Annabel Schaafsma is a Managing Director and Global Head of the Structured Finance Group within Ratings and Research. She is responsible for a global team that both assign primary ratings as well as the surveillance of existing ratings covering all asset types including Asset Backed Securities, Corporate and Residential Mortgage Backed Securities, Structured Credit and Covered Bonds.

Annabel has many years of experience in credit analysis, as well as managing credit professionals. Annabel first joined Moody’s in 2001 in the Structured Finance Group where she went onto leading teams assigning Primary ratings to Residential Mortgage Backed securities and the surveillance of Consumer Asset Backed Securities in EMEA. Prior to her current role she worked in Credit Strategy and Standards Group responsible for the Methodology Development Group. Prior to joining Moody’s Annabel worked for Credit Suisse in the Credit Risk Management department in various roles in London and New York. In 2006 Annabel joined Standard Chartered Bank as Head of Credit Research for the Structured Credit Investment team that invested in structured finance instruments. Before re-joining Moody’s in 2010, Annabel was head of Traded Credit Risk Management for Standard Chartered Bank in London responsible for the identification and analysis of credit risks within the firm’s trading business.

Annabel is passionate about diversity and inclusion; she is the executive sponsor of the Moody’s UK Women’s Business Resource Group. Annabel holds an undergraduate degree in Economics focused in finance and accountancy from Manchester University

Salman Siddiqui is an Associate Managing Director, leading teams responsible for credit ratings of insurance companies across the EMEA region at Moody’s Ratings.

With an extensive background in the insurance industry, Salman previously lead initiatives in Moody’s Insurance Solutions business, focusing on IFRS 17, climate and sustainability, and casualty underwriting.

Before joining Moody’s, Salman held a leadership role at AM Best Europe, overseeing teams responsible for credit ratings on insurance companies in the UK, Switzerland and the Middle East.

Earlier in his career, Salman was part of KPMG UK, where he was involved in audit and advisory engagements for insurance companies.

Salman is a graduate from the University of Essex, with a degree in finance and accounting, and is also a Fellow Chartered Accountant (FCA) from ICAEW.

Professional experience

Ivan Gonzalez started his insurance career in 2001 by joining Swiss Re Capital Partners as a financial analyst in New York. In 2006, he moved to Swiss Re in Zurich, where he joined the Group Strategy department, and worked on several corporate development initiatives. In 2011, Ivan Gonzalez joined Swiss Re Corporate Solutions as CEO Latin America, based in São Paulo. He was subsequently appointed CEO Corporate Solutions North America in 2017 and relocated back to New York. In 2022, he moved to Beijing in the role of CEO Reinsurance China and China Country President.

Ivan Gonzalez was appointed CEO Corporate Solutions and member of the Group Executive Committee, based in Zurich, effective 1 July 2024.

Laurent Rousseau is Guy Carpenter’s CEO of EMEA and Global Capital Solutions. Based in London, Laurent is responsible for Europe, the Middle East, Africa, and India, as well as GC Securities and Global Risk Solutions. He is also a member of the Guy Carpenter Executive Committee, and a member of Marsh Senior Leadership Team.

Between 2010 and 2023, Laurent was at SCOR where he became Group CEO in 2021. Prior to this, Laurent spent 10 years in Equity Research (at Credit Suisse First Boston) and Investment Banking M&A (at J P Morgan) based in London.

Brandan is a Vice President – Senior Credit Officer in the EMEA Insurance Team, with analytical responsibility for a range of (re)insurance ratings across the EMEA region.

Brandan joined Moody’s New York office in 2010, as an analyst responsible for a diverse portfolio of US insurance and reinsurance companies. Prior to joining Moody’s, he was Assured Guaranty Ltd., responsible for accounting policy and transaction advisory services. Brandan started his career with PricewaterhouseCoopers in South Africa, later transferring to the New York office where he was a manager in the Assurance practice, primarily responsible for the audits of life insurance companies. Brandan holds a Bachelor’s degree in accounting from the University of Pretoria and a MBA in finance from New York University’s Stern School of Business. He is a Chartered Accountant (SA) and a Certified Public Accountant (NY).

