Maisam Hasnain Vice President – Senior Credit Officer, Corporate Finance Moody's Ratings

Maisam Hasnain is a Vice President - Senior Credit Officer in Moody’s Corporate Finance Group. 

Based in Singapore, Maisam covers a portfolio of companies across the industrial, mining and plantation sectors in Southeast Asia. 

Prior to his move to Singapore in 2017, Maisam spent four years in Moody’s Hong Kong office covering a broad array of sectors, including telecommunications, communications infrastructure, building materials, and metals and mining. 

Maisam joined Moody’s in 2010 and started as an Associate in Moody’s Regional Product Strategy team, which is responsible for managing all aspects of Moody’s research and data service offerings, including new business initiatives. 

Maisam holds a double major in Economics and Finance, and a minor in Arabic from The University of Hong Kong. He is also a CFA charterholder.

Tengfu Li Vice President – Senior Analyst, Financial Institutions Moody's Ratings

Tengfu Li is an Assistant Vice President – Analyst with Moody’s Financial Institutions Group.

Based in Singapore, he is responsible for the credit ratings of financial institutions in Indonesia and Malaysia. Prior to Moody’s, Tengfu worked at OCBC Bank, where he developed credit risk models.

Tengfu holds a MSc in Accountancy from Nanyang Technological University, and a BEng in Electrical Engineering from the National University of Singapore.

Deborah Tan Vice President - Senior Analyst, Credit Strategy and Standards Moody's Ratings

Deborah Tan is a Vice President within Moody’s Credit Strategy and Standards Group. Based in Singapore, she leads Moody’s thematic research for India, Southeast Asia and Australia with a focus on producing forward-looking macro-credit insights and outlooks. Her responsibilities also include designing scenario analysis to test the resilience of Moody’s rating methodologies and assessing the impact of these scenarios. 

Prior to joining Moody’s in 2019, Deborah was a macroeconomist at BHP Billiton where she covered both India and the US and led the Group’s interest rate, FX and long-term growth projections for key markets. She has also worked at the Monetary Authority of Singapore and PWC. 

Deborah holds a master’s in Economics from the University of Cambridge and a bachelor of science in Economics from University College London.

Nidhi Dhruv Vice President – Senior Credit Officer, Corporate Finance Moody's Ratings

Nidhi Dhruv is a Senior Credit Officer, with Moody’s Corporate Finance Group. Based in Singapore, Nidhi covers a portfolio of issuers across the telecommunications, telecom towers, mining, construction and airline industries in South and Southeast Asia.

Before joining Moody’s in 2007, Nidhi was an analyst with Citigroup Investment Banking in India and Singapore for three years. 

Nidhi is a CFA charterholder and a Chartered Accountant with the Institute of Chartered Accountants of India. She also has an MBA in Finance from Mumbai University.

Grace Lim Analyst, Sovereign Risk Moody's Ratings

Grace Lim is an Analyst with Moody’s Sovereign Risk Group. Based in Singapore, Grace covers a portfolio of sovereign credits and multilateral development banks in Asia Pacific. 

Before joining Moody’s in 2021, Grace was a Senior Economist at the Monetary Authority of Singapore, where she led the economic analysis for the US, Eurozone and some ASEAN economies. Prior to that, Grace was a policy analyst in the central bank working on banking regulatory frame works. 

Grace holds a Bachelor of Science (First Class Honours) in Mathematics and Economics from the Nanyang Technological University in Singapore.