Christos joined Moody’s banking team in Cyprus in April 2007, after previous experience in asset and portfolio management. Christos is a CFA charter holder and holds a master’s degree in International Securities, Investment and Banking(Distinction) and a bachelor’s degree in Management (1st Class Honours).Over the years Christos has led the assignment of a high number of new Moody’s ratings in Sub-Saharan Africa, including in South Africa, Mauritius, Kenya, Tanzania, the DRC, and Angola. He also has extensive experience in covering a number of countries across the Middle East and Eastern Europe. Christos has been a key speaker at Moody’s and third party events, discussing Moody’s banking system outlooks and views on financial inclusion, innovation and technology. He has also conducted high-profile broadcasts and other media interviews. Christos is now the lead banking analyst for Cyprus, Jordan, Kenya, Ghana, Mauritius and for a portfolio of financial institutions in Saudi Arabia. He is a frequent author of topical research on these banking systems and also has covered topics on financial inclusion, innovation and technology.

Aurélien Mali is currently Vice President Senior Credit Officer. He acts as the firm’s expert in Africa. His position is a combined lead analyst and analytical outreach/credit ambassador role. As a member of the Sovereign Risk Group since August 2002, he was involved in Moody’s sovereign ratings in Europe and the Middle East at the beginning of his career. Over the last 8 years, he has been at the forefront of Moody’s growing footprint in Africa. He has been sovereign lead or backup analyst for almost all sovereign issuers and multilateral development banks we rate in Africa. Aurelien was relocated to our Dubai office early 2013 from our London office. Aurelien manages a research programme that supports the development of Moody’s reputation for analytical insight and excellence. He also assumes a greater role in participating in regular Moody’s and third-party conferences on the continent, Africa-related investor briefings, and undertaking analytical outreach to inform and explain Moody’s credit judgments. Aurelien also supports other Moody’s franchises using his unique experience and visibility across multiple sectors and asset classes in the region. Finally, he remains the lead/backup sovereign analyst for few countries including Nigeria, Côte d’Ivoire, Ethiopia, the Democratic Republic of the Congo, Angola and South Africa. Aurélien holds a BSc in Economics and a postgraduate degree (DEA) in Money, Finance and Banking from the Panthéon-Sorbonne University in Paris.

Constantinos is a Senior Vice President and leads a team of analysts covering banks in Africa, the Middle East and the Balkans.

Since joining Moody’s Limassol-based banking team in 2005, Constantinos has followed banks as lead analyst in South Africa, Egypt, Ghana, Israel, Greece, Bulgaria, Romania, Montenegro, Saudi Arabia and Qatar. He has authored numerous articles covering the African and Balkan banking systems and is a regular speaker at regional conferences.

Prior to joining Moody’s, Constantinos worked for PricewaterhouseCoopers in London, both in audit and advisory. He holds a BSs in Economics from Queen Mary, London University and is a member of the Institute of Chartered Accountants in England and Wales.

Mik Kabeya is a Vice President - Senior Credit Officer in the Financial Institutions Group, based in London. Mik covers financial institutions across the African continent. Prior to relocating to London, Mik was based in Dubai where he covered financial institutions based in the Middle East. Before joining Moody’s, Mik worked at Fullerton Financial Holdings and at BNP Paribas.

Artem Frolov is a Vice President – Senior Analyst in the Dubai office, covering a portfolio of mining companies in South Africa and the Commonwealth of Independent States (CIS) and real estate companies in Saudi Arabia.

Artem joined Moody’s in 2011 in Moscow where he at different times covered several portfolios of Russian and CIS corporates in different sectors, primarily steel and mining, and oil and gas.

Prior to joining Moody’s, he had worked for Fitch Ratings and several large banks in Moscow. Artem holds a PhD in Economics from the Finance Academy in Moscow.

Lisa Jaeger is a Vice President – Senior Analyst in Moody’s Corporate Finance Group based in Dubai. She is responsible for a diversified portfolio of issuers across the Middle East, Turkey and South Africa, including Investment Holding Companies and Conglomerates, Telecoms and Diversified Industrials. Lisa joined Moody’s in 2020 after spending 5 years at Goldman Sachs in London, where she was an Executive Director and senior credit risk manager, covering leveraged lending to corporates as well as real estate and structured finance lending and investing transactions. Prior to that, Lisa spent 6 years at J.P. Morgan in London, where she started her career with the bank’s credit risk graduate program in 2009, covering a wide range of different clients and products, including financial institutions, private equity sponsors and diversified investment grade and non-investment grade corporates. During her time at J.P. Morgan, she also spent one year in the leveraged finance origination team. Lisa holds a Master’s degree in Finance and Strategy from Sciences Po Paris. She speaks fluent English, German and French and is learning Arabic.

Mickaël Gondrand is an Analyst in the Sovereign Risk Group for Moody’s Ratings, having joined in March 2016. Based in London, he covers a range of African and Middle East sovereigns, including Tunisia, Uganda and Iraq. 

Prior to joining Moody’s Mickaël was a Senior Country Risk Analyst at BMI Research (Fitch), focusing on the Middle East and North Africa. 

Mickaël holds a Master’s in International Political Economy from Sciences Po Paris and a MSc in Management and Strategy from the London School of Economics (LSE).