MSc title in civil and hydraulic engineering.

Piotr Janczak serves as the Moody’s Ratings' Country Manager, Poland. Based in Warsaw, he leads the rating agency’s operations in Poland and and coordinates the commercial activities of Moody’s across Central and Eastern Europe (CEE), Commonwealth of Independent States (CIS) and Türkiye.

Mr. Janczak graduated from the Foreign Trade Faculty of the Warsaw School of Economics. He has more than 25 years’ experience in equity as well as debt capital markets and loans across CEE. He joined Moody’s Investors Service in 2015 from Erste Group Bank AG, where he had been a director at the Merchant Banking division, based in Prague and covering CEE. Prior to that, Mr. Janczak served as a Director of Capital Markets at Deutsche Bank group in Warsaw.

Colin Ellis is Moody’s first Global Credit Strategist, and a Managing Director in the Credit Strategy team. 

In his current role, Colin provides thought leadership for the rating agency that deepens the understanding of ratings and debt capital markets through rigorous and quantitative research. He leads Moody’s teams working on default and ratings analytics and on global financial analysis, including bank projections and stress testing. Colin is also a member of Moody’s Macroeconomic Board, which sets the global forecasts that underpin Moody’s universe of ratings.

Colin joined Moody’s in February 2012, initially leading the work of the Macroeconomic Board and authoring the quarterly Global Macro Outlook. He subsequently worked in the Financial Institutions Group, developing quantitative forward-looking analyses. For 8 years he was the Chief Credit Officer for EMEA, leading analysis and coordination of credit and ratings across all rating franchises in the region. He was also the ‘Head of UK’ for Moody's Ratings, responsible for the running of Moody’s UK operations, from 2019-2022 including the COVID-19 pandemic. 

Prior to joining Moody’s, Colin held roles at the Bank of England, Daiwa Capital Markets, the BVCA and at Birmingham University. He has published papers on a range of topics including corporate investment and pricing, credit risk, private equity, data uncertainty, stress testing, financial contagion and monetary policy. Colin holds degrees from York University, the London School of Economics and Political Science, and Middlesex University. He is a Visiting Professor at Hult International Business School and LSBU, and is also a Fellow of the RSA.

Melina Skouridou is a Vice President- Senior Analyst and lead analyst for EMEA financial institutions, with a focus in Central and South Eastern Europe. In this role, she currently provides ratings analysis for a portfolio of banks in Poland, Hungary, and Slovenia. Prior to that she covered Norwegian and Cypriot banks, as well as financial institutions in Egypt, Israel, Romania and Bulgaria. This included large private, public, and state affiliated banks; small and mid-sized commercial lenders, and government-related institutions.

Melina joined Moody’s Limassol office in 2006, and started her Moody’s tenure covering financial institutions operating in the Gulf Cooperation Council. Prior to joining Moody’s, she worked as analyst for a local investment management firm conducting analysis for various securities and participating in the investment decision process.

Melina has an MSc Financial Mathematics from King’s College, University of London and a BSc Mathematics from the same school. She earned her CFA designation in 2009.

Steffen Dyck is a Senior Vice President in Moody’s Sovereign Risk Group.

Based in Frankfurt, he is the lead analyst for a portfolio of European sovereigns including Italy and, until recently, Germany.

Steffen is also co-heading the Sovereign group’s ESG work.

Up until early 2018, Steffen was the lead analyst for number of sovereigns and multilaterals in the Middle East, including Egypt and most of the Gulf Cooperation Council members.

Before relocating to Frankfurt in June 2015, Steffen was based in Moody’s Singapore office, where he covered sovereigns in the Asia-Pacific region as well as in the Middle East.

Prior to joining Moody’s in 2012, Steffen worked for more than six years with Deutsche Bank’s Risk Analysis team in Frankfurt and Singapore, covering macroeconomic and sovereign risk analysis across Asia (ex-Japan), Latin America, and Sub-Saharan Africa. He also helped manage the bank’s sovereign rating processes.

Sebastien is part of the EMEA Corporate Finance Group based in Poland. His current portfolio focuses on oil and chemical companies. Until 2022, Sebastien was based in London covering European telecommunications and media issuers and prior to that was responsible for a portfolio of mainly European high yield issuers operating in industries including payment solutions, business and consumer services, equipment and transportation rental services, and retail. 

Prior to re-joining Moody’s in 2011, Sebastien was an analyst within the credit team at LGT Capital Partners (fund of hedge funds based in Switzerland), where he monitored a portfolio of investments in distressed credit/special situations hedge funds.

Leroy Terrelonge is a Vice President – Senior Credit Officer in the Moody's Ratings Cyber Credit Risk Group, where he is responsible for creating and executing the group's research and outreach agenda. He works collaboratively with stakeholders across Moody’s to build and assess cyber datasets and publish timely and relevant research on cyber risk and its impact on financial performance. Leroy has more than 20 years of risk experience working in government, international education, tech startups and corporates. Prior to joining Moody’s, Leroy led a team of analysts at Flashpoint, a threat intelligence company that researches cybercriminal communities, and previously worked as  an analyst at the National Security Agency. e has been cited in both domestic and international media on cyber risk issues and has presented at cybersecurity conferences around the world. Leroy graduated from the Fletcher School of Law and Diplomacy with a Masters in International Business and holds an A.B. in Near Eastern Languages and Civilizations cum laude from Harvard University. He also served as a Princeton-in-Asia fellow in Almaty, Kazakhstan and serves on the board of this organization. He is an avid touch rugby referee.

Knut Slatten is a Vice President – Senior Credit Officer at Moody’s working in the Moody's EMEA Project and Infrastructure Finance team. He currently covers a portfolio of companies that essentially comprises unregulated European utilities names. In his capacity as lead analyst, Knut has written numerous research publications and has spoken at several conferences. Prior to joining the Infrastructure Finance team, Knut spent 13 years in corporate finance at Moody's has covered a wide range of different industries, including pharmaceuticals. 

Moody’s has a leading global Infrastructure Finance franchise, rating some US$2 trillion of corporate and project finance securities, representing more than 90% of all public bonds issued globally in the sector. 180 analytical sector staff cover more than 1,700 infrastructure issuers globally. Moody’s EMEA team of 46 specialists is responsible for rating around 430 issuers. The rating agency covers more than39,000 issuers and transactions. He joined Moody’s in 2007. Prior to joining Moody’s, Knut worked as a credit analyst for Société Générale in Paris, covering oil and gas companies. Knut holds an MSc. (Econ.) degree from the Norwegian School of Economics and business Administration.

Luis Romaguera is an Assistant Vice President – Analyst in Moody´s Covered Bonds team, and is based in the Madrid office. He has Lead Analyst responsibilities for covered bond programmes issued in Iberia and several markets in Central and Eastern Europe.

Luis joined Moody’s from Fitch Ratings, where he held different lead analyst roles across Madrid and London in the European Structured Finance team. Luis holds a Degree in Economics from the University of Greenwich in London.

Pepa Mori is a Senior Vice President in the Financial Institutions Group. She joined Moody’s in 2008. Since then she has managed a wide portfolio of European issuers, currently having oversight responsibilities for Moody’s banks ratings in Italy and Central Eastern Europe. She is also the lead analyst for Banco Santander.

Prior to joining Moody’s, Ms. Mori worked as a credit analyst in a variety of roles. These include credit research at BBVA, rating European sub-sovereigns and public sector companies at Standard & Poor’s; and financial analysis at BBVA’s asset management division. Ms. Mori holds a Bachelor Degree in Business Administration and MSc in Finance from Colegio Universitario de Estudios Financieros (CUNEF), Madrid (Spain).