Ning Loh is Managing Director and Head of Credit Strategy at Moody’s Ratings, based in Hong Kong. In this role, he is responsible for defining, articulating and promoting Moody’s global house views on credit drivers, macroeconomic forecasts, financial markets and emerging markets dynamics. Concurrently, he is also Chief Credit Officer for APAC and works with rating groups throughout the region to develop Moody’s perspectives and research regarding macroeconomic, policy, and thematic trends that affect credit risk.

Since joining Moody’s in London in 2005, Ning has held roles across various markets and rating groups in Europe, Asia, and the US. In 2015, he moved to Hong Kong to lead the structured finance new ratings franchise for South and Southeast Asia. In 2018, Ning led the U.S. Corporate Asset-Backed Securities (ABS) team. He later returned to Hong Kong to head the North Asia (excluding Japan) team in the Project & Infrastructure Finance Group before taking on his current position.

Before joining Moody’s, Ning practiced law in London, specialising in structured finance and debt capital markets. Ning holds a Master's in Civil Engineering from Imperial College London and is a Solicitor of the Senior Courts of England and Wales.

Leonard Ng is Managing Director, Head of Capital Markets, ASEAN at Standard Chartered Bank, with more than two decades of regional capital markets experience. Before re-joining Standard Chartered Bank in 2023, Leonard was Chief Executive Officer of BNI Securities where he built and led the international capital markets franchise, across primary and sales & trading, for BNI.

In his previous stint with Standard Chartered Bank from 2018 to 2021, Leonard was a senior originator with the Capital Markets, ASEAN team. Leonard has also held prior capital markets roles at ANZ, Bank of America Merrill Lynch and Deutsche Bank in Singapore and Hong Kong.

Thu Ha Chow is the Country Head, Singapore and Head of Fixed Income Asia at Robeco, based in Singapore. She also serves as a Portfolio Manager in the Rotterdam-based Credit Team, focusing on Asian and Emerging Credit. Thu Ha spearheaded Robeco’s Transition investing, leading to the launch of transition credit products.

Before joining Robeco in 2022, Thu Ha was Portfolio Manager and Asia Credit Strategist at Loomis Sayles & Co and Head of Asian Credit at Aberdeen Asset Management, both in Singapore. She has over 25 years of experience in London, holding senior fixed income positions at Deutsche Asset Management and Aberdeen Asset Management. She began her career in investment banking at Credit Suisse First Boston.

Thu Ha regularly speaks at international panels and frequently appears on financial media such as Bloomberg and CNBC. She began her career in 1996 after obtaining a BSc in Economics and a Master’s in Economics and Philosophy both from the London School of Economics.

Djamal Attamimi is a seasoned banking and investment professional with over three decades of experience in Indonesia and Southeast Asia. Before joining Danantara Indonesia, Djamal served as the Managing Partner & CEO of Lynx Asia Partners, a position he held since 2013. 

He previously held strategic leadership roles at major global financial institutions, including Managing Director and Head of the Financing Group at Nomura, and Co-Head of Capital Markets & Treasury Services at Deutsche Bank. His earlier career also includes roles at Citibank, Rabobank, and Delta Advisory, where he built deep expertise in structured transactions and capital markets. 

Throughout his career, Djamal has led multi-billion-dollar financing and capital markets transactions for corporations and financial institutions across the region. He has also overseen strategic acquisitions, financial restructurings, and cross-border investment deals in key sectors, including infrastructure and other strategic industries.

Vikash Halan is a Managing Director and team leader for Moody’s Corporate Finance Group, based in Singapore. In this role, he manages a team of rating analysts covering non-financial corporates in Asia Pacific excluding greater China.

Vikash joined Moody’s in 2011 and, prior to becoming a team leader, spent almost a decade as a lead analyst covering a range of sectors, including oil and gas, chemicals, shipping, conglomerates, real estate and investment holding companies.

 Before joining Moody’s, Vikash worked for J.P. Morgan in Hong Kong as a capital markets and ratings advisor for clients in the Asia-Pacific region. He started his career as a chartered accountant with the Indian firm, BDO Lodha.

Vikash holds post graduate diploma in Business management form Xavier Institute of Management.

Rachel Chua is a Vice President with Moody's Corporate Finance Group in Singapore. She covers a portfolio of investment grade and high yield energy companies across the Oil and Gas, and Chemical sectors in South and Southeast Asia. In addition, her coverage also extends to Singapore real estate investment trusts. 

