Dr. Kobsidthi Silpachai, CFA is Head of Capital Markets Research, Kasikornbank since he joined in 2007, where his team covers Macroeconomics, FX and Rates strategies. Prior to this role, he was Chief Market Strategist for HSBC Global Markets – Thailand.

In addition to the previously mentioned areas, he brings to Kasikornbank over 20 year’s experience in analysis of credit risk and equities from such firms as Citigroup Smith Barney, Citibank, ABN Amro and Jardine Fleming (currently JP Morgan).

He holds a Doctor of Business Administration from The Asian Institute of Technology (AIT), a Master’s Degree in Finance (Honors) from Sasin Graduate Institute of Business Administration and is a Chartered Financial Analyst (CFA).

Chintan has more than 20 years of experience in the financial services industry with a strong track record in risk management. Since joining the bank about 14 years ago, Chintan has covered credit across a diverse set of borrowers including Large/ International Corporates, Banks and Financial Institutions, Mid-Markets and SME Corporates across different regions and geographies. He has also worked as Senior Credit Manager – Portfolio Control & Governance. Most recently he was Senior Credit Officer, South India and Sri Lanka.

Rithisak is a senior banking executive with more than 20 years of experience in commercial banking and risk management across Southeast Asia. His expertise spans credit, market, liquidity, ESG, and enterprise risk management, with a strong track record in building risk governance frameworks and driving sustainable portfolio performance.

Based in Bangkok, he currently serves as Executive Vice President and Head of ASEAN Risk Management Division at Bank of Ayudhya (Krungsri), a member of MUFG. In this role, he oversees risk management and portfolio quality across Krungsri's ASEAN subsidiaries in Vietnam, Indonesia, the Philippines, Cambodia, and Laos—markets that are strategically important to the bank's regional growth ambitions. His responsibilities include strengthening governance, enhancing credit risk oversight, and supporting sustainable business growth across the region.

Prior to his current role, Rithisak led enterprise-wide risk management initiatives covering risk appetite governance, ICAAP, capital adequacy, group-wide stress testing, and provisioning management. He also played a pivotal role in the successful implementation of IFRS 9 across the organization, helping strengthen the bank's risk and financial management capabilities.

Before joining Krungsri, Rithisak held senior regional risk leadership positions with GE Money in Singapore and Thailand, where he gained extensive experience overseeing risk portfolios across multiple markets.

He holds a Master of International Management from Thunderbird School of Global Management, Arizona State University, and a Bachelor of Business Administration in Banking and Finance from Chulalongkorn University.

Gene Fang is an Executive Director in the Sovereign and Sub-sovereign Ratings Group in Asia. Based in Singapore, he manages the team responsible for sovereign and sub-sovereign ratings in the Asia Pacific region, as well as analysts covering regional and local governments in China. In addition, Gene leads Moody’s Digital Economy strategy in the Asia Pacific region, including engagement with regulators and market participants on Moody’s initiatives in digital finance.

 Before joining Moody’s, Gene worked as an investment banker for J.P. Morgan and Citigroup, where we covered financial institutions in Asia. Gene graduated from Columbia University in political science. He also holds an MBA from Harvard Business School and a Master in Public Policy from Harvard University’s Kennedy School of Government.

Eugene Tarzimanov is a Senior Vice President in the Financial Institutions Group in Asia. Based in Singapore, he is the Lead Analyst for banks in Southeast Asia, including Singapore, Malaysia, Vietnam, Sri Lanka and Bangladesh. 

Eugene is also responsible for coordinating banking research across Asia Pacific, and actively represents Moody’s to regulators, investors and the media on analytical and methodological views. Eugene moved to Singapore from Moody’s Moscow office, where he covered the largest banks in Russia, as well as financial institutions in Europe and the Middle East.

Before joining Moody’s in early 2009, Eugene held senior positions during his five years with Standard & Poor’s, where he was responsible for the analysis of banks in Europe and the Middle East. He has also worked at the CEO’s office of Bank VTB, where he was responsible for inhouse research.

Eugene holds an MBA in financial management from New York’s Pace University, and a BSc in international economics from Moscow’s Finance Academy.

Tengfu Li is a Vice President – Senior Analyst with Moody’s Financial Institutions Group.

Based in Singapore, he is responsible for the credit ratings of financial institutions in Indonesia and Malaysia. Prior to Moody’s, Tengfu worked at OCBC Bank, where he developed credit risk models.

Tengfu holds a MSc in Accountancy from Nanyang Technological University, and a BEng in Electrical Engineering from the National University of Singapore.

Jien is an Assistant Vice President – Ratings with Moody’s Financial Institutions Group. Based in Singapore, he is responsible for the credit ratings of financial institutions in Thailand and Vietnam.

He was previously a manager leading a team of associate analysts in Moody’s Ratings and Research Support division, supporting the development and maintenance of Moody’s ratings, research and related activities.

Before joining Moody’s, Jien was a manager with Ernst & Young Singapore, covering clients in the banking, asset management and commodity trading industries. 

Jien holds a Bachelor of Commerce from the University of Adelaide. He is also certified practising accountant (CPA).