Simon Harris is a Managing Director at Moody’s. Simon’s current role is focused on Moody’s consolidated offerings to the Insurance industry – including the ratings services provided by Moody’s Investors Service, and the data, software and models provided by Moody’s Analytics.

Previously, Simon led Moody’s Ratings Global Financial Institutions Group for 5 years, steering the ratings and research work of Moody’s Ratings Insurance, Banking and Asset Management teams globally, having previously led the Ratings Global Insurance team. Simon joined Moody’s Ratings in 1998 after qualifying as an Actuary and working in the UK Insurance market. Simon is Fellow of the UK Institute and Faculty of Actuaries (FIA), and holds a BA in Economics from Leeds University.

Rahul Ghosh is Managing Director – Global Head of Sustainable Finance for Moody's Ratings.

Rahul leads global oversight for the credit rating agency’s environmental, social and governance (ESG) research and outreach strategy. In this capacity, he is responsible for co-ordinating high quality and impactful research exploring the credit implications of ESG, as well as digital and in-person outreach to meet the growing market needs of investors, issuers and other important stakeholders.

Rahul is a regular participant at high-profile industry working groups, market briefings, external conferences and media engagements. He is a member of the Taskforce on Nature-related Financial Disclosures, a market-led initiative to develop a risk management and disclosure framework for nature-related risks. He has also represented Moody’s on the UN Principles for Responsible Investment's advisory committee on credit ratings and the Green and Social Bond Principles working groups. He has presented on the impact of climate change on emerging market sovereigns at the G20 Green Finance Study Group and on sustainable finance trends at the International Finance Corporation’s Global Debt Mobilization Conference.

Before his current role, Rahul oversaw Moody’s ESG Solutions Group outreach and engagement activities globally with the sustainability stakeholder community. He also previously worked in Moody’s Credit Strategy & Research team where he was responsible for thematic research and outreach on global emerging market (EM) credit trends. Prior to joining Moody’s in 2013, Rahul was the Head of Asia at BMI Research (Fitch Solutions) in Singapore, leading a team of macroeconomists and industry specialists in analysing sovereign risk, sector performance and the capital markets.

Rahul is a passionate impact leader for Moody’s corporate social responsibility (CSR) initiatives in London, chairing the pillar on “activating an environmentally sustainable future”. He holds a Masters degree in Economics from the University of Edinburgh and a Certificate in ESG Investing from the CFA Society of the UK.

Rebecca is a Vice President – Senior Credit Officer in Moody’s Sustainable Finance group, where she leads thought leadership on the impact of environmental, social and governance factors on credit and capital markets. In her role, Rebecca is responsible for the coordination and execution of the Sustainable Finance group’s thematic research program and market outreach activities. She also serves as a visible subject matter expert to internal and external stakeholders and supports outreach and engagement with strategic partners.

Prior to joining the ESG team, Rebecca was a member of the Strategy and Research team at MIS, where she led cross-sector research and analytics on the credit implications of key macroeconomic and policy developments in North America. Rebecca first joined Moody’s in 2011 as an associate analyst in the Sovereign Risk Group.

She holds a dual Master’s Degree in International Affairs from Columbia University (SIPA), in New York, and Institut d’Etudes Politiques (Sciences Po), in Paris, as well as a BA in International Relations from the University of Pennsylvania.

Ben is Managing Director, Advisory Services, Insurance Solutions. Ben has held a variety of positions over the best part of two decades at Moody’s , cutting his teeth in the consulting team, and helping to build products and services for the ILS market. More recently, Ben led a team exploring new market opportunities for Moody’s and helping clients deploy risk insights in exciting new ways. Ben holds a Masters of Engineering from University of Bristol.

Lucia Lopez is the Global Head of Credit in Moody’s Ratings Sustainable Finance group.

In her role, Lucia manages a global team of talented analysts responsible for developing and implementing initiatives to transparently integrate the impact of environmental, social, and governance considerations into credit ratings, analytics, research and outreach. This includes building data platforms, tools, and insights to assess the credit impact of these considerations in Moody’s Ratings rated universe.

The team also produces thematic research that continue to cement Moody's Ratings' thought leadership in Sustainable Finance and lead related outreach efforts with regulators, investors, and other market participants.

Lucia frequently represents the firm as a speaker through conversations with investors, policymakers and other market participants around the world.

Lucia brings multi-disciplinary expertise through past positions as a senior credit officer and senior underwriter in leading investment banks.

Before moving to the Sustainable Finance team, Lucia was a lead analyst in the EMEA Corporate Finance Group since 2018.

