Richard Hunt is a Vice President - Senior Credit Officer/Manager in the Structured Finance Group with Moody's Ratings, based in Toronto, where he manages a team responsible for Moody’s structured finance rating activity in the Canadian market. Prior to joining Moody’s in 2013, Richard spent 15 years in securitization finance with RBC Capital Markets where he arranged and structured securitization transactions across all asset types, and managed RBC’s Canadian ABCP conduits. Previous experience consists of more than 10 years in Canadian structured finance with British and Japanese banks. Richard has a BA/BPHE from Queen’s University and an MBA from McMaster University.

Brendan LaCerda is a director and senior economist with Moody’s. Brendan serves as the lead analyst for the Canadian economic forecast. His primary responsibilities also include the development and improvement of country forecast models. His research is primarily focused on international macroeconomics, healthcare and fiscal policy. Before joining Moody’s Analytics, Brendan worked as a senior economist with IHS Global Insight’s U.S. Macroeconomic Service. Brendan received his PhD in economics from the University of Virginia. He pursued his undergraduate education at the London School of Economics and the University of Notre Dame, where he graduated with a BA in economics and mathematics.

Renée Corcoran is an AVP - Analyst in the Structured Finance Group with Moody's Ratings, based in Toronto. Her primary responsibilities are rating term side ABS and Asset Backed Commercial Paper in Canada. Prior to joining Moody’s in 2018, Renée has 11 years credit and underwriting experience in various roles including Director at Australia Ratings in Melbourne, Australia, Associate Director – Securitization (Arranger side) at Hypovereinsbank-UniCredit in Hong Kong and Singapore, and Associate at MBIA in Singapore. 

Renée holds an Honours Bachelor of Arts degree and an MBA from McMaster University in Canada.

Zulaikha Khurram is an VP-Senior Analyst in the Structured Finance Group at Moody's Ratings, based in Toronto. Her primary responsibility is the ratings and the surveillance of all Asset-Backed Commercial Paper (ABCP) programs in Canada. Since 2014, Zulaikha has been involved in rating various asset classes in the structured finance sector, including auto ABS, equipment finance and residential mortgages.

Zulaikha is the co-chair of the multicultural business resource group for Canada. Previously, she served as the co-chair for the Women’s Employee Resource Group in Canada.

Zulaikha joined Moody’s in 2011 in the Corporate Finance Group, prior to that she worked in Global Risk Management at Bank of Nova Scotia.

Zulaikha holds a Master of Finance from Queens University and an M.B.A. from Lahore University of Management Sciences. She is also a Chartered Financial Analyst (CFA).