Katerina has over 25 years of experience as a Geomatics Engineer, including 14 years at Moody’s (via RMS), where she currently leads several modelling and analytics initiatives focused on emerging and liability risks.

She previously worked at Pembroke Managing Agency, specializing in catastrophe model validation and the quantification of non-modelled risks. Earlier in her career, she held GIS and surveying roles across both the public and private sectors.

Katerina is a Chartered Geomatics Surveyor (MRICS) and holds a PhD in Geographic Information Science from UCL, as well as an MA in GIS from the University of Leeds.

Helena is the lead analyst for various primary insurance and reinsurance groups based in the UK.

Prior to joining Moody’s in 2011, she worked as an auditor within the insurance department of Mazars. 

Helena holds a Bachelor’s degree in mathematics and philosophy from King’s College London, is a chartered accountant and ICAEW Fellow.

Andy Sinclair is Chief Strategy and Investor Relations Officer at Legal & General, having joined L&G in January 2026. He is responsible for defining, communicating and executing L&G’s strategy, including M&A and IR.

Andy was previously Managing Director and Head of the European insurance team at Bank of America Securities, where he was Europe’s number 1 ranked analyst. He brings two decades of actuarial and analyst experience at Bank of America and Standard Life.

He is a Fellow of the Institute and Faculty of Actuaries.

Drawing on his deep understanding of the Insurance industry, Teddy inspires a team of over 400 colleagues to provide financial and strategic partnering to the business, actuarial insight and oversight, investment accounting and operations as well as a full suite of performance, statutory and regulatory reporting and financial control. In addition to responsibilities for the IP&I division of LBG, Teddy also has legal and regulatory responsibilities as CFO on the Board of key Scottish Widows Group companies.

Prior to this, Teddy spent seven years at OneFamily, firstly as Group CFO, and then as Group CEO from January 2020. Teddy is an experienced executive and board member who has worked in the financial services industry for over 30 years, including a significant amount of time spent leading teams in the finance functions of large, multinational insurance and investment groups. Teddy has a passion for Financial inclusion which he links heavily to Helping Britain Prosper.

Irina is an Analyst in the EMEA Insurance Team, with lead responsibilities for a portfolio of insurance companies in several European countries. Irina joined Moody’s London office in 2018 and transitioned to Frankfurt in 2020.

Prior to her current role, Irina worked as an Associate Analyst providing analytical support for a range of insurance companies across the EMEA region. Irina also supported ratings for UK asset managers.

Irina graduated from the Vienna University of Economics with M.Sc. in Finance and Accounting and holds a B.Sc. in Business Administration from the same university.

Benjamin is a Senior Vice President in the European Insurance team, based in Paris. He has primary analytical responsibility for a number of insurance groups in Europe, covering or having covered insurers and reinsurers in France, the UK, Germany, Italy, Spain, Switzerland, the Benelux or in the CIS countries. He is also responsible for the analytical team covering insurers operating in the Middle East region. Prior to joining Moody’s in 2006, Benjamin worked for l’Autorité de Contrôle des Assurances et des Mutuelles (the French insurance supervisory authority) and l’Autorité des Marchés Financiers (the French financial markets supervisory authority). Member of French Actuarial Association. Degrees in Finance and Actuarial Science (ENSAE) and Finance and Economics (Ecole Polytechnique). Fluent in French.

Antonello Aquino is Managing Director, global co-head for Insurance, Funds and Asset Management, and EMEA Private Credit at Moody’s Ratings. He leads Moody’s analytical team responsible for maintaining credit ratings on insurers, funds, and asset managers in EMEA and North America, as well as private credit entities.

Antonello joined Moody’s in 2008 as a Senior Insurance Analyst, covering major European (re)insurers. Prior to Moody’s, he led the Financial Institutions Group (FIG) rating advisory practice at Credit Suisse in Europe. His earlier experience includes roles as a Senior Analyst in Standard & Poor’s insurance sector, and positions within the FIG M&A teams at Dresdner Kleinwort Wasserstein (DrKW) and ABN AMRO.

He holds an MBA from HEC Paris and is an alumnus of London Business School. He graduated cum laude in Business Administration from Bocconi University in Italy. Antonello is fluent in English, Italian, and French.