Prior to Moody’s, Lucia held several roles over 15 years at a number of banks including Deutsche Bank and Barclays, specializing in  leverage finance, commodities and natural resources.

Lucia holds a Masters in European Law from the Université Libre de Bruxelles.

Zoe is a VP/Senior Credit Officer in Moody’s Sub-Sovereign Group and holds lead analytical responsibility for ratings on a portfolio of local authorities, housing associations and other government-related issuers in the UK.

Prior to joining Moody’s, Zoe worked as an Associate Director at Arup in London, undertaking a range of economic and financial consultancy projects with public and private sector organisations in the UK and internationally 

.Zoe holds a BA (Hons) in History from the University of Birmingham, an MPA in Public Economics and Policy from the London School of Economics and is an Fellow Chartered Accountant (FCA) of the Institute of Chartered Accountants in England and Wales

Firas Saleh, Ph.D., is a Director of Product Management at Moody's based in New York, specializing in insurance, wildfire, and flood risk. He leads strategy and innovation for Moody's RMS U.S. flood and wildfire solutions, bridging quantitative analytics with insurance industry applications.

Alan is a catastrophe risk and exposure management leader with 22 years’ experience influencing how extreme risk is understood, governed, and acted upon. Most of his career has been spent in global (re)insurance, where he was recently an executive director of the International Society of Catastrophe Managers, leading the development of global professional standards in the industry. He joined Moody's in 2025 to focus on physical climate risk analytics supporting banks, investors, and other non-insurance sectors.

Swenja Surminski is Managing Director Climate and Sustainability at global risk management and professional services firm Marsh, working across the wider Marsh family with colleagues across Oliver Wyman, Marsh Risk, Mercer and Guy Carpenter to help clients achieve a resilient climate transition and to develop innovative approaches to climate risk and resilience. She is also Professor in Practice at the Grantham Research Institute at the London School of Economics, where she oversees cross-sectoral work on climate risk and resilience. In 2022 Swenja was appointed by the UK Government to the UK Climate Change Committee, the UK's independent advisor on climate change, initially serving on the adaptation committee and since 2025 as member on both mitigation and adaptation committees. Since 2021 Swenja is also the elected Chair of the Management Board of the not for profit MCII, the world’s longest running think tank on climate insurance and resilience solutions for most vulnerable communities, hosted by United Nations University in Bonn, Germany.

Thomas leads on sustainable investing for the fixed income asset class, including ESG research, integration and associated engagement. 

Thomas joined Aviva Investors in 2019 from the Foreign & Commonwealth Office where he advised ministers and senior officials on the links between economic developments and the UK’s foreign policy objectives.

Thomas holds a BA in Economics and Social Studies from the University of Manchester and an MSc in Development Economics from SOAS University of London. 

Jeremy McDaniels is Deputy Director, Sustainable Finance, in the IIF’s Global Markets and Policy department. In this role, he leads the IIF’s global strategic engagement and advocacy agenda on sustainable finance, spanning climate risk, transition planning and finance, resilience, nature, and carbon markets. He works closely with the IIF’s worldwide membership to shape industry positions on international standard‑setting, policy design, and regulatory reform. Over his six years at the IIF, Jeremy has authored a series of global thought‑leadership papers that have materially influenced debate on the role of private financial institutions in addressing global sustainability challenges, built and led the IIF’s network of sustainable finance expert groups, and helped to catalyse new global authorities such as the Integrity Council for the Voluntary Carbon Market.

Prior to joining the IIF, Jeremy worked at the United Nations Environment Programme (UNEP), where he served as the Founding Head of Secretariat of the Sustainable Insurance Forum (SIF), advised governments and central banks, and acted as UNEP’s lead representative on sustainable finance to standard‑setting bodies, regulatory coalitions, and the G20. Earlier in his career, Jeremy worked as a management consultant and academic researcher. He holds degrees from the University of Oxford and the University of British Columbia.

David Carlin is a globally recognized advisor, working with senior executives and government officials at the intersection of climate, artificial intelligence, and economic disruption. At D.A. Carlin and Company, he leads an international expert network delivering high-impact advisory and capacity-building programs across sustainability, risk, regulation, and innovation. 

Previously, David founded the Risk Centre at the United Nations Environment Programme, where his team built the tools and frameworks financial institutions across the world used for managing climate and environmental risk. He has advised major international initiatives including the World Business Council for Sustainable Development and the Glasgow Financial Alliance for Net Zero. 

David has also served as a Senior Associate at the University of Cambridge and taught sustainability strategy at University College Dublin. He is the co-author of Accelerating Transition and The Customer is the Planet.

