Heather Correia is an Analyst for the Dallas Local Governments Ratings Team, and serves as State Lead for New Mexico. She also sits on Moody’s Corporate Social Responsibility global subcommittee and as is a mentor to summer interns. Heather has participated on Moody’s Cyber Security Task Force for the past two years. 

Prior to joining Moody’s, Heather worked as a Financial Accountant in private industry in Australia, and at KPMG LLP in Oregon. Heather holds a Masters in Public Affairs from The LBJ School at University of Texas at Austin and a BS in Math and Accounting from Linfield College.

Eva Bogaty is a Managing Director in Moody’s Ratings Public Finance Group, co-managing local government ratings in the US, with a focus on the Midwest, Southwest, and West Local Government ratings teams out of our Chicago, Dallas, and San Francisco offices. While at Moody’s, Eva has also served as the team lead for the Not-for-profit Healthcare ratings team and the
Western States Local Governments ratings team, and as a lead analyst covering Higher Education and Healthcare ratings. She serves as a rating chair across the public finance group and has significant experience in academic medical centers, not-for-profits, K-12 school districts, charter schools, and public hospital districts.

Prior to joining Moody’s, Eva worked in economic development for New York State and in Russian women’s business development for a USAID-funded not-for-profit. Eva holds an MBA from New York University and an AB in Russian and East European Area Studies from Middlebury College.

Helen Cregger is an Associate Managing Director in Moody’s San Francisco office. She covers local government credits primarily in California including cities, counties, enterprise systems, and school districts. Helen also rates charter schools nationally and serves as the lead analyst for charter schools primarily in Colorado, Arizona and California. She was a co-author of Moody’s charter school methodology. In addition to her analytical work, Helen heads up Moody’s municipal utility task force, supporting research and internal training for these credits.

Prior to rejoining Moody’s, Helen was an investment banker for Piper Jaffray & Co.’s and among other issuers worked with the State of Colorado on its BEST K12 capital construction program. Prior to her initial tenure at Moody’s, Helen was an analyst for the US General Accountability Office in the International Trade, Finance and Competitiveness Division. Helen holds an MPA from the School of International and Public Affairs at Columbia University and a BA in Latin American Studies from Northwestern University.

Denise Rappmund is a Vice President/Senior Analyst on the States Rating Team, currently covering several state governments, mass transits and state-sponsored property insurance issuers, including Florida, Kentucky, Massachusetts, West Virginia, North Carolina, MBTA and DART. Prior to joining the States Team, Denise was a lead analyst on the Southwest Local Government team, and covered Texas, Colorado and Kansas, during which time she was the state lead for Kansas, lead for the City of Dallas, and headed up the team’s Colorado metropolitan district sector.

Prior to joining Moody’s in 2014, Denise was a public finance investment banker with Piper Jaffray in California. Over the course of her nearly two-decade career in public finance, she has developed expertise in a broad range of sectors and complex structures, spanning macro areas like international trade and the economies of the US-Mexico border, to concentrated economies in sectors like energy or tourism; as well as real estate and project-specific expertise in special district transactions covering hotels, convention centers, commercial and residential developments.

Denise holds a B.A. in economics and international affairs from the University of Colorado, Boulder.

Maddie Atkins is an Analyst for the San Francisco Local Governments Ratings Team covering credits primarily in Arizona, California, Idaho, Nevada, Oregon and Utah. Maddie serves as the lead analyst for local government credits in Nevada. In addition to her analytical work, Maddie contributes to research on water in the western US.

Prior to joining Moody’s, Maddie was a Financial Consultant with Carollo Engineers. Maddie holds a Master of Environmental Management with a focus in Water Resources Management from the Nicholas School of the Environment at Duke University and BA degrees in Geology and Environmental Studies from Case Western Reserve University.

William Oh covers credits for public power, transportation, and project finance. Will joined Moody’s in 2011 as an analyst for the Local Governments ratings team and covered a wide variety of municipal credits, primarily in the Western US.

Prior to joining Moody’s, Will was an analyst for the Department of Defense in Washington, DC, working for both the Joint Staff as well as the Navy Staff. Will holds an MBA from Yale University and an AB from Georgetown University.

Lori Treviño is an Assistant Vice President - Analyst on the Western Regional Local Governments Ratings Team covering municipal credits throughout western states, serving as the local government lead for Arizona, Washington, and California cities. She has taken a lead role in updates to property assessment and tax increment finance rating methodologies. She has published research on tiered water rate structures, the impact of oil prices on local governments, California state school bonds, and the role of social factors in disaster recovery, and San Francisco’s proposed purchase of PG&E assets.

Lori serves on the PFG Moody’s Bankruptcy and Distress Taskforce and PFG ESG Social Risks Taskforce. She helped establish an analytical framework for evaluating environmental, social, and governance risks for public K-12 school districts across the U.S. Lori is also a co-chair of the PFG Analyst Education Task Force and a member of the MIS Rating Process Champions.

Prior to joining Moody’s, Lori was a Financial Analyst and Redevelopment Manager for the City of El Cerrito, a Managing Consultant at Seifel Consulting, and a Management Analyst for the City of Fremont. Lori holds an AB in Mass Communications and History from the University of California, Berkeley and an MPP from the Harvard Kennedy School.

Sunny Zhu is currently an Assistant Vice President-Analyst on the State Ratings Team, covering a few states and mass transit issuers on the West Coast. She previously worked on Moody’s Local Governments Ratings Team, covering select California cities, counties, water/sewer enterprises, school districts, and community college districts.  

Before joining Moody’s, Sunny worked as a financial advisor for public sector issuers, primarily airports and transportation agencies. Sunny holds a BA in Economics from the University of California, Berkeley.

Alexandra Cimmiyotti is a Vice President/Senior Credit Officer for the San Francisco Local Governments Ratings Team, and primarily covers California cities, counties, enterprise systems, and school districts. Prior to joining the San Francisco Team, she was an Assistant Vice President for the New York Local Governments Ratings Team. Alexandra serves as a rating committee chair on credits nationally for local governments and has a dedicated role of training and mentoring analysts on her team.

Alexandra is an executive council board member of the Women in Public Finance Northern California Chapter and served on the Board of California Society of Municipal Analysts for seven years.

Prior to joining Moody's, Alexandra held Vice President positions at Prager and Company, as well as Morgan Stanley Smith Barney, and was an Assistant Director for undergraduate admissions at Columbia University.

Alexandra holds a MA from Teachers College Columbia University and a BA from San Diego State University.