Before joining Moody’s in 2012, Rachel was with KPMG Corporate Finance, where she advised clients on financing infrastructure transactions. 

Rachel holds an MSc in Accounting and Finance from the London School of Economics and Political Science.

Hui Ting Sim is a Vice President with Moody’s Corporate Finance Group. Based in Singapore, she covers a portfolio of Southeast Asian oil and gas companies. 

Hui Ting joined Moody’s in 2017 as an Associate Analyst and previously covered a range of industries including metals & mining, as well as Singapore real estate investment trusts. 

Prior to joining Moody’s, Hui Ting worked in credit risk roles at Noble Resources International Pte Ltd and PetroChina International (Singapore) Pte Ltd. 

Hui Ting holds a Bachelor of Business Administration (Hons) from the National University of Singapore. She is also a CFA charter-holder. 

Shirley Zhang is a Vice President in Sustainable Finance Credit at Moody’s Ratings, based in Singapore.
She focuses on ESG integration into credit ratings and leads thought leadership research and outreach across APAC. Shirley is also a core member of Moody’s Development Finance Working Group with a dedicated focus on topics such as blended finance and credit enhancement in bridging the transition financing gap.

Prior to joining Moody’s, Shirley served as Director in Standard Chartered Bank’s Investment Banking practice, advising on transition-related financing and M&A transactions across the Power Utilities and Infrastructure sectors. She also spent 15 years as a research analyst at Wood Mackenzie, CCB International, and Credit Suisse, covering the Energy and Metals & Mining sectors.

Shirley holds a Master’s degree from the University of Cambridge and a Bachelor’s degree from the University of Warwick, majoring in Accounting and Finance.

Anthony Prayugo is an Assistant Vice President with Moody’s Corporate Finance Group.

Based in Singapore, Anthony covers a diversified portfolio of companies in Southeast Asia across the real estate, gaming, and mining sectors.

Prior to joining Moody’s, Anthony was a credit analyst in a research institution covering listed corporates.

Anthony holds postgraduate and bachelor degrees from the National University of Singapore.

Gary Lau is the Managing Director for the Corporate Finance Group in Hong Kong. Gary manages analytical teams in Hong Kong, covering corporate ratings in North Asia (ex-Japan). He has extensive experience with Moody’s in analytical and management positions with responsibilities across different industries and geographies. He has been with Moody’s since 1998.

Before joining Moody’s, Gary worked for Barclays Bank Plc and Bank of America in the Financial Institutions and Corporate Banking Divisions.

He holds an MBA and a Bachelor of Social Science, both from The Chinese University of Hong Kong.

Clement Wong is a Managing Director and team leader with Moody’s Ratings Corporate Finance Group. Based in Hong Kong, he oversees a team of rating analysts covering Chinese industrial corporate entities in sectors including internet, technology, auto, chemicals, food and beverage and more. He and his team are also actively involved in Moody’s Greater China investor outreach activities and have been authoring sector- , issuer- and credit trend-specific research reports.

Clement is an auditor by training with PricewaterhouseCoopers and Deloitte. He has over 20 years of credit experience in the banking industry.

Prior to joining Moody’s in 2014, he was Country Credit Officer for Wholesale Banking in Hong Kong and Japan at Standard Chartered. Clement has also worked for several international banks, including Citibank, where he helped set up the commercial banking risk management team in China while stationed in Shanghai for almost five years. During his time at Citibank Shanghai, he also collaborated with other teams to build the bank’s framework for lending and approving credits; and before relocation to Shanghai, as Senior Credit Officer, worked on assessing large corporates’ credit exposure; and had been in charge of problem loan recovery for small-medium-sized companies.

Clement holds a Master’s degree in International and Public Affairs and a Bachelor of Social Science degree from The University of Hong Kong. He is also a CFA charterholder and a CPA.

Lina Choi is an Executive Director with the Corporate Finance Group for Moody’s Investors Service HK Ltd. She covers a portfolio of Chinese corporates in various sectors, including Internet, technology, food and beverage.

Before joining Moody’s, Lina worked as a senior investment analyst for AllianceBernstein Holdings LP, a US asset management company. She covered Chinese equities in the telecoms, media and technology sectors. Lina has also worked as an Executive Director at Morgan Stanley’s Equity Research Division, overseeing the Asian telecommunications industry.

Lina has an BA in Economics from the University of Chicago. She is a CFA charter holder.

Yu Sheng Tay is an Assistant Vice President with Moody’s Corporate Finance Group based in Singapore.