Lucia Lopez is the Global Head of Credit in Moody’s Ratings Sustainable Finance group.

In her role, Lucia manages a global team of talented analysts responsible for developing and implementing initiatives to transparently integrate the impact of environmental, social, and governance considerations into credit ratings, analytics, research and outreach. This includes building data platforms, tools, and insights to assess the credit impact of these considerations in Moody’s Ratings rated universe.

The team also produces thematic research that continue to cement Moody's Ratings' thought leadership in Sustainable Finance and lead related outreach efforts with regulators, investors, and other market participants.

Lucia frequently represents the firm as a speaker through conversations with investors, policymakers and other market participants around the world.

Lucia brings multi-disciplinary expertise through past positions as a senior credit officer and senior underwriter in leading investment banks.

Before moving to the Sustainable Finance team, Lucia was a lead analyst in the EMEA Corporate Finance Group since 2018.

Prior to Moody’s, Lucia held several roles over 15 years at a number of banks including Deutsche Bank and Barclays, specializing in  leverage finance, commodities and natural resources.

Lucia holds a Masters in European Law from the Université Libre de Bruxelles.

Lylah Davies is a Policy Analyst at the OECD Environment Directorate, where she leads work on water-related risks to financial systems. She is the lead author of the OECD report Embedding Water-Related Risks in Financial Stability Frameworks, and works with central banks, financial supervisors and finance ministries to integrate water risks into financial stability frameworks.

Her wider work supports policy reforms in emerging economies, including recent National Policy Dialogues on Water in Latvia, the Philippines and Mongolia. Before focusing on water, Lylah specialised in investment and finance for renewable energy and energy efficiency, at the OECD and previously as a Senior Consultant at EY.

Lylah holds an MSc in Environmental Economics and Climate Change from the London School of Economics and Political Science (LSE).

Ram Sri is Vice President – Senior Credit Officer in Moody’s Ratings’ Sustainable Finance Group. He leads Moody’s global initiative to integrate water risk and water management considerations into analysis, ratings and research, and is the author of Moody’s recent report, Water Management – Global: Water reliability, infrastructure and funding shape credit resilience to supply stress. He has also authored Moody’s global environmental and social risks heat maps and associated framework reports.

He previously worked in Moody’s Financial Institutions Group in New York, covering US regional and global investment banks, securities firms and asset managers, and holds Master’s degrees from Warwick Business School and Warwick University.

Alan is a catastrophe risk and exposure management leader with 22 years’ experience influencing how extreme risk is understood, governed, and acted upon. Most of his career has been spent in global (re)insurance, where he was recently an executive director of the International Society of Catastrophe Managers, leading the development of global professional standards in the industry. He joined Moody's in 2025 to focus on physical climate risk analytics supporting banks, investors, and other non-insurance sectors.

Firas Saleh, Ph.D., is a Director of Product Management at Moody's based in New York, specializing in insurance, wildfire, and flood risk. He leads strategy and innovation for Moody's RMS U.S. flood and wildfire solutions, bridging quantitative analytics with insurance industry applications.

Theresa is a Director in the Moody’s Advisory group, overseeing a range of projects and strategic initiatives on the topic of physical climate risk. Her work focuses on working with a range of clients in the financial, corporate and public sector across the globe, to help them identify, quantify, and effectively manage climate risk through the application a state-of-the-art modeling tools and analytics.

Her responsibilities include leading detailed physical hazard and impact assessments as well as supporting the results of such assessments into downstream business processes and stakeholder communications. In addition, Theresa oversees the analysis of risk transfer mechanisms and their placement into the insurance and capital markets.

Prior to joining Moody’s, Theresa worked as an engagement manager for climate projects in the financial and public sector at McKinsey. Theresa holds a master's degree in Mathematics from Cambridge University.

Lionel is a Partner in EY’s London Financial Services Consulting practice.  He leads the Climate and sustainability risk team and has extensive experience of supporting financial services firms adapt to a changing environment and execute their strategic risk and regulatory transformation programmes. 

Lionel has facilitated a number of joint industry initiatives on risk management and sustainability.  His team supports financial services firms with their net zero plan and associated business and risk management strategy and operationalisation.  Lionel speaks regularly at conferences on risk management, stress testing, prudential regulation and capital management.

Kim leads Howden’s Climate Risk and Resilience Client Solutions team, driving strategy and client engagement across our climate offering. Previously, she led asset manager engagement at Willis Towers Watson and held senior roles at J.P. Morgan Asset Management, including International COO for the Multi-Asset Investments Group, where she led on sustainability and regulatory initiatives.

