Dan Steingart manages Moody’s Ratings Not-for-Profit Healthcare team, overseeing a dedicated team of 10 analysts covering over 300 hospitals and health systems nationwide. 

Dan is an 18-year veteran of public finance and is a sought after speaker on topics including health system finances and the impact of major legislative and judicial actions on the credit quality of hospital systems and provider care networks. He has deep experience working with a variety of healthcare institutions including academic medical centers, integrated delivery networks, and community hospitals.  Over his career at Moody’s, he has authored numerous articles on healthcare policy and legislation, industry trends, and multiple sector outlooks. 

Beth is a Vice President/Senior Credit Officer in Moody’s Health Care ratings group. Her responsibilities include assigning and monitoring healthcare ratings within the states of Florida, Maryland, New York, Pennsylvania, Ohio, Illinois, Indiana, Virginia, Wisconsin, Delaware, and West Virginia. A sampling of obligors in Beth’s portfolio include Geisinger Health, University of Wisconsin Hospitals & Clinics, H. Lee Moffitt Cancer Center, NYU Langone Hospitals, Johns Hopkins Health System, Inova Health System, MedStar Health, Memorial Sloan-Kettering, Sentara Healthcare, University of Maryland Medical System, and University of Pittsburgh Medical Center. Beth has expertise in liquidity and complex debt structure analysis, including self liquidity programs. She is also the co-chair of Moody’s Public Finance Compliance Task Force.

Beth joined Moody’s in 1997. Prior to joining Moody’s Beth spent five years as an underwriter and surveillance officer with Financial Security Assurance. Beth earned her M.B.A. with a concentration in health care administration from Mount Sinai School of Medicine/Baruch College and her B.A. in sociology from the State University of New York at Albany.

Cassandra Golden is an AVP–Analyst in Moody’s Healthcare Ratings group, covering not-for-profit hospitals and healthcare systems across the Mid-Atlantic, Midwest, and Pacific Northwest. Cassandra recently authored the 2026 Not-for-Profit Healthcare Outlook and contributed to research on the impact of OBBBA on hospitals.

Previously, Cassandra worked on Moody’s Higher Education and Not-for-Profits team. Before joining Moody’s, Cassandra served as a senior analyst at the New York City Office of Management and Budget. She holds a B.A. in Political Science and Public Administration from Providence College.

Nansis Hayek joined Moody’s in 2016 and is a lead analyst for the Moody’s Healthcare Ratings group. She covers ratings of not-for-profit hospitals and healthcare systems in Alabama, California, Louisiana, Ohio, and Virginia, as well as several other states.

Prior to joining the Healthcare Ratings Team, Nansis held multiple operations roles, both within and outside the organization. Nansis holds a B.S. in Neuroscience from the College of William and Mary and earned the Chartered Financial Analyst designation in 2019.

Patrick Ronk is an Associate Vice President - Analyst for the Higher Education and Not-for-Profits Ratings Team.

Prior to joining Moody's, Patrick worked as a Research Associate for the Citizens Budget Commission, a think tank and good government group focused on New York City and State's public services. Prior to that, he was a Senior Associate at Cornerstone Government Affairs, a bipartisan lobbying and government relations firm in Washington, DC. Patrick holds an MPA from the London School of Economics and Political Science and a BA in Government and Politics from the University of Maryland.