Ramzi is a Vice President in Moody’s Corporate Finance Group in London focused on real estate.

He joined Moody’s in February 2011 as a lead analyst in EMEA CMBS responsible for analysing and rating a large variety of commercial mortgage backed transactions across all EMEA jurisdictions and property types. Ramzi’s responsibilities also included researching and analysing property market data and tracking European occupational and investment market trends.

Ramzi also worked in Moody’s Financial Institutions Group’s Analytics Team, where he was instrumental in conducting successful stress tests for banks globally as well as monitoring bank asset quality.

Prior to beginning his career at Moody’s in 2011, Ramzi spent 15 years working with a variety of European banks as a real estate credit specialist, and also worked in the Middle East on real estate development projects.

Ramzi’s prior roles included working as a senior real estate credit officer at the Royal Bank of Scotland. He also worked as deputy head of portfolio management at pbb Deutsche Pfandbriefbank with direct risk responsibility for a large real estate finance portfolio covering a diverse range of assets including office, retail, industrial, hotels, residential, and healthcare.

Ramzi earned his MSc in Real Estate Investment from the Cass Business School. He also holds an MSc in Finance and a BA in General Management, both from Boston College.

Elise Savoye is Vice President – Senior Analyst with Moody’s Corporate Finance Group. Elise started her career at Moody’s in the Structured Finance Group, where she covered various RMBS transactions and then Covered Bond issuers across Europe. For 4 years, she was then a lead analyst in the Sub-Sovereign Group responsible for a portfolio focusing on social housing providers and local governments in France and in Italy. In 2021, she joined the Corporate Finance Group focusing predominantly on issuers within the European Real Estate and lodging sectors. Elise initially joined Moody’s in the Frankfurt office late 2006 and she is now based in Paris. 

Prior to joining Moody’s, Elise has been a credit analyst at BNP Paribas (Milan) and a junior consultant in a consulting firm (Milan). Elise holds a Master Degree in finance from the Dauphine University in Paris and a Post-Master degree in Finance and Tax system from the Sorbonne University in Paris. Elise is also CFA charter holder.

Sven Reinke is a Managing Director in Moody’s Corporate Finance Group. Sven is responsible for a team on London-based Lead Analysts covering Commodities, TMT and Business and Consumer Services sectors. Sven joined Moody’s in the autumn of 2013 with 12 years’ experience in a number of different corporate credit roles. During his first nine years at Moody’s, Sven was a Lead Analyst covering a number of different corporate sectors.

Prior to joining Moody’s, Sven spent six years as a Senior Corporate Credit Officer at UBS Investment Bank in London responsible for the credit risk management of a portfolio of corporates in different industries. Before joining UBS, Sven was the Lead Credit Analyst for Bank of Tokyo-Mitsubishi’s German and Benelux blue chip counterparties. At the start of his career, Sven spent four years as a Credit Analyst at Deutsche Bank’s German mid-cap credit risk department.

Sven has a Masters Degree in Economics with focus on finance and banking from The Berlin School of Economics and Law. Sven also passed all levels of the CFA Program.