Sally Yim Managing Director, Financial Institutions Moody's Ratings

Sally Yim is a Managing Director in the Financial Institutions Group. Based in Hong Kong SAR, China, Sally is the Head of APAC Financial Institutions, responsible for Moody’s analytical teams covering ratings and research on APAC banks, insurance companies, and non-bank financial institutions such as securities and leasing companies. She is also a co-head of Moody’s Global Banking and Global Insurance & Asset Management rating franchises. In addition, Sally leads the Global Financial Institutions Group’s Environment, Social & Governance (ESG) efforts.

Sally joined Moody’s in February 2005 as an Associate Analyst in New York, covering property & casualty insurers. She transferred to Hong Kong in 2006 and completed a short stint in the Corporate Finance Group, supporting analysts in the
oil & gas, petrochemical and steel sectors. Sally rejoined the Financial Institutions Group as an Analyst in January 2007. Since then, Sally has covered various Asian financial institutions, including insurance companies, banks and securities firms and subsequently, became a manager overseeing various teams covering the ratings and research of Greater China and Korean financial institutions.

Prior to joining Moody’s, Sally worked as a Senior Auditor at Ernst & Young LLP in New York, specializing in private and public insurers. She also worked at Ernst & Young’s National Professional Practice, where she focused on technical accounting research, while assisting in accounting consultations.

Sally holds a Bachelor of Business Administration and Master of Accounting from the University of Michigan. She is a CFA charterholder and also a Certified Public Accountant.

Tomoya Suzuki Vice President – Senior Credit Officer, Financial Institutions Moody's Ratings

Tomoya Suzuki is a Vice President – Senior Credit Officer with Moody’s Financial Institutions Group in Tokyo.

He covers ratings across a portfolio of Japanese banks and property and casualty insurers.

Before joining Moody’s, Tomoya worked in credit risk management at Credit Suisse in Tokyo and previously in credit investment at a Japanese bank.

Tomoya holds a Bachelor of Arts degree in Finance and International Business from the University of South Carolina.

Takefumi Yonezawa Group Chief Financial Officer Mizuho Financial Group, Inc.

【経歴】

取締役 兼 執行役　グループCFO 兼 国際会計基準対応PT長

1993年　東京大学経済学部卒業。日本興業銀行（現みずほ銀行）入行。

地方支店、財務・主計、M&Aアドバイザリー、産業調査の各業務に従事。

2019年よりみずほファイナンシャルグループ　財務企画部長。

2021年より執行理事、2023年よりグループCFO、2024年月7月より取締役に就任。

マサチューセッツ工科大学経営大学院修士課程　修了。

Soichiro Makimoto Vice President - Senior Credit Officer, Financial Institutions Moody's Ratings

Soichiro Makimoto is a Vice President and Senior Credit Officer with Moody’s Japan K.K. He covers Japanese banks and insurance companies.

Soichiro has around 20 years of analytical experience and expertise in a variety of areas in the financial services industry.

Before joining Moody’s, he worked as a consultant on the banking and insurance industries for PwC and other firms, providing services related to M&A strategy, regulatory and rating agency advisory, risk/profit management, auditing and assurance and financial product development and sales strategy.

Soichiro holds a Master’s in physics from the University of Tokyo. He is a CFA charterholder and also a Fellow of the Institute of Actuaries of Japan.

Akihiko Fukai President and CEO The Gunma Bank, Ltd.

He started his career as a banker at Tokyo Branch in 1984. Osaka Branch is the first branch for him as a General Manager after experiencing banking services at Tokyo Branch, New York Branch and head office (Corporate Planning Department) of the Bank.

He also exercised his management skills at Kiryu Branch and Ota Branch, then he worked as the General Manager at Risk Management Department and Corporate Planning Department. He became a director of the Bank in 2013, covering corporate planning, banking system, sales promotion and human resources. He has been in the current position, the President and CEO, since 2019.

Bachelor of Political Science and Economics from Waseda University

Master of Business Administration from Stanford Graduate School of Business

Toshihisa Hirano Partner McKinsey & Company

Toshihisa is a leader in McKinsey’s Japan and Asia Financial Services Practice. He seamlessly integrates McKinsey's global financial expertise with his two decades of experience in the Japanese financial services industry to support clients in problem-solving and facilitate major transformations.

Having played key roles in monetary policy planning and market research at the central bank, and later serving as a partner at a global consulting company, he excels in adeptly applying advanced global insights. His strength lies in making these insights not only relevant, but also highly effective within the unique context of Japanese culture and industry.

Toshihisa has a proven track record across diverse financial service domains. He is particularly skilled in digital and IT-driven retail business transformation, global CIB strategy, overseas business strategy, as well as new business development. Additionally, Toshihisa excels in crafting strategies for non-financial companies venturing into the financial sector.

Tokyo University Bachelor of Laws and Political Science, London Business School, MBA, finance

Kensuke Ogawa Analyst, Financial Institutions Moody's Ratings

Kensuke Ogawa is an Analyst with the Financial Institutions Group at Moody’s Investors Service. Based in Tokyo, he covers a portfolio of major Japanese banks and insurers.

Kensuke first worked for Moody’s in January 2020 as an Associate Analyst, joining the company after working for a Japanese life insurer in Tokyo and London, and a foreign asset management company as a credit analyst. He left Moody’s for a Japanese asset manager in 2021, and rejoined Moody’s in 2023, taking on his current role.

Kensuke holds a Master of Business Administration from Hitotsubashi University and a Bachelor of Engineering from Osaka University. He is a CFA Charterholder.