He covers a portfolio of companies in Southeast Asia across the real estate, palm oil, consumer products, and technology sectors.

Yu Sheng joined Moody’s in 2018 as an Associate Analyst. Prior to joining Moody’s, he worked as a credit analyst in a financial institution.

Yu Sheng holds a postgraduate degree from the London School of Economics and Political Science.

Erman Zhang is an Assistant Vice President in Moody’s Project and Infrastructure Finance Group. Based in Singapore, she covers project and infrastructure credits in South and Southeast Asia.

Erman has several years of experience in infrastructure and asset finance. Prior to joining Moody’s, she worked in Mizuho Bank’s Singapore branch, covering a portfolio of major shipping companies. Erman’s previous roles included being a manager at the Singapore branch of bank of China, covering infrastructure and project finance in Southeast Asia, and being a corporate relationship manager at HSBC China.

Erman holds an MBA from the Nanyang Technology University in Singapore, a Master of Science in Economics from the Hong Kong University of Science and Technology and a Bachelor of Arts in Economics from the Sun Yat-Sen University in China. Erman is also a CFA charterholder.

Ivy Poon is a Vice President with Moody’s in Hong Kong. She covers corporate ratings in a portfolio of power and gas utilities companies and conglomerates in Asia Pacific.

Prior to joining Moody’s, Ivy worked for KBC Bank N.V., as a credit assistant manager and a senior marketing officer.

Ivy holds a Bachelor of Commerce from McMaster University and a Postgraduate Diploma in Professional Accounting from the Chinese University of Hong Kong. She is also an affiliate member of CPA.

Stefan is an Assistant Vice President - Ratings in the Moody’s Ratings Project and Infrastructure Finance team, based in Singapore. He covers a portfolio in Southeast Asia and India across sectors including utilities, renewables and transport infrastructure.

Prior to relocating to Singapore, Stefan led a team of Rating Associates in North Asia, supporting the Project and Infrastructure Finance teams as well as other lines of business. Earlier at Moody’s Ratings in London, he covered utilities and infrastructure finance credits as an Associate Analyst.

Before joining Moody’s, he worked at the Royal Bank of Scotland as an Assistant Director in Coverage, focused on Energy, Infrastructure and Industrials.

He holds an MSc in Real Estate Economics and Finance from the London School of Economics and Political Science and a BSc in Business Economics and Finance from Loughborough University and is a CFA charterholder.

Tushar is an Assistant Vice President in Moody’s Project and Infrastructure Finance Group. Based in Singapore. He covers utilities, transport infrastructure and project finance credits in Southeast Asia and India.

Prior to joining Moody’s, Tushar worked as a Credit Analyst in Kotak Mahindra Bank in Mumbai, covering project and infrastructure finance, mainly in the Roads and Power space.

Previous roles also includes that of a Credit Analyst in Axis Bank and ICICI Bank.

 Tushar is a Chartered Accountant (CA) and Chartered Financial Analyst (CFA). He Holds a Bachelor of Commerce Degree from Jai Narain Vyas University.

Jacintha Poh is an Executive Director for the Corporate Finance Group at Moody's, based in Singapore. She leads a team of analysts who are responsible for Moody's nonfinancial corporate ratings and research in the South and Southeast Asia region.

Jacintha joined Moody's in 2012 taking several Lead Analyst roles, where she demonstrated her ability to execute complex analyses across a diverse range of sectors, including real estate, hospitality, and investment holding companies.

Before joining Moody's, Jacintha worked for Lion Global Investors, where she served as a Credit Analyst on the Fixed Income team. Jacintha holds an honors BSc in Accounting and Finance from the University of London.

Gary Lau is the Managing Director for the Corporate Finance Group in Hong Kong. Gary manages analytical teams in Hong Kong, covering corporate ratings in North Asia (ex-Japan). He has extensive experience with Moody’s in analytical and management positions with responsibilities across different industries and geographies. He has been with Moody’s since 1998.

Before joining Moody’s, Gary worked for Barclays Bank Plc and Bank of America in the Financial Institutions and Corporate Banking Divisions.

He holds an MBA and a Bachelor of Social Science, both from The Chinese University of Hong Kong.

Nidhi Dhruv is a Vice President with Moody’s Corporate Finance Group. Based in Singapore, Nidhi covers a portfolio of issuers across the telecommunications, telecom towers, mining, construction and airline industries in South and Southeast Asia.