Swami Venkataraman, CFA, is an Associate Managing Director in the Sustainable Finance group at Moody's Ratings. He manages a global team of analysts responsible for producing assessments and thematic research on the credentials of sustainability debt instruments and financing frameworks (Second Party Opinions) and the strength of entities carbon transition plans (Net Zero Assessments). He also leads related outreach efforts for Moody's with regulators, standard setters, investors, corporates and other market participants.

Swami regularly participates in high-profile working groups, conferences and media engagements. He is a member of the International Energy Agency's Finance Industry Advisory Board, the Institute for International Finance's (IIF) Sustainable Finance Working Group, the Executive Committee of the ESG Integrated Disclosure Project (IDP) for private capital markets and manages key external relationships for Moody's such as the International Sustainability Standards Board (ISSB), Glasgow Financial Alliance for Net Zero (GFANZ) and Ceres. He has presented on climate finance topics at the 2022 UN Climate Change Conference (COP27) and at various initiatives of the World Bank.

Prior to this role, Swami led the team responsible for the systematic integration of ESG considerations - including climate - into all Moody's credit ratings and the launch of the Moody's Issuer Profile Scores (IPS) and Credit Impact Scores (CIS). Earlier, he was a Senior Vice President in the North American utilities and infrastructure team, with rating committee chair responsibilities. Before Joining Moody's in 2013, Swami was a Director of Project and Export finance with Standard Chartered bank in Asia. He has broad credit and banking expertise in power, clean energy, infrastructure and sustainable finance for over 25 years. He has worked in New York, San Francisco, London, Mumbai and Mexico City.

Swami is a CFA charter holder, with a B.Tech in Electronics Engineering from the Indian Institute of Technology (IIT),  Madras and an M.B.A. in Finance and Information systems from the Indian Institute of Management (IIM),Calcutta.

Amaya London is an Associate Vice President at Moody’s Rating specializing in sustainable bond issuances, ESG in agriculture, supply chains, water management, and human rights projects. She has contributed to over 250 Second Party Opinions. Her areas of expertise span sovereigns, real estate, local authorities, and industrial issuers, with a particular focus on agriculture, climate change adaptation, access to essential services, and other high-impact sustainability projects.

Amaya holds a Master’s Degree in International Economic and Investment Law from the University of Amsterdam, The Netherlands. She also has a Maitrise and a Bachelor’s Degree in International and European Law from the Panthéon Sorbonne University, France.

Kevin Maddick joined Moody’s in 2017, and has responsibility for a team of analysts covering project finance and infrastructure in EMEA. He has extensive experience in the financing of infrastructure and energy assets, as debt provider, as equity investor, and as financial advisor. He has structured, arranged or advised on over 200 project, secured corporate and asset financings globally. Kevin has also acted as Board Director of a portfolio of operating companies and of an investment holding company. Kevin was previously Head of Infrastructure and a Managing Director at NatWest, leading origination, execution, and financial modelling teams for debt, equity and advisory, during a 17-year period with the bank. Before that Kevin was responsible for new equity investments for 3 years whilst at Balfour Beatty Capital. Kevin spent the early 10 years of his career with Peninsular and Oriental Shipping, chartering tanker and dry bulk vessels worldwide, and in ship sale, purchase, financing and leasing, based in Europe and Asia. Kevin is a CFA Charterholder, a Chartered Management Accountant, a Chartered Shipbroker, and has an MA in Geography from Oxford University.

Moody’s has a leading global Infrastructure Finance franchise, rating some US$2.8 trillion of corporate and project finance securities. Our team of 148 analytical staff covers more than 2,700 public and private sector infrastructure issuers globally. Moody’s EMEA team of 48 infrastructure specialists is responsible for rating around 330 issuers with approximately US$756 billion in debt outstanding. Moody’s Investors Service covers a total of more than 35,000 issuers and structured finance transactions worldwide, representing more than US$73 trillion in rated debt

Oxana Megglé is leading sustainable finance and corporate climate advisory within Infrastructure unit at the World Bank Group. She has 18 years of combined experience in investment banking and sustainable finance across infrastructure, natural resources and green industries. Prior to joining the WBG, Oxana held multiple roles within Global Financing and Advisory division at Société Générale where she supported metals and mining activities, as well as investments aimed at advancing energy transition and circularity solutions of hard-to-abate sectors. She currently supports private sector clients to access and scale financing for climate-resilient infrastructure, mobilize sustainable finance markets, develop and implement corporate ESG strategies, targets and programs. Oxana is a graduate of HEC Paris, Mines – PSL, Paris, and Bowling Green State University (Ohio).