Tetsuya Yamamoto Vice President - Senior Credit Officer, Financial Institutions Moody's Ratings

Tetsuya Yamamoto is a Vice President – Senior Credit Officer with the Financial Institutions Group of Moody’s Japan. He covers ratings across a portfolio of Japanese megabanks, major banks, regional banks, securities firms, government related financial institutions, and finance companies. 

Prior to Moody’s, Tetsuya worked as a senior portfolio manager for Tokyo Star Bank. Prior to Tokyo Star Bank, Tetsuya worked for Sumitomo Mitsui Banking Corporation (formerly Sumitomo Bank) as a senior analyst at Corporate Research Department in Tokyo and Hong Kong, covering a wide range of sectors including food & beverage, retail & wholesale, telecommunications, steel, chemical and financial institutions. 

Tetsuya holds a bachelor’s degree in economics from Kyoto University.

Miyuki Zeniya Group Chief Sustainability Officer and MUFG Bank, Ltd. Chief Sustainability Officer Mitsubishi UFJ Financial Group, Inc.

【Ms. Zeniya’s Career】

She started her career at Nomura Research Institute, Inc. and has extensive experience in both the financial industry and business companies, including asset management at a foreign investment advisory company; a CFO at a JASDAQ listed company; the first female Deputy President of a Japanese regional bank; and an outside director of portfolio companies owned by private equity and listed renewable energy company.

In her previous position at Dai ichi Life Holdings, Inc., she contributed to build the company's leading position in the industry, by promoting integration of global sustainability initiatives and business strategy at the Corporate Strategy Division, as well as by driving ESG integration and sustainable finance as an asset owner and a long term institutional investor in its subsidiary insurance company.

She has been in her current position since October 2022, serving as Group Chief Sustainability Officer, overseeing the overall sustainability of the Group, including domestic and overseas banking, securities and trust businesses, as well as Chief Sustainability Officer of MUFG Bank Ltd., aiming to enhance MUFG's sustainability management.

She is also committed to the development of sustainable finance through speaking at seminars and contributing articles on SDGs/sustainable finance in Japan.

In March 2021, she was selected as one of the Global Top 50 women in Investment Management by Institutional Investor.

【Ms. Zeniya's major public positions】

・Working Group on the National Action Plan(NAP) on Business and Human Rights, Ministry of Foreign Affairs (current)

・Chair, Constructive Dialogue Taskforce in Committee on Financial and Capital Markets, Japan Business Federation (current)

・Board member of the GSG Impact JAPAN (current)

・Co-Chair, Sustainable Community Support Working Group of Principles for Financial Action for the 21st Century, Ministry of the Environment

・“The Forum for Integrated Corporate Disclosure and ESG Dialogue" and "Study Group for Financing Industry GX" , Ministry of Economy

・Co-Chair, Value Reporting Foundation SASB Framework Investor Advisory Group APAC

Hiroyuki Tezuka Fellow JFE Steel Corporation

Mr.Tezuka is Fellow (Climate Change) at JFE Steel Corporation, and the Chairman of Working Group on International Environmental Strategy, KEIDANREN (Japan Business Federation). He joined NKK Corporation (now JFE Steel Corporation) as a system control engineer in a steel works, then has been in charge of various positions including the head of Washington DC office, Director at National Steel Corporation in USA, and Deputy General Manager at Corporate Planning Department.

Since 2007, Mr.Tezuka has been in charge of climate change, environment and energy policy issues. He chairs Energy Technology Committee at Japan Iron and Steel Federation. He is also a Vice-Chair of Environment & Energy Committee at OECD-BIAC. He has also serving as a members of various governmental committees of METI, MOE, and FSA.

Mr.Tezuka received MBA from Massachusetts Institute of Technology and BE on Applied Physics from The University of Tokyo.

Tetsuya Yamamoto Vice President - Senior Credit Officer, Financial Institutions Moody's Ratings

Tetsuya Yamamoto is a Vice President – Senior Credit Officer with the Financial Institutions Group of Moody’s Japan. He covers ratings across a portfolio of Japanese megabanks, major banks, regional banks, securities firms, government related financial institutions, and finance companies. 

Prior to Moody’s, Tetsuya worked as a senior portfolio manager for Tokyo Star Bank. Prior to Tokyo Star Bank, Tetsuya worked for Sumitomo Mitsui Banking Corporation (formerly Sumitomo Bank) as a senior analyst at Corporate Research Department in Tokyo and Hong Kong, covering a wide range of sectors including food & beverage, retail & wholesale, telecommunications, steel, chemical and financial institutions. 

Tetsuya holds a bachelor’s degree in economics from Kyoto University.

Alka Anbarasu Associate Managing Director, Financial Institutions Moody's Ratings

Alka Anbarasu is an Associate Managing Director in the Financial Institutions Group in Asia. Based in Singapore, Alka is responsible for Moody's analytical teams covering ratings and research on banks, insurance companies, and non-bank financial institutions in Japan, ASEAN and Indian Sub-continent. Alka also coordinates the Global Financial Institution Group's efforts on Environmental, Social and Governance (ESG) scoring and research. Alka is a regular speaker at Moody's market briefings, external conferences podcasts and broadcast media. She is very active in promoting Diversity, Equity and Inclusion (DE&I) initiatives and is a passionate impact leader for Moody's Community Impact initiatives in Asia.

Alka joined Moody's in 2013 and over the years has led the ratings of several high profile Asian financial institutions. Prior to joining Moody's, she worked in the investment banking division of J.P. Morgan in London and Mumbai and ING Vysya Bank in India. She has close to 20 years of experience in the financial industry. Alka holds an MBA from the Xavier Institute of Management in India.