Before joining Moody’s in 2007, Nidhi was an analyst with Citigroup Investment Banking in India and Singapore for three years. 

Nidhi is a CFA charterholder and a Chartered Accountant with the Institute of Chartered Accountants of India. She also has an MBA in Finance from Mumbai University.

Yu Sheng Tay is an Assistant Vice President with Moody’s Corporate Finance Group based in Singapore.

He covers a portfolio of companies in Southeast Asia across the real estate, palm oil, consumer products, and technology sectors.

Yu Sheng joined Moody’s in 2018 as an Associate Analyst. Prior to joining Moody’s, he worked as a credit analyst in a financial institution.

Yu Sheng holds a postgraduate degree from the London School of Economics and Political Science.

Kaustubh Chaubal is a Senior Vice President with Moody’s Corporate Finance Group. Based in Singapore, he covers a portfolio of Indian and India-based issuers in the metals and mining (ferrous and non-ferrous), automobile, chemicals and pharmaceuticals industries.

Prior to joining Moody’s in 2015, Kaustubh spent eight years as a Ratings Advisor with Standard Chartered Bank in Singapore, the last two of which was as Head of ASEAN Ratings Advisory, while also covering issuers in the Middle East and Africa.

Kaustubh has also worked as a Senior Analyst at Standard & Poor’s India-based subsidiary, CRISIL, covering a broad array of industries including pharmaceuticals, building materials, chemicals, and investment holding companies. And, he has previously held analytical roles at ING Vysya Bank and Unit Trust of India Investment Advisory Services, as well as auditing roles at RM Ajgaonkar & Company and RD Samant & Company.

Kaustubh holds an MBA from The University of Chicago Booth School of Business and a Bachelor of Commerce from Mumbai University. He is also a Chartered Accountant with the Institute of Chartered Accountants of India.

Clement Wong is a Managing Director and team leader with Moody’s Ratings Corporate Finance Group. Based in Hong Kong, he oversees a team of rating analysts covering Chinese industrial corporate entities in sectors including internet, technology, auto, chemicals, food and beverage and more. He and his team are also actively involved in Moody’s Greater China investor outreach activities and have been authoring sector- , issuer- and credit trend-specific research reports.

Clement is an auditor by training with PricewaterhouseCoopers and Deloitte. He has over 20 years of credit experience in the banking industry.

Prior to joining Moody’s in 2014, he was Country Credit Officer for Wholesale Banking in Hong Kong and Japan at Standard Chartered. Clement has also worked for several international banks, including Citibank, where he helped set up the commercial banking risk management team in China while stationed in Shanghai for almost five years. During his time at Citibank Shanghai, he also collaborated with other teams to build the bank’s framework for lending and approving credits; and before relocation to Shanghai, as Senior Credit Officer, worked on assessing large corporates’ credit exposure; and had been in charge of problem loan recovery for small-medium-sized companies.

Clement holds a Master’s degree in International and Public Affairs and a Bachelor of Social Science degree from The University of Hong Kong. He is also a CFA charterholder and a CPA.

Deborah Tan is a Vice President within Moody’s Credit Strategy and Guidance Group. Based in Singapore, she leads Moody’s thematic research for India, Southeast Asia and Australia with a focus on producing forward-looking macro-credit insights and outlooks. Her responsibilities also include designing scenario analysis to test the resilience of Moody’s rating methodologies and assessing the impact of these scenarios. 

Prior to joining Moody’s in 2019, Deborah was a macroeconomist at BHP Billiton where she covered both India and the US and led the Group’s interest rate, FX and long-term growth projections for key markets. She has also worked at the Monetary Authority of Singapore and PWC. 

Deborah holds a master’s in Economics from the University of Cambridge and a bachelor of science in Economics from University College London.

Sweta Patodia is an Assistant Vice President in Moody’s Corporate Finance Group. Based in Singapore, Sweta covers a diversified portfolio of Indian corporates across the oil and gas, technology start-ups and IT sectors.

Sweta joined Moody’s in 2014 as an Associate Analyst. Prior to joining Moody’s, Sweta worked as a Credit Analyst for over three years at HSBC in India.

Sweta is a Chartered Accountant, Company Secretary and a CFA charter holder.

Spencer Ng is a Senior Vice President in Moody’s Public, Project & Infrastructure Finance team. Based in Singapore, Spencer is responsible for project finance and infrastructure credits, including power utilities, renewables and airports in South and Southeast Asia.

