Donald is co-head of global banking and oversees the North American region for the ratings of banks, finance companies and securities firms. As a senior leader in Moody's financial institutions’ management team, Donald focuses on deepening analytical approaches and engagement, steering the franchise, engaging with developments in digital finance, and adapting processes, tools and workflow to address rapid digitalization and AI adoption.

Previously, Donald led a team of analysts covering a portfolio of global investment banks, specialty finance and securities firms in North America and Europe. He was also a lead analyst for securities firms and global investment banks. Donald started his Moody’s Ratings career as an accounting specialist, helping to educate analysts on matters of accounting and financial reporting.

Before joining Moody’s Ratings in 2007, Donald was a Director of Financial Audit at Siemens Corporation and an Audit Manager at PwC. Donald is a Chartered Accountant and a Certified Public Accountant and holds an undergraduate honors degree from the University of Glasgow.  

30+ years’ professional experience (including 15+ years at Moody’s Ratings).

Megan oversees the North American team responsible for the ratings and research of a portfolio spanning Canadian banks, US-based global investment and universal banks, securities firms, wealth managers, traditional asset managers and pension managers.

Before leading the team, Megan spent nearly 15 years as a Moody’s Ratings analyst covering a broad range of global investment, universal, US regional and community banks. Prior to joining Moody’s Ratings, Megan held positions at Freddie Mac, primarily within the Finance department. She holds an honors degree in economics and political science from the University of Delaware.

Nearly 20 years’ professional experience (including 15+ years at Moody’s Ratings).

Sarah has been the lead analyst for most countries in the European Union, and is also a former lead analyst for the United States. She is currently the lead analyst for France and Italy, among other European countries. She is also one of the Sovereign Risk Group’s global spokespeople. 

She joined Moody’s in 2009 after completing a Sloan Fellowship at the London Business School. Prior to this academic sabbatical, she spent seven years at the Financial Services Authority in London where she headed the regulator’s Risk Analysis area and acted as its chief macroeconomist. Before joining the FSA, she worked in Dun & Bradstreet’s Economic Analysis Group for six years, where she was the organisation’s Deputy Chief Economist. 

She holds an MA in European Studies (with a concentration in Economics and Finance) from the Elliott School of International Affairs at the George Washington University in Washington, DC and an AB with a double major in Government and History from Dartmouth College in Hanover, New Hampshire in the United States. She is a CFA Charterholder and is co-chair of the Macroeconomic Committee of the CFA Society France. She is a dual citizen of the United Kingdom and the United States and is based in Paris.

Peter covers a broad portfolio of global investment, Canadian and US Regional banks and securities firms. 

Prior to joining Moody’s Ratings, Peter led a team at Deutsche Bank that was responsible for managing the bank’s exposure to US broker-dealers. Peter also worked at JPMorgan Chase managing trading and derivatives counterparty risk with regulated financial institutions and hedge funds. Peter holds a B.A. in Business Administration from the Richard Ivey School of Business at the University of Western Ontario and is a Chartered Financial Analyst.

40+ years’ professional experience (including 25+ years at Moody’s Ratings).

Robert covers a portfolio of Canadian banks, insurance companies and pension asset managers.

Before joining Moody’s Ratings, Rob worked at another credit rating agency based in Toronto where he was a lead analyst on the large Canadian banks and various credit unions and other financial institutions in Canada. Rob also held a wide range of senior level positions in Finance at Royal Bank of Canada, including roles in external reporting, investor relations and performance management reporting and forecasting. Rob holds a Bachelor of Commerce degree from the University of Toronto and is a Chartered Professional Accountant (CA). 

30+ years’ professional experience (including 5+ years at Moody’s Ratings).

Jasper is a Vice President of property/casualty insurers in the Financial Institutions Group. In addition to following a portfolio of P&C insurers, Jasper has published research on the impacts of inflation, reserves, autonomous vehicles and catastrophes on the insurance industry. Jasper has a B.A. from Columbia University, where he majored in Mathematics-Statistics and an MBA from NYU Stern School of Business. He is also an Associate in the Casualty Actuarial Society and a CFA charterholder.

Michael Fruchter is a Vice President – Senior Credit Officer in the Financial Institutions Group of Moody’s Ratings. Michael is responsible for a portfolio of U.S. life insurance companies and has more than20 years of life insurance experience. Prior to joining Moody’s, Michael worked as an actuary in KPMG’s Financial Risk Management group.  

Michael holds a B.A. in mathematics from Yeshiva University. He is a fellow of the Society of Actuaries and a CFA charter-holder. 

Will covers a portfolio of Canadian banks, insurance companies, pension asset managers, finance companies, and Canadian crown corporations.

Before joining Moody’s Ratings, Will worked at another credit rating agency based in Toronto where he was a lead analyst covering non-bank financial institutions in North America. Will holds both a BBA and an MBA from Wilfrid Laurier University from which he graduated with High Distinction. Will also has experience working in debt capital markets, buy-side credit investing, and corporate development. 

7+ years’ professional experience (including 1+ years at Moody’s Ratings).