Susan Fitzgerald is a Managing Director in Moody’s Ratings Public Finance Group, overseeing the healthcare, higher education, housing and municipal supported products ratings teams. Previously, she managed Moody’s global higher education and nonprofit team, covering over 700 colleges, universities, and nonprofit institutions worldwide. She has also been involved in various initiatives related to ESG analysis, charter schools, and public-private partnerships.

 Susan’s other prior work experience includes managing the financial advisory practice at a boutique investment banking and advisory firm; serving as commercial credit analyst for a community bank; owning and operating an art gallery and a bed and breakfast; and as the assistant director of development, focused on foundation and corporate relations, for a graduate school. 

Susan holds a Master’s degree in International Studies (European Studies and Economics) from The Johns Hopkins University, School of Advanced International Studies. Her A.B. degree in Diplomacy and World Affairs, with a minor in Economics, is from Occidental College, Los Angeles.

Nicole Addalli Serrano is a Vice President – Senior Credit Officer for Moody’s Higher Education and Not -For -Profit Team. She covers the ratings of a diverse portfolio of institutions, including large public university systems and private schools as well as nationally prominent not -for -profit organizations primarily in the Southern US. Before joining the Higher Education Team, Nicole worked in both the Local Government and Housing Groups at Moody’s.

Prior to joining Moody’s, Nicole worked in credit risk for BNP Paribas. Nicole holds an MPA from New York University’s Robert F. Wagner Graduate School of Public Service and a BA from Pace University.

Dan Seymour is a Vice President/Senior Credit Officer for local government ratings and covers credits primarily in the Northeast region. He previously covered credits for US state ratings. He joined Moody’s in 2011 and has experience in a diverse portfolio of states, localities, utilities, transit systems, and special tax credits. Before joining Moody’s, he was a reporter from the Associated Press and the Bond Buyer Newspaper. Dan holds a BA from Rowan University and a Master’s degree from Baruch College. He is a Chartered Financial Analyst charterholder.

Douglas Goldmacher is a Vice President/Senior Analyst in Moody's Credit Strategy and Guidance team with responsibility for monitoring ratings quality as well as assisting in the implementation of rating methodologies and practices for Moody's Public Finance Group.

Douglas joined Moody's in 2013, serving 10 years as an analyst on the Local Government team, eventually becoming the lead analyst for local government credits in New Jersey. He has experience in a diverse portfolio of local government, state, enterprise, federal lease, and mass transit credits.

Prior to joining Moody's, Douglas worked for Xerox. He received his BA from Duke University with a double major in History and French. He holds an MBA from the University of Rochester's Simon School of Business.

Shirley Feng is a Vice President within the Structured Finance Group at Moody's Ratings with over 10 years of experience in Structured Credit new ratings and surveillance. Her extensive credit risk experience includes collateralized loan obligations (CLOs), project finance and infrastructure CLOs, municipal bond CBOs and bank subordinated debt CDOs.

Shirley holds a Bachelor's degree in Economics and International Relations, as well as a Master's degree in Economics, both from Boston University. She is also a CFA charter holder.