Prior to joining Moody’s in 2007, Spencer worked for Ernst & Young Transactions Advisory Services in their Project Finance team. Spencer has also held various analytical and accounting roles at ANZ Bank, JP Morgan and State Street Australia. 

Spencer holds a Bachelor of Economics and a Master of Commerce from the University of New South Wales. He is also a CFA charterholder.

Shirley Zhang is a Vice President in Sustainable Finance Credit at Moody’s Ratings, based in Singapore.
She focuses on ESG integration into credit ratings and leads thought leadership research and outreach across APAC. Shirley is also a core member of Moody’s Development Finance Working Group with a dedicated focus on topics such as blended finance and credit enhancement in bridging the transition financing gap.

Prior to joining Moody’s, Shirley served as Director in Standard Chartered Bank’s Investment Banking practice, advising on transition-related financing and M&A transactions across the Power Utilities and Infrastructure sectors. She also spent 15 years as a research analyst at Wood Mackenzie, CCB International, and Credit Suisse, covering the Energy and Metals & Mining sectors.

Shirley holds a Master’s degree from the University of Cambridge and a Bachelor’s degree from the University of Warwick, majoring in Accounting and Finance.

Chelsia is an Assistant Vice President with Moody’s Ratings Project and Infrastructure Finance Group. Based in Singapore, she covers project finance, transport, utilities and other infrastructure companies in Southeast Asia and India.

Before joining Moody’s, Chelsia worked at Ernst & Young Singapore for the Strategy and Transactions team, where she carried out financial due diligence for private equity and corporate clients in Asia Pacific.

Chelsia holds a Bachelor of Accountancy and Bachelor of Business Administration from Nanyang Technological University. She is also a CFA charter holder.

Ray Tay is an Executive Director in Moody’s Project and Infrastructure Finance Group. Based in Singapore, Ray covers project finance, transport, utilities and other infrastructure credits in Southeast Asia and India. Ray also authors research and conducts outreach focused on topics such as project bonds and the role of funding diversity and credit enhancement in bridging the infrastructure gap, particularly in emerging markets. Ray is also a member of Moody’s APAC ESG Working Group.

Before joining Moody’s in 2012, Ray was a Director with the Global Infrastructure & Projects Group in KPMG. Ray has also worked as a Senior Business Analyst with the Singapore Power Group, focusing on regulatory economics in each of its principal local operating subsidiaries.

Ray holds a Bachelor’s in Economics with honors from the National University of Singapore.

Lina Choi is an Executive Director with the Corporate Finance Group for Moody’s Investors Service HK Ltd. She covers a portfolio of Chinese corporates in various sectors, including Internet, technology, food and beverage.

Before joining Moody’s, Lina worked as a senior investment analyst for AllianceBernstein Holdings LP, a US asset management company. She covered Chinese equities in the telecoms, media and technology sectors. Lina has also worked as an Executive Director at Morgan Stanley’s Equity Research Division, overseeing the Asian telecommunications industry.

Lina has an BA in Economics from the University of Chicago. She is a CFA charter holder.

Nidhi Dhruv is a Vice President with Moody’s Corporate Finance Group. Based in Singapore, Nidhi covers a portfolio of issuers across the telecommunications, telecom towers, mining, construction and airline industries in South and Southeast Asia.

Before joining Moody’s in 2007, Nidhi was an analyst with Citigroup Investment Banking in India and Singapore for three years. 

Nidhi is a CFA charterholder and a Chartered Accountant with the Institute of Chartered Accountants of India. She also has an MBA in Finance from Mumbai University.

Laura Acres is Managing Director for the Corporate Finance Group for Asia. Based in Singapore, she has overall responsibility for Moody’s corporate ratings and research for the region, managing teams in Sydney, Singapore, Hong Kong, Beijing, Shanghai and Tokyo. Laura also spearheads our global Emerging Markets initiative, leading many of our aggregated research based publications in this space and helping to coordinate Moody’s approach to this large and growing area of focus. Laura joined the company in 2006 taking a number of Lead Analyst roles for a variety of corporates around the region; she also created Moody’s aggregated high-yield research and outreach initiatives for the Asia Pacific region. She was appointed Managing Director in 2015 and led the Singapore based South & South East Asia corporate rating teams and was then appointed to her current role in 2020. Before joining Moody’s, Laura worked for Schroders PLC in London and Singapore, and Dresdner Kleinwort Wasserstein in Singapore, where she specialized in corporate restructuring and recovery throughout Southeast Asia. Laura holds a BSc (Econ) from the London School of Economics